Ohio CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Ohio | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Wednesday February 08, 2012

Today's Current Ohio CD Rates
The best Ohio CD rates currently offered. Compare the best Ohio CD rates from the highest CD rates currently being offered.

Today's Current Ohio 6 Month CD Rates. The best Ohio 6 month CD rates. Compare the best Ohio 6 month CD rates.
Bank	APY	Term	Min $ Open
Columbus First Bank www.columbusfirstbank.com 614-310-7200	6 Month	0.80%	$500.00
Valley Central Savings Bank www.valleycentral.org 513-821-3335	6 Month	0.75%	$2,500.00
Mt Washington Savings & Loan www.mwslcincy.com 513-231-7871	6 Month	0.75%	$500.00
Ohio Savings Bank www.amtrust.com 800-696-2222	6 Month	0.70%	$1,000.00
Cooper State Bank www.csbank.com 866-400-5999	6 Month	0.70%	$1,000.00
Geauga Savings Bank www.geaugasavings.com 800-472-6250	6 Month	0.65%	$1,000.00

Today's Current Ohio 1 Year CD Rates. The best Ohio 1 Year CD rates. Compare the best Ohio 1 Year CD rates.
Bank	APY	Term	Min $ Open
Merchants Bank and Trust www.mymbt.com 513-871-7283	17 Month	1.25%	$10,000.00
First Federal Savings and Loan of Delta www.firstfeddelta.com 419-841-4454	16 Month	1.16%	$10,000.00
Delaware County Bank and Trust www.webdcb.com 740-657-7000	1 Year	1.10%	$1,000.00
Nationwide Bank www.nationwide.com 877-422-6569	1 Year	1.10%	$500.00
Mt Washington Savings & Loan www.mwslcincy.com 513-231-7871	1 Year	1.01%	$500.00
Columbus First Bank www.columbusfirstbank.com 614-310-7200	1 Year	1.01%	$500.00

Today's Current Ohio 2 Year CD Rates. The best Ohio 2 Year CD rates. Compare the best Ohio 2 Year CD rates.
Bank	APY	Term	Min $ Open
Valley Central Savings Bank www.valleycentral.org 513-821-3335	2 Year	1.35%	$1,000.00
Perpetual Federal Svgs Bank www.pfsb-urbana.com 937-653-1700	2 Year	1.35%	$1,000.00
Geauga Savings Bank www.geaugasavings.com 800-472-6250	2 Year	1.30%	$1,000.00
FCN Bank www.fcnbank.com 513-367-6111	2 Year	1.30%	$1,000.00
Delaware County Bank and Trust www.webdcb.com 740-657-7000	21 Month	1.30%	$1,000.00
Nationwide Bank www.nationwide.com 877-422-6569	2 Year	1.30%	$500.00

Today's Current Ohio 5 Year CD Rates. The best Ohio 5 Year CD rates. Compare the best Ohio 5 Year CD rates.
Bank	APY	Term	Min $ Open
Mt Washington Savings & Loan www.mwslcincy.com 513-231-7871	5 Year	2.74%	$500.00
The Peoples Svgs & Loan Co www.peoplessavingsonline.com 800-745-7752	5 Year	2.50%	$500.00
Citizens Federal S&L www.citizensfederalsl.com 800-436-5177	5 Year	2.50%	$500.00
Perpetual Federal Svgs Bank www.pfsb-urbana.com 937-653-1700	5 Year	2.35%	$1,000.00
Harrison Building & Loan www.bankhbl.com 513-367-2015	5 Year	2.35%	$1,000.00
FCN Bank www.fcnbank.com 513-367-6111	5 Year	2.35%	$1,000.00

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Federal Reserve System Wholesale Services

Fedwire Funds Service The Fedwire Funds Service provides a real-time gross settlement system in which more than 9,500 participants are able to initiate electronic funds transfers that are immediate, final, and irrevocable. Banks and other depository institutions that maintain an account with a Reserve Bank are eligible to use the service to send payments directly to,

Top CD Interest Rates October 17, 2011

The highest CD interest rates available nationally were lower this past week; however the drop in interest rates for the top best bank rates was quite mild. The Selectcdrates.com index measuring the average rate for the top ten highest 3 month CD rates through five year CD rates was down by just .004 percent this

What Drives Bank CD Rates of Return?

A Certificate of Deposit or CD is normally a fixed-rate, fixed-term investment that is insured for up to $100, 000 by the FDIC, a department in the Federal government. Because the investment in a CD is for a longer period of time than a savings account of checking account, it pays a rate that is higher

Ohio CD Rate Updates

Ohio CD Rates June 19, 2009

Over the past several weeks CD rates in Ohio have managed to tumble down a choppy path, having a detrimental impact on the the interest income by bank CD investors. This week, Ohio CD rates continued to travel down the path of lower rates once again. Not one of the CD terms displayed an increase [...]

CD Rates in Ohio for the week of June 12, 2009

Ohio CD rates as a whole were little changed for the week. However, the changes in the rate averages for the individual CD terms showed movement in both directions. The six month CD rate average ended the week right where it started at 2.02%. The one year CD rates in Ohio tumbled seven basis points [...]

The Best Ohio CD Rates for the week of June 5, 2009

Certificate of deposit rates in Ohio were modestly higher for the week with the exception of the one year CD rates which rose appreciably for the week. All of the highest CD rates for each term category exceed the best national rates except the six month CD rates which are trailing the best national rates. [...]

Banking & CD FAQs

Can a bank choose not to disclose who is the beneficiary on account even if I may be the beneficiary on another person’s account?

Yes. The beneficiary has authorization on an account only at the time of the account holder’s death. Prior to that time, the beneficiary has no rights to the account and therefore the bank is not at liberty to discuss who the beneficiary is on an account unless the bank is speaking with the

What are money market mutual funds, and how do investors use them?

A money market fund is a type of mutual fund that invests in high-quality, short-term securities that present minimal credit risk. These funds also pay dividends that generally reflect short-term interest rates. Although the net asset value per share of a traditional mutual fund changes daily in response to market factors, money market

I received my payroll check and went to the bank the check was drawn on to cash it. The bank refused to cash the check since I do not have an account with them. Is this legal?

There is no federal law or regulation that requires national banks to cash checks for noncustomers. Most banks have policies that allow check cashing services only for customers who have an account with them in order to protect both themselves and their customers from forgeries. Once a national bank cashes a check that has

I re-deposited a check. Now the bank says that it has placed an exception hold on my funds. What does that mean?

The bank may use an exception hold on a check that was previously deposited but was returned unpaid for insufficient funds. This allows the bank to lessen the risk associated with this transaction. An exception hold may not be applied to any check (including an “official type” check) that has been returned unpaid and re-deposited

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