Rates Current as of Thursday February 09, 2012

Positive Carry

A term used to describe the outcome of the yield on a debt instrument or security that is greater than the cost to finance the purchase of the security.

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Banking & CD FAQs

What are institutional money market funds?

Institutional funds are held primarily by businesses, governments, institutional investors, and high-net worth households. Institutional funds hold 60 percent of all money market fund assets.

When I bank online how often is my account updated?

More and more banking takes place in real time. This doesn’t mean that your paychecks will clear and be available the minute you deposit them, but it does mean that if you deposit the check at an ATM you may very well see a record of that deposit online by the time you get

Does the interest earned on a CD need to be reported as income?

Yes. The bank where you have your CD should have sent you Form 1099-INT stating how much interest you earned last year. A duplicate will have been sent to the IRS so the government knows about your interest earnings. If you didn’t receive one give the bank a call.

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