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A significant decline in general economic activity extending over a period of time.
Mortgage rates moved lower, Treasury rates tumbled, and CD rates slipped by a fraction as we enter the New Year. Troubles in Europe appear to be the biggest catalyst for the drop in interest rates. A slow economic environment across the pond combined with political instability in Greece is bringing fresh dollars into safe and
One of the top three largest banks based in Oregon is West Coast Bank which is headquartered in Lake Oswego, OR. As one of the largest banks in the Beaver State, West Coast Bank is also one of the largest mortgage lenders. West Coast Bank offers competitive mortgage rates and a number of flexible loan
For investors who are retired or preparing for retirement, and searching for a way to keep their money safe while at the same time producing income, bank CDs are a great choice. It is also a wise investment for those consumers planning future college expenses or savings for short term funding needs. In Arizona, consumers
Those seeking higher interest rates without the need for immediate liquidity can find very good rates of return with bank CDs. Generally, the more you save and the longer the term for the savings commitment, the higher the interest rate on the CD. But interest rates alone don’t always tell the whole story. Most local
MidWestOne Bank provides retail and commercial banking, and related financial services in Iowa. The company’s deposit products include demand, savings, time deposits, and certificates of deposit. It also offers real estate, commercial, agricultural, and consumer loans, as well as trust services. The bank offers its services to individuals, small to medium sized business, farmers, government
Yes, generally a national bank shall make funds deposited by cash available for withdrawal by the next day, or not later than the business day after the banking day on which the cash is deposited.
A business day is a calendar day other than a Saturday, Sunday, or a Federal holiday.
A banking day is a business
West Milton State Bank has superior CD rate offerings that are hard to refuse. Make the switch to West Milton State Bank and you will be able to earn the following interest rates on their promotional certificates of deposit: an 18 month CD earning an interest rates of 3.30% APY and a three year CD
A money market fund is a type of mutual fund that invests in high-quality, short-term securities that present minimal credit risk. These funds also pay dividends that generally reflect short-term interest rates. Although the net asset value per share of a traditional mutual fund changes daily in response to market factors, money market
Fed funds are unsecured loans of reserve balances at Federal Reserve Banks between depository institutions. Banks keep reserve balances at the Federal Reserve Banks to meet their reserve requirements and to clear financial transactions. Transactions in the fed funds market enable depository institutions with reserve balances in excess of reserve requirements to lend
Natchitoches, Louisiana is location for the main office of City Bank & Trust Company. Natchitoches is an original French colony in Louisiana, established in 1714 as part of French Louisiana. The community was named after the Natchitoches Indian tribe. It is the oldest permanent settlement in the Louisiana Purchase territory. It is also well known
The FDIC insures individual bank accounts up to $100,000.00. The present change to $250,000.00 is set to expire on December 2009 thus making the coverage of little value for bank CDs that have a term running past the end of 2009. It is possible to have significantly more funds insured by holding insured accounts in more than one
Wayne Bank is based in Honesdale, Pennsylvania and offers a bevy of mortgage loan programs for consumers throughout Eastern Pennsylvania. Wayne Bank has been offering lending services to consumers for over 100 years and has grown to become of the of the largest and most stable mortgage lenders along the north and eastern portion of
The alleged practice of certain lending institutions of not making mortgage, home improvement, and small business loans in certain neighborhoods-usually areas that are deteriorating or considered by the lender to be poor investments.
Northampton Cooperative Bank has a current checking account promotion that rewards new account holders and helps local businesses at the same time. Northampton Bank is a western Massachusetts based bank that is offering a $100.00 bonus for opening a new checking account with direct deposit. The $100.00 checking account is bonus is distributed to the
Oneida Savings was established on April 1, 1866. The bank is a community bank engaged primarily in the business of accepting deposits from customers and using those deposits, together with funds generated from operations and borrowing proceeds, to make one- to four-family residential and commercial real estate loans, commercial business loans, consumer loans and to
Cash deposits or checks that have been presented for payment and for which payment has been received.
The Bureau of Labor Statistics of the U.S. Department of Labor released the November producer price report for November of 2008. The Producer Price Index for Finished Goods fell 2.2 percent in November, 2008. This decline followed decreases of 2.8 percent in October and 0.4 percent in September. Energy prices dropped 11.2 percent, this came
If you find your bank checking account or savings account balance is drifting lower due to high recurring monthly expenses, now is a time to review you household budget. A significant hole in the budget may be high monthly credit card payments. If you find yourself falling behind on credit card payments, pay the highest interest
Whether you accumulate your cash in a bank, thrift or a credit union, there are numerous savings options within these financial institutions from which to choose. Checking accounts have a plethora of features to choose from, money market accounts combine the features of checking and high yields and CD rates are paying returns well above