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A bank account owned by a business. These are generally checking accounts or demand deposit accounts. Business or commercial bank accounts will usually have higher monthly fees and service charges.
Harris Bank currently has a bank bonus on two of their bank CD products. Harris Bank is offering a limited time special CD rate on a short term, 13 month CD, and a long term, 48 month term CD. The 13 month CD rate is at 0.80 percent while the 48 month term
A council, established following the passage of the Monetary Control Act of 1980, whose purpose is to provide information and views on the special needs and problems of thrifts. The group is comprised of representatives of savings banks, savings and loan associations, and credit unions.
Annual percentage yield (APY) is the yield you earn on a deposit over the course of a year; it is a standardized way of comparing investments. The APY is important because it takes into account the assumed compounding of your interest. Compounding is simply a method of making earnings on your earnings.
Meadows Bank is Nevada based bank. Meadows Bank has one location right in Las Vegas, Nevada. The bank offers products and services customized to meets customers’ financial needs. Meadows Banks has a local relationship based approach to banking focuses on making decisions on accounts locally for its customers. The bank offers checking, savings, CDs, money
The stock of First Financial Bankshares gained 47 percent in 2008, CD investors can gain too with the competitive rates on the variety of CD terms offered at First Financial Bank, one of the banks owned and operated by First Financial Bankshares. To start the New Year, First Financial Bank has several CDs they are
A check is a contract between you and the party you identifying as the payee on the check. The check acts as a written set of instructions for the bank instructing it to transfer a specific amount of money from your account to individual or organization. When you fill out the amount of
A credit crunch occurs when there is either a lack of available in the credit market or lending institutions such as banks, thrifts and credit unions are reluctant to extend credit. At the present time, lending institutions have suffered losses from previous loans, and they are generally unwilling to take significant additional risks or
Under escheatment laws, when a bank account has been dormant for a certain period of time, the money reverts to the State treasurer. Generally, an account is considered dormant when it has had no activity, deposits or withdrawals, for 5 to 7 years. The length of time necessary to declare an account dormant
New Dominion Bank is running an advertisement this week for their Access CD. This CD has a term of 9 months with an APY of 3.75%. The bank waives the early withdrawal penalty after the first six days of the account term and after the first six days following any partial withdrawal. A $3,000.00 minimum
Longer term CD rates should be higher than short term CD rates. Investors generally accept a lower yield to have a shorter maturity or on the other hand expect a higher yield on the longer-term, less liquid CD. This characterizes a fairly normal economic condition for most all interest bearing securities, since investors expect to
Yes. In addition, you’re protected by the Electronic Fund Transfer Act, which governs consumer rights involving errors in the handling of electronic deposits, payments or withdrawals, and limits on consumer liability for unauthorized transfers.
A negotiable instrument, principally a check but also notes and drafts, that has been sent to one bank for collection and payment and is returned unpaid by the sending bank.
Since the San Diego Chargers delivered such a good performance this weekend, it is only proper that we find a bank in San Diego that offers CD rates which can match the performance of the Chargers. Temecula Valley Bank is our choice for the best CD rates providing above average performance.
Temecula Valley Bank which has
An application or offer to purchase a U.S. Treasury bill, note, or bond.
A written promise to repay a loan by a specified time
McLean Mortgage Corporation is an independent mortgage lender based in Fairfax, Virginia. The company was founded in 2008 and is now one of the top 100 largest mortgage lenders in the nation. McLean Mortgage is a full service mortgage lender with branch offices in Fairfax, Bedford, Fair Lakes, Lynchburg and Virginia Beach, Virginia; as well
Founded in March 1976, Omni National Bank is headquartered in Atlanta, Georgia. Omni National Bank is a subsidiary of Omni Financial Services, Inc., a publicly traded bank holding company. Omni Financial Services, Inc.’s common stock trades via the Pink Sheets under the symbol “OFSI.PK”.
Omni National Bank is a full-service, national bank with assets in excess
A tiered money market account is a bank account that pays different interest rates depending on the balance in the account. Typically, the higher the balance in the account the greater the interest rate that is earned on the account.
Federal Reserve Currency and Coin Services
An important function of the Federal Reserve is ensuring that enough cash—that is, currency and coin—is in circulation to meet the public’s demand. When Congress established the Federal Reserve, it recognized that the public’s demand for cash is variable. This demand increases or decreases seasonally and as the level of