Rates Current as of Thursday February 09, 2012

A bureau of the Treasury Department established in August 1989. OTS has the authority to charter federal Thrift Institutions and serves as the primary regulator of approximately 2,000 federal and state chartered thrifts.

This entry was posted on Saturday, October 11th, 2008 at 5:36 pm and is filed under Glossary. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

No user commented in " Office of Thrift Supervision – OTS "

Follow-up comment rss or Leave a Trackback

Similiar Content You Might Enjoy

Are money market mutual funds rated?

Retail money market mutual funds are not rated by rating agencies. All of the underlying securities these funds invest in are rated by credit-rating agencies, but only institutional portfolios tend to be rated.

Abandonment

Voluntary surrender of property, or a right to property, without attempting to reclaim it.

Altered Check

A check or draft which has been modified from the original payment terms (for example, an unauthorized change to the payee or the dollar amount).

Citigroup, Inc

Citigroup is a diversified bank holding company whose businesses offer a large range of financial services to consumer and corporate customers throughout the world. Retail banking is offered through products and services of Citibank, N.A. a FDIC insured bank. Citibank, N.A. is a commercial bank and wholly-owned subsidiary of Citigroup Inc. Citibank’s principal offerings include consumer

More DC Bank Rates

Bank rates in Washington are our focus while the nation has its eye on the newest resident in the District of Columbia. Washington DC is home to a quite a selection of banks offering above average CD rates. Most of these banks are small, local banks that are growing and prospering. Bank of Georgetown is a

Diversification with Bank Savings, Money Market Acounts and CDs

Diversification is the process of reducing risk by spreading out investments over different types of assets in order to minimize the impact of a poor performance or outcome from any one type. Diversification can be used with numerous bank products such as savings account, money market accounts and certificates of deposit. Further diversification can be

Audubon Savings Bank

Audubon Savings Bank is a New Jersey state chartered mutual savings bank. Audubon Savings Bank was established on January 1, 1904. The bank has been FDIC insured since July 3, 1972. Audubon Savings Bank is chartered as a FDIC Savings Bank. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC). At the close of

Nominal Interest Rates

Current stated rates of interest paid or earned.

VA CD Rates at Bank of the James

Bank of the James opened its doors in 1999 and was organized under the laws of the Commonwealth of Virginia to engage in retail and commercial banking business. Bank of the James is a locally owned community bank and serves individuals, small and medium sized businesses and professionals in central Virginia. The Bank’s services include

Promissory Note

A written promise to repay a loan by a specified time

CD Interest Rates for the Week Ending September 11, 2009

Bank CD rates were just modestly lower for the week ending September 11, 2009. The short term, six month CD rates took the brunt of the pain while the one year and five year CD rates held steady and the two year CD rates showed a slight loss in yield. The best six month CD rates

Peoples Federal Savings Bank CD Rates

Peoples Federal Savings Bank was founded over 75 years ago in 1925 in Auburn, Indiana. The bank has nine branches in 8 communities of northeastern Indiana and now has 15 offices total in Northern Indiana and Southern Michigan. Peoples Federal Savings Bank is chartered as a Savings Association and therefore the primary regulator is the

Bank CD Rates October 2, 2009

Bank CD rates had mixed results for the week ending October 2, 2009. Short terms CD rates were lower while midterm CD rates were higher and the longer term CD rates were unchanged. While bank CD rates moved very little in total, Treasury rates continued to move lower for the week with the one year

Bank Rates November 1, 2010

Bank CD rates, savings account rates and mortgage rates were all lower on the week. Rate reductions were relatively modest for the week ending October 29, 2010 with some of the best CD interest rates remaining unchanged week over week. Credit card rates on new bank credit card offers continued to gyrate without

USA PATRIOT Act

Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001 (Public Law 107-66) This law was enacted shortly after 9-11-2001 as a response to enhance law enforcement powers and the ability of the U.S. Government to combat terrorism.

