Manor Bank has been serving the local community surrounding Manor, Pennsylvania for over 100 years.  The bank was established on October 2, 1902.  Manor Bank has been FDIC insured since January 1, 1934.  Manor Bank is chartered as a Federal Reserve Non-member.  Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).

At the end of 2008 Manor Bank had total assets of $18,552,000 and total deposits of $14,882,000.  The bank earned a net income of $70,000 for all of 2008.  The bank operates with approximately 7 full-time equivalent total employees.
 
Manor Bank most recent performance ratios.
As of December 31, 2008:

Yield on earning assets 5.15% 
Cost of funding earning assets 1.37% 
Net interest margin 3.77%
Return on equity (ROE) 2.97%
Return on assets (ROA) 0.38%
Noncurrent loans to loans 0
Equity capital to assets 13.50% 
Core capital (leverage) ratio 12.93% 
Tier 1 risk-based capital ratio 33.32% 
Total risk-based capital ratio 33.53%

Manor Bank products and services:

Free checking account, checking with interest, passbook savings, statement savings, money market accounts, certificate of deposit accounts, mortgage loans, construction loans, home equity loans, home equity line of credit, automobile loans, personal loans, personal line of credit.  The bank also offers extra services such as safe deposit boxes, Master Card/Visa cash advance, ATM machine located at bank, savings bonds – EE bonds and I bonds, gift cards, debit cards, Christmas clubs, online banking with bill pay and telephone banking

Manor Bank branch bank locations:

Manor Bank
83 Race Street
PO Box 627
Manor, PA  15665
Phone: 724-863-5510
Fax: 724-863-3384

Manor Bank web address: www.manorbank.com

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