The best CD rates in North Carolina were mostly unchanged for the week with the exception of a slight rise in the two year CD rates.  The average of the highest six month CD rates and five year CD rates were unchanged to end the week.  The one year CD rates fell by one basis point or 1/100 of a percent.  The average for the two year CD rates increased by five basis points to 2.53% from 2.48% in the prior week.

The best six month CD rate listed comes from NewDominion Bank on their nine month CD that has an interest rate of 2.31%.  The next best CD rate is at 2.02% which is available at Randolph Bank as well as Carolina Bank on eight month term CDs.  Following these offers are the six month CDs from AF Bank and Park Sterling Bank with yields of 2.00%.

The best one year CD rate in North Carolina is unchanged at 2.40% and is marketed by NewDominion Bank.  14 basis points beneath this offer is the promotional CD of Fifth Third Bank that has an interest rate of 2.26%.  Just one basis lower again is the one year CD of Park Sterling Bank at 2.25%.

The best two year CD rate in North Carolina makes for a triple play by NewDominion Bank.  NewDominion offers a two year CD that has an interest rate of 2.75%.  Second place is held by Forest Commercial Bank at 2.63%.  Only three basis points lower is a two year CD at Crescent State Bank with a yield of 2.60%.

Crescent State Bank leads the five year term CDs in North Carolina with an interest rate of 3.55%.  Following their lead is the fairly consistent promotional CD of US Bank that has an interest rate of 3.50% on a 59 month term.  The remaining top five year CDs range in rate from 3.40% at KeySource Commercial Bank and 3.10% which can be found at Forest Commercial Bank.

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