Today's Current New York CD Rates
The best New York CD rates currently offered. Compare the best New York CD rates from the highest CD rates currently being offered.
Today's Current New York 6 Month CD Rates. The best New York 6 month CD rates. Compare the best New York 6 month CD rates.
Bank APY Term Min $ Open
EastBank, N.A.
www.eastbank-na.com
212-219-9000
1.01% 6 MONTH $2,500.00
Trustco Bank
www.trustcobank.com
800-670-3110
1.00% 6 MONTH $500.00
Nara Bank
www.narabank.com
212-279-2790
1.00% 6 MONTH $1,000.00
NewBank
www.newbankusa.com
718-353-9100
1.00% 6 MONTH $1,000.00
Wilshire State Bank
www.wilshirestatebank.com
866-886-2265
1.00% 6 MONTH $1,000.00
Habib American Bank
www.habibamericanbank.com
212-532-4444
1.00% 6 MONTH $1,500.00
Today's Current New York 1 Year CD Rates. The best New York 1 Year CD rates. Compare the best New York 1 Year CD rates.
Bank APY Term Min $ Open
Atlas Savings and Loan
www.atlasbank.com
718-768-4800
1.56% 15 Month $2,500.00
USA Bank
www.usa-bankers.com
914-417-2810
1.50% 1 YEAR $500.00
NewBank
www.newbankusa.com
718-353-9100
1.50% 1 YEAR $1,000.00
Habib American Bank
www.habibamericanbank.com
212-532-4444
1.50% 1 YEAR $1,500.00
Bank of Smithtown
www.bankofsmithtownonline.com
646-786-2000
1.50% 15 Month $2,500.00
State Bank of India
www.statebank.com
800-724-5780
1.41% 1 YEAR $5,000.00
Today's Current New York 2 Year CD Rates. The best New York 2 Year CD rates. Compare the best New York 2 Year CD rates.
Bank APY Term Min $ Open
Habib American Bank
www.habibamericanbank.com
212-532-4444
2.25% 2 YEAR $1,500.00
Atlas Savings and Loan
www.atlasbank.com
718-768-4800
2.02% 2 YEAR $2,500.00
Riverside Bank
www.riversidebankhv.com
845-454-5511
2.02% 2 YEAR $2,500.00
Empire State Bank
www.esbna.com
718-351-0590
2.00% 2 YEAR $1,000.00
State Bank of India
www.statebank.com
800-724-5780
1.76% 2 YEAR $5,000.00
City National Bank
www.citynatbank.com
800-966-8262
1.75% 2 YEAR $500.00
Today's Current New York 5 Year CD Rates. The best New York 5 Year CD rates. Compare the best New York 5 Year CD rates.
Bank APY Term Min $ Open
Atlas Savings and Loan
www.atlasbank.com
718-768-4800
3.15% 5 YEAR $2,500.00
City National Bank
www.citynatbank.com
800-966-8262
3.00% 5 YEAR $500.00
EastBank, N.A.
www.eastbank-na.com
212-219-9000
3.00% 5 YEAR $2,500.00
Bank of Smithtown
www.bankofsmithtownonline.com
646-786-2000
2.95% 5 YEAR $2,500.00
Madison National Bank
www.madisonnational.com
888-660-0900
2.80% 5 YEAR $500.00
Riverside Bank
www.riversidebankhv.com
845-454-5511
2.79% 5 YEAR $2,500.00
Bank certificate of deposit rates were lower for the third consecutive week in 2010.  The average yield for the top ten best bank CD rates available nationally fell across all maturities.  For the week ending January 22, 2010 the short term bank CD rates incurred the most damage while the mid term and longer term CDs
A Certificate of Deposit or CD is normally a fixed-rate, fixed-term investment that is insured for up to $100, 000 by the FDIC, a department in the Federal government. Because the investment in a CD is for a longer period of time than a savings account of checking account, it pays a rate that is higher
Most people are aware of credit reporting bureaus, which are agencies that determine a person’s credit worthiness through a numerical score between 300 and 800, (with 300 being the worst and 800 being the best). However, few are knowledgeable of ChexSystems, an organization that has the same concept as credit reporting bureaus. They