Michigan CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Michigan | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Thursday May 24, 2012

Today's Current Michigan CD Rates
The best Michigan CD rates currently offered. Compare the best Michigan CD rates from the highest CD rates currently being offered.

Today's Current Michigan 6 Month CD Rates. The best Michigan 6 month CD rates. Compare the best Michigan 6 month CD rates.
Bank	APY	Term	Min $ Open
Select Bank www.selectbank.com 616-454-8447	6 Month	1.00%	$1,000.00
Grand River Bank www.grandriverbank.com 888-929-4723	6 Month	1.00%	$1,000.00
Gogebic Range Bank www.gogebicrangebank.com 906-663-4520	6 Month	1.00%	$500.00
Superior National Bank & Trust www.snb-t.com 866-482-0404	6 Month	0.95%	$500.00
Miners State Bank www.msbir.com 877-906-5131	6 Month	0.65%	$1,000.00
First National Bank of Crystal Falls www.bankfnb.com 906-875-4505	6 Month	0.55%	$1,000.00

Today's Current Michigan 1 Year CD Rates. The best Michigan 1 Year CD rates. Compare the best Michigan 1 Year CD rates.
Bank	APY	Term	Min $ Open
Superior National Bank & Trust www.snb-t.com 866-482-0404	15 Month	1.25%	$500.00
Gogebic Range Bank www.gogebicrangebank.com 906-663-4520	1 Year	1.25%	$500.00
Grand River Bank www.grandriverbank.com 888-929-4723	1 Year	1.20%	$1,000.00
Select Bank www.selectbank.com 616-454-8447	1 Year	1.20%	$1,000.00
First National Bank of Crystal Falls www.bankfnb.com 906-875-4505	15 Month	1.15%	$1,000.00
Miners State Bank www.msbir.com 877-906-5131	1 Year	1.05%	$1,000.00

Today's Current Michigan 2 Year CD Rates. The best Michigan 2 Year CD rates. Compare the best Michigan 2 Year CD rates.
Bank	APY	Term	Min $ Open
mBank www.bankmbank.com 888-343-8147	2 Year	1.60%	$250.00
Gogebic Range Bank www.gogebicrangebank.com 906-663-4520	2 Year	1.50%	$500.00
Select Bank www.selectbank.com 616-454-8447	2 Year	1.45%	$1,000.00
Grand River Bank www.grandriverbank.com 888-929-4723	2 Year	1.40%	$1,000.00
Superior National Bank & Trust www.snb-t.com 866-482-0404	25 Month	1.31%	$500.00
Miners State Bank www.msbir.com 877-906-5131	2 Year	1.25%	$1,000.00

Today's Current Michigan 5 Year CD Rates. The best Michigan 5 Year CD rates. Compare the best Michigan 5 Year CD rates.
Bank	APY	Term	Min $ Open
Urban Partnership Bank www.upbnk.com 800-905-7725	5 Year	2.42%	$1,000.00
Eaton Federal Savings Bank www.eatonfed.com 517-543-3880	5 Year	2.32%	$1,000.00
First National Bank of America www.fnba.com 800-968-3626	5 Year	2.30%	$10,000.00
Select Bank www.selectbank.com 616-454-8447	5 Year	2.25%	$1,000.00
Gogebic Range Bank www.gogebicrangebank.com 906-663-4520	5 Year	2.25%	$500.00
mBank www.bankmbank.com 888-343-8147	5 Year	2.25%	$250.00

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CD Rates Slightly Off February 20, 2012

CD rates were off just slightly for the week ending February 17, 2012. Based on current CD interest rate survey performed by Selectcdrates.com, the average CD rate among the best CD rates available nationally was lower by only 2/1000ths of a percent. The average CD rate in the survey is established with the Selectcdrates.com CD

The Best CD Rates for the Week of August 21, 2009

This past week on Wall Street there appears to be growing belief that the economic recovery is insight. The Fed Chairman chimed in after the annual Fed conference in Wyoming that the U.S. economy has “avoided the worst” and the recovery will be “relatively slow at first”. Meanwhile the FDIC closed the doors on four

Understanding Savings Accounts

If you’re a wise financial consumer, you have money in three places – your checking account to pay bills, your intermediate savings account for short-term goals and emergencies, and your long-term portfolio for retirement and other savings goals longer than five years. Your checking account should be minimal with only enough cushion to prevent

Michigan CD Rate Updates

Michigan CD Rates for the week of June 5, 2009

Midterm CD rates in Michigan, the one year and two year terms, were unchanged for the week while the short term and long term CD rates slumped. The average of the best six month CD rates fell nine basis points or 9/100 of a percent to end the week at 2.04%. The one year CD [...]

The Best Michigan CD Rates for the week of May 29, 2009

The best CD rates in Michigan increased slightly on average with the gains mostly in the bottom of the rate tables with the highest CD rates for each term reaming unchanged. The best six month CD rate was unchanged at 2.30% and is promoted by New Liberty Bank. Peoples State Bank follows with a seven [...]

Michigan CD Rates Updated May 8, 2009

The best Michigan CD rates experienced only slight changes for the week ending May 8, 2009. The five year CD rates gained a little ground while the two year CD rates lost some; these changes were the equivalent of a few basis points or 3/100 of a percent. The best six month CD rate in [...]

Banking & CD FAQs

What role do boards play in overseeing money market funds?

A money market fund’s board of directors is primarily responsible for ensuring that the fund complies with the SEC’s conditions to limit risk in the fund’s portfolio. The board establishes written guidelines and procedures reasonably designed to stabilize the fund’s $1.00 NAV. The board also must exercise adequate oversight through periodic reviews of

If I am trying to choose a new bank and open account, what are some of the issue I should evaluate?

The answer will be somewhat dependent the needs of the individual opening the account. What features you may need versus the features I may want are likely to be quite different. None the less, before you search for the right bank and bank services some of the common considerations you have will revolve

My son has a small savings account that was opened a few years ago. When I recently checked the balance it was close to zero. It appears the bank has been assessing fees on the balance bringing it to almost nothing. Can they do that on his account?

There is no Federal regulation that would stop a bank from continual assessing account fees as long as these fees were disclosed in advance to your son. The bank should have disclosed its fees to your son either at the time of account opening or at a later date if the fees were initiated

Why are money-market funds always priced at $1 per share?

It’s an accounting fiction. Money-market funds are just short-term bond funds. Although the target price for each share is $1, a bond might be at 0.998 cents on the dollar while another is at 1.00123 cents, and it all balances out to $1 per share.

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