Quad Cities CD Rates

The Quad Cities is a geographic region of the Mississippi Valley that identifies four cities in the states of Iowa and Illinois. The cities that are the basis for the name of the region called the Quad Cities are Davenport, Rock Island, Moline and East Moline. In addition to the four cities, numerous other towns

Best Short Term Rates in Georgia

One Georgia Bank is doing a great job of offering some of the highest CD rates in Georgia. As of December 19, 2008 One Georgia Bank has a promotional 7 month CD with an interest rate of 4.25%. Most of the more popular web sites that track CD rates are showing rates significantly less that

Secure Checking Accounts to Avoid Identity Theft

Identity theft in banking is a growing crime. Maintaining checking account and identity security are important to avoid loss. Maintain any voided bank checks or unused checks and deposit slips in a safe and secure location so that no one can copy the information, steal the checks or use the stolen information to steal your

Mortgage Loan

A loan made by a lender to a borrower for the financing of real property.

Bank of the West Best Savings Account Rates

While bank rates remain low, Bank of the West is promoting an online savings account that offers an interest rate that is one of the top ten highest savings account yields available nationwide and is above the national average rate for 6 month CDs, one year CDs and two year CDs. Bank of the West has

CD Rate Updates

CD Interest Rates Mildly Lower January 30, 2012

In the most recent survey of bank CD rates conducted by Selectcdrates.com, CD rates slumped slightly compounding last week’s similar dip. The average yield on the Selectcdrates.com CD rate index moved down to 1.081 percent from an average rate of 1.087 percent found in the previous rate survey. The Selectcdrates.com index covers the top ten [...]

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the [...]

CD Interest Rates Display Little Change January 16, 2012

The best CD interest rates available were little changed over the past week. Based on the most recent survey of bank CD rates performed by Selectcdrates.com, the average CD rate gave up less than one basis point or 1/100th of a percent week over week. The average CD rate on the highest three month CDs, [...]

Banking & CD FAQs

What is a basis point (BPS)?

A basis point is a unit of measure in finance to describe the small percentage change in the interest rates of financial securities. One basis point is equivalent to 0.01% or 1/100th of a percent. If your local bank raises the interest rate on its one year CD by 25 basis points it

If the ATM kept my card and this ATM was npt one owned by my bank, will I have to get another?

Banks generally do not charge for replacing ATM cards that are lost, stolen or otherwise inoperable. You may want to look at the fee schedule on your account agreement to verify any possible charges.

How do I calculate what a certificate of deposit will be worth at maturity? Is there a formula?

The easiest way is to use our CD calculator, which will do all the work for you.

How is the interest I earn on my CDs taxed?

Interest income from CDs, money market accounts and savings accounts is considered regular income. It’s taxed at the same rate as any other income you receive that year. Your bank or savings institution will send you a 1099-INT form stating the amount of interest that your CDs or other accounts earned by the

Best Rates on CDs
Best Interest Checking Account Rates

Discover Bank IRA CD Rates

Emigrant Direct
Sallie Mae Savings

Bank Deals
Checking Account Promotions
Chase Bank Promotions Bank of America Promotions
Capital One Promotions
Citibank Promotion

Second Chance Bank Account
Online Checking Accounts Roth IRA Accounts

Best Credit Card Rates Low Interest Credit Cards Business Credit Cards Credit Cards with Cash Back Credit Card Applications
Best Credit Card Offers
Low Interest Rate Credit Cards
Credit Cards for Bad Credit

Best Prepaid Cards
Chase Bank Credit Cards
Chase Credit Card Offer Chase Freedom Card
Chase Credit Card Interest Rates
Wells Credit Cards
Apply for Citibank Credit Card
Citicreditcard
Student Citi Card
Citibank Dividend Card Balance Transfer Credit Card HSBC Bank Household Bank Credit Card

Personal Checking Account
Bank Certificates of Deposit
Compare Savings Accounts
Setting Up a Bank Account Online Bank Services
Bank Information
Open a Bank Account
Bank Money Markets
Bank IRA Accounts

Mobile Banking Online Banking

CD Ladder
CD Loan

Best Checking Accounts

Senior Checking Account

Car Loan Rate

Business Checking

Online Brokers

----------Calculators ---------

Savings Account Calculator
Compound Interest Calculator
Mortgage Payment Calculator

About Us | Contact Us | Privacy Policy

Office of Thrift Supervision – OTS

No user commented in " Office of Thrift Supervision – OTS "

Leave A Reply

CD Rate Updates

Banking & CD FAQs

Bank & CD Tips