KeyBank CDