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Certain information that Federal and State laws require creditors to give to borrowers relative to the terms of the credit extended.
Mortgage rates jumped higher on Friday after the release of the monthly jobs report by the U.S. Bureau of Labor Statistics. An unexpected drop in the unemployment rate and a larger than expected rise in the number of new jobs created gave another shot in the arm to the stock market and socked money away
Bank of Charles Town started in banking shortly after the civil war in 1871. The bank has now been built up to $293,907,000 in total assets of September 2008. During our present time of significant banking losses, Bank of Charles Town managed to earn a net operating profit of $2,196,000 through the first 9 months
Bank CD rates were just modestly lower for the week ending September 11, 2009. The short term, six month CD rates took the brunt of the pain while the one year and five year CD rates held steady and the two year CD rates showed a slight loss in yield.
The best six month CD rates
Dividends, interest, and/or short-term capital gains paid to a mutual fund’s shareholders. Income is earned on a fund’s investment portfolio after deducting operating expenses.
Fargo may seem like time passes it by, but banking competition is alive and well in North Dakota’s largest city. BlackRidgeBANK offers CD specials that are significantly above the national average. At the present time the bank is advertising promotional interest rates on their 9 month and 18 month term CDs. The 9 month bank
The total return of a fund after the effects of taxes on distributions and/or redemptions have been assessed. Funds are required by federal securities law to calculate after-tax returns using standardized formulas based upon the highest tax rates. Consequently, they are not representative of the after-tax returns of most mutual fund shareholders.
Research done to measure and understand the characteristics of a given market.
CD interest rates slumped this week as the long term cap on short term rates that is being held in place by the Fed, continues to keep interest rates down. The longer the Fed continues to hold short term rates lower, the more banks that offer the highest CD rates can skim a few basis
Scott Valley Bank is California’s oldest independent bank. The bank was established in 1912 and has been FDIC insured since January 1, 1934. Scott Valley Bank is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).
As of March 31, 2009 Scott Valley Bank had approximately 113 total
BankIowa opened in 1921 as Farmers State Savings Bank in Iowa. In June of 1998, Farmers State Savings Bank changed its name to BankIowa. The bank presently has ten branches in seven Iowa communities. The branches are located in Cedar Falls, Cedar Rapids, Independence, Jesup, Lamont, Norway and Waterloo Iowa.
BankIowa is an independent and locally
Many transactions are processed overnight. These transactions may not be reflected in an available balance. On checking accounts, banks generally post deposits before withdrawals. However, there are no laws requiring national banks to do this. In addition, banks may establish a cutoff time for deposits made at a branch or through an
Mortgage rate shoppers in Alabama looking to buy a home, build a new home, remodel, or refinance to put the cash in their home to better use can find a wide array of financing options with Bank Independent based in Sheffield, AL. Bank Independent is one of the largest mortgage lenders in Alabama and one
The International Bank Account Number (IBAN) is the international standard for identifying international bank accounts across national borders. These identifying account numbers were established to facilitate transactions within the European Union. At the present time, the United States does not participate in IBAN. When sending wire transfers to countries that have IBAN numbers,
A variable rate agreement, as distinguished from a fixed rate agreement, calls for an interest rate that may fluctuate over the life of the loan. The rate is often tied to an index that reflects changes in market rates of interest. A fluctuation in the rate causes changes in either the payments or
One Georgia Bank is doing a great job of offering some of the highest CD rates in Georgia. As of December 19, 2008 One Georgia Bank has a promotional 7 month CD with an interest rate of 4.25%. Most of the more popular web sites that track CD rates are showing rates significantly less that
A fee assessed by your bank for making a transaction at another bank’s ATM.
A strong jobs report following a cautious report from the head of the Federal Reserve has caused a fracture in bank rates. Lending rates dipped for the week while savings rates forged ahead, ending the week on an up note.
Lending rates, including mortgage rates and auto loan rates, dropped lower predominantly based on a speech
On May 14, 2010 the FDIC added four more banks to the growing list of failed banks in 2010. The four banks this week that that had the FDIC appointed as receiver included; Southwest Community Bank in Missouri, New Liberty Bank in Michigan, Satilla Community Bank in Georgia and Midwest Bank and Trust in
Yes. Federal banking laws and regulations do not address the closing of deposit accounts by banks. Therefore, a national bank can close an account at any time and for any reason. Generally, a bank would close your account for your protection—to prevent more fraudulent withdrawals. This area is governed by the