Ohio Valley Bank is an Ohio based bank headquartered in Gallipolis, Ohio. The bank presently operates 16 bank branches in Ohio and West Virginia, all of which offer automatic teller machines (ATMs). Seven of the bank offices also offer drive-up services. The bank is a state-chartered bank that is not a member of the Federal Reserve. Ohio Valley Bank was established in 1872 under the original name, The Ohio Valley Bank Company. The bank been FDIC insured since 1934. As an Ohio state-chartered bank that is not a member of the Federal Reserve Bank, the bank is supervised and regulated by the Ohio Division of Financial Institutions and the FDIC. The deposits of the bank are insured up to statutorily prescribed limits by the FDIC. The FDIC Certificate number for Ohio Valley Bank is 384.
Ohio Valley Bank is a full-service financial institution offering commercial and consumer banking services within southeastern Ohio as well as western West Virginia. Ohio Valley Bank locations offer checking accounts, savings accounts, money market accounts, certificate of deposits with competitive CD interest rates, bank IRA CDs, competitive mortgage rates, auto loans, commercial and business bank products and services, online banking and telephone banking services and more. Ohio Valley Bank also offers in-store branches, banking on Sunday and most holidays, internet banking, and mobile banking.
Ohio Valley Bank acquired Jackson Savings Bank of Jackson, Ohio in 2000. The bank is a subsidiary of Ohio Valley Banc Corp. Ohio Valley Banc Corp. is a publicly traded corporation; the stock is traded on The NASDAQ Global Market under the symbol OVBC. Ohio Valley also owns two nonbank subsidiaries, Loan Central, Inc. and Ohio Valley Financial Services Agency, LLC which engage in lending and insurance agency services. The company operates with approximately 800 million dollars on total assets.
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