Rates Current as of Thursday September 02, 2010

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The cardholder’s account balance as of the previous billing statement.

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What is the Fed Funds rate and how is that determined?

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Can a bank refuse to let me open a checking account?

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If I have a check that is made out to me, but I would like to endorse it and send it to someone else so say they can deposit into their bank account and have the funds. Can I do this and how should I do this?

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How can I tell if the routing number on a check is valid?

Routing numbers are the nine digit numbers also know as an ABA number that is found on the bottom of check next to you account number. This identifies the bank and the region where the checks are cleared. If the routing number is valid, this does not mean the check is valid.

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