Rates Current as of Thursday September 02, 2010

« Negotiable Order of Withdrawal account – NOW

National Credit Union Administration – NCUA »

Negotiable

A term used to describe a debt security the title to which is transferred by delivery.

This entry was posted on Saturday, October 11th, 2008 at 5:39 pm and is filed under Glossary. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

No user commented in " Negotiable "

Follow-up comment rss or Leave a Trackback

Similiar Content You Might Enjoy

Opening a Bank Account

Bank regulations and requirements can be confusing, that’s we want you to know ahead of time what you will need to bring with you when coming in for a new account. Depending on how you open a bank account there will be various resources required. Of course, before you open a bank account

Investment Company

A corporation, trust, or partnership that invests pooled shareholder dollars in securities appropriate to the organization’s objective. Mutual funds, closed-end funds, and unit investment trusts are the three types of investment companies.

Payoff

The complete repayment of a loan, including principal, interest, and any other amounts due. Payoff occurs either over the full term of the loan or through prepayments.

Acacia Federal Savings Bank

Acacia Federal Savings Bank is a thrift institution which has been operating in the Washington DC Metro area since it opened in March 1985. Acacia Federal runs its nationwide deposit operation and conducts regional loan production from one location in Falls Church, Virginia. Acacia Federals primary transactions and services are retail mortgage lending, construction lending,

Collusion

Collaboration of two or more individuals in a fraudulent scheme.

Bank ATMs Do More Than Withdraw Cash

Bank ATMs are becoming more advanced as their use as greatly expanded. ATMs not only allow cash withdrawals and balance inquiries, but many financial institutions allow deposits with check scanners built in, account transfers, and loan payments. These bank ATM features make choosing online savings account and banks that have fewer local bank branches viable

Bank Statement

A record of a customers account that is issued periodically showing all transactions during that period. It shows all deposits made, all checks paid, and other debits posted during the period, usually one month, as well as the current balance.

Credit Crunch and CD Rates

As the credit crisis continues, banks continue to either increase the rates being offered on certificates of deposit or maintaining the high CD rates already being marketed. During this time of financial upheaval these interest rates are making certificates of deposit a very competitive location to store money for customers looking for safety with a

Best One Year CD Rate in Indiana

West End Bank has the best one year CD rate in Indiana. Quite frankly the term on the CD is only 10 months, but that’s close enough to a one year CD for placement in the one year term CD category. The interest rate is on this certificate of deposit is 4.00% APY. The minimum

Can a bank choose not to disclose who is the beneficiary on account even if I may be the beneficiary on another person’s account?

Yes. The beneficiary has authorization on an account only at the time of the account holder’s death. Prior to that time, the beneficiary has no rights to the account and therefore the bank is not at liberty to discuss who the beneficiary is on an account unless the bank is speaking with the

NY CD Rates at Ulster Savings Bank

Ulster Savings Bank is New York based bank. The bank has been in operation since 1851. It was the first savings bank in Ulster County, New York. Ulster Savings Bank remains a locally owned and operated bank. Ulster Savings Bank offers a wide selection of financial products and services. Consumer retail bank services and products include

The Best CD Rates for the Week of August 21, 2009

This past week on Wall Street there appears to be growing belief that the economic recovery is insight. The Fed Chairman chimed in after the annual Fed conference in Wyoming that the U.S. economy has “avoided the worst” and the recovery will be “relatively slow at first”. Meanwhile the FDIC closed the doors on four

Currency Appreciation

An increase in the value of one currency relative to another currency. Appreciation occurs when, because of a change in exchange rates, a unit of one currency buys more units of another currency.

Texas CD Rates, Oglesby State Bank

Oglesby State Bank is a based in Oglesby, Texas and has just one bank location. This relatively small bank offers a wide variety of account options including checking, interest-bearing accounts, commercial checking, savings accounts, certificates of deposit accounts and IRA’s. With the wide array of savings options, consumers in the area are sure to find

Judgment

An amount owed under a court order.

How Banks Work

Banks are private, for-profit businesses that offer a variety of services to the public with the intent of making a profit. Credit unions operate as not for profit entities, but play the same basic role in providing services to the general public and the economy. Though banks are driven by a profit motive,

Odd Term Bank CD Rates Up

While certificate of deposit ( CD ) rates continue to drop this year more bank are offering promotional CD rates to attract depositors. Short term CDs that are frequently for odd maturities or terms. Most web sites that track the highest national CD rates exclude odd term bank CDs. At Selectcdrates.com the odd term CDs are

Lienholder

Someone holding a recorded security interest in property that was pledged as loan collateral.

Velocity

The rate at which money balances turn over in a period for expenditures on goods and services. Moat often measured as the ratio of GNP, gross national product, to the money supply. A larger velocity means that a given quantity of money is associated with a greater dollar volume of transactions.

CD Rates at BankIowa

BankIowa opened in 1921 as Farmers State Savings Bank in Iowa. In June of 1998, Farmers State Savings Bank changed its name to BankIowa. The bank presently has ten branches in seven Iowa communities. The branches are located in Cedar Falls, Cedar Rapids, Independence, Jesup, Lamont, Norway and Waterloo Iowa. BankIowa is an independent and locally

CD Rate Updates

CD Interest Rates Continue to Fall July 19, 2010

National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms.
The average of the top [...]

Bank CD Interest Rates June 21, 2010

Certificate of deposit interest rates were just fractionally lower for the week ending June 18, 2010 based on the survey of bank CD rates performed by Selectcdrates.com. National CD rates for the three month, six month and two year maturities ended the week unchanged from the prior week. The one year and five [...]

Bank Certificate of Deposit Rates June 14, 2010

Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten [...]

Banking & CD FAQs

Is money placed in a bank considered investing?

Absolutely. Good financial planning means establishing savings and investments that increase your assets and manage risk. Bank products are certainly a component of that formula. Long term investing requires measuring risk and reward to not only increase your returns on the capital you have but to preserve it as well. There

How do I calculate what a certificate of deposit will be worth at maturity? Is there a formula?

The easiest way is to use our CD calculator, which will do all the work for you.

What occurs at an FOMC meeting?

A senior official of the Federal Reserve Bank of New York discusses developments in the financial and foreign exchange markets, along with the details of the activities of the New York Fed’s Domestic and Foreign Trading Desks since the previous FOMC meeting. Senior staff from the Board of Governors present their economic and financial

What are retail money market funds?

Retail funds are money market mutual funds that are offered primarily to individuals. Retail money market funds hold around 60 percent of all money market fund assets.

About Us | Contact Us

Negotiable

No user commented in " Negotiable "

Leave A Reply

CD Rate Updates

Banking & CD FAQs

Bank & CD Tips