Massachusetts CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Massachusetts | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Friday February 10, 2012

Today's Current Massachusetts CD Rates
The best Massachusetts CD rates currently offered. Compare the best Massachusetts CD rates from the highest CD rates currently being offered.

Today's Current Massachusetts 6 Month CD Rates. The best Massachusetts 6 month CD rates.
Bank	APY	Term	Min $ Open
United Bank www.bankatunited.com 866-959-2265	0.90%	8 Month	$1,000.00
Mansfield Bank www.mansfieldbankonline.com 508-337-2000	0.80%	8 Month	$1,000.00
Winchester Savings Bank www.winchestersavings.com 800-972-1871	0.75%	6 MONTH	$500.00
Winchester Co-operative Bank www.wcbonline.com 781-729-3620	0.75%	6 MONTH	$500.00
Southbridge Savings Bank www.southbridgesavingsbank.com 508-765-9103	0.75%	8 Month	$500.00
Haverhill Bank www.haverhillbank.com 978-374-0161	0.75%	6 MONTH	$1,000.00

Today's Current Massachusetts 1 Year CD Rates. The best Massachusetts 1 Year CD rates.
Bank	APY	Term	Min $ Open
Adams Co-Operative Bank www.adamscooperative.com 413-743-0001	1.80%	1 YEAR	$500.00
Chicopee Savings Bank www.chicopeesavings.com 800-662-0974	1.25%	13 Month	$500.00
Beacon Federal www.beaconfederal.com 888-256-3800	1.20%	11 Month	$2,500.00
The Community Bank www.communitybank.com 508-587-3210	1.19%	17 Month	$500.00
Mansfield Bank www.mansfieldbankonline.com 508-337-2000	1.15%	14 Month	$1,000.00
Brookline Bank www.brooklinebank.com 877-668-2265	1.15%	15 Month	$5,000.00

Today's Current Massachusetts 2 Year CD Rates. The best Massachusetts 2 Year CD rates.
Bank	APY	Term	Min $ Open
Meetinghouse Bank www.meetinghousebank.com 617-298-2250	1.50%	2 YEAR	$1,000.00
Mechanics Cooperative Bank www.mechanics-coop.com 888-632-4264	1.50%	27 Month	$2,500.00
Winchester Savings Bank www.winchestersavings.com 800-972-1871	1.40%	2 YEAR	$500.00
Winchester Co-operative Bank www.wcbonline.com 781-729-3620	1.40%	2 YEAR	$500.00
The Cooperative Bank www.thecooperativebank.com 617-235-2900	1.40%	2 YEAR	$1,000.00
Bank of Cape Cod www.bankofcapecod.com 508-568-2300	1.40%	2 YEAR	$1,000.00

Today's Current Massachusetts 5 Year CD Rates. The best Massachusetts 5 Year CD rates.
Bank	APY	Term	Min $ Open
Institution for Savings www.institutionforsavings.com 978-462-3106	2.75%	5 YEAR	$500.00
Randolph Savings Bank www.randolphsavings.com 781-963-2100	2.50%	5 YEAR	$1,000.00
National Grand Bank www.ngbank.com 888-433-1776	2.50%	5 YEAR	$1,000.00
Danversbank www.danversbank.com 978-777-2200	2.40%	5 YEAR	$500.00
Mechanics Cooperative Bank www.mechanics-coop.com 888-632-4264	2.30%	5 YEAR	$500.00
Avidia Bank www.avidiabank.com 800-508-2265	2.28%	5 YEAR	$1,000.00

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CD Rates for the week ending June 19, 2009

Opportunities for investing in high rate certificates of deposit are still available in a variety of markets. Florida residents for example, have a number of CDs with a range of maturities to choose forms that are appreciably above the national averages. The best six month CD rate in Florida is over ½ percent higher than

What Are I Bonds?

I Bonds are a low-risk savings product sold by the U.S. Treasury as either a paper bond at a financial institution or as an electronic product in the TreasuryDirect section of savingsbonds.gov website. The bonds are similar to other Treasury bonds but these bonds are inflation linked savings bonds and the interest rate paid

Federal Reserve Financial Services

The U.S. payments system is the largest in the world. Each day, millions of transactions, valued in the trillions of dollars, are conducted between sellers and purchasers of goods, services, or financial assets. Most of the payments underlying those transactions f low between depository institutions and banks, a large number of which maintain accounts with

MASS CD Rate Updates

The Best Massachusetts CD Rates for June 5, 2009

Massachusetts CD rates were lower for all maturities for the week ending June 5, 2009. The average for the best six month CD rates declined by only one basis point or 1/100 of a percent to 1.98%. The five year CD rate average slid one basis point, as well to close the week at 3.51%. [...]

Massachusetts CD Rates for the week of May 22, 2009

The best certificate of deposit rates in Massachusetts dropped moderately for the week on the mid and long term CD rates while improving modestly on the short end of the CD rate curve. The best six month CD rates increased on average to 2.07% from 2.04% the previous week. The highest CD rates in this [...]

The Best Massachusetts CD Rate Update May 8, 2009

Long term certificate of deposit rates in Massachusetts remain strong for the week while the short term rates showed some deterioration in the depth of the rates available. The best six month CD rate is unchanged at a relatively high rate of 2.55%. This rate is on a nine month term CD and is offered by Hyde [...]

Banking & CD FAQs

I owed my friend in another state some money and I sent a cashiers check, his bank has placed a hold on the money. I thought the purpose of the cashiers check was to have immediate guaranteed funds. Why would the bank do this?

You are mostly correct about the rationale for using a cashier’s check. Normally, cashier’s check provides next day access to the funds for the party you had sent the check to. However, exceptions to hold policies do exist. One exception could be if the check is over $5,000.00. In addition, holds

Why do longer term CDs pay a higher rate than the short-term CDs?

As a rule, in financial markets, the longer money is being used or provided by a borrower or a lender, respectively, it is going to carry a higher rate of interest. We generally think of banks as lenders, but, obviously, for a bank to lend money it must obtain funds to perform this function.

My bank no longer pays interest on my money market account because I wrote too many checks. Can it do this?

Three types of accounts—money market accounts, passbook accounts or statement savings accounts—are limited to no more than six transfers and withdrawals per calendar month or per statement cycle. No more than three of the six transfers may be made by check, draft, or debit card. The other transfers can be made by pre-authorized

What is Check 21 and how does this action affect my checking account?

Check 21 is the informal name for an act created by Congress in 2003 to help modernize the check processing system with the use of digital imaging. Many banks now clear checks with just digital images of the checks instead of the checks themselves. These reduces check processing costs for financial institutions and

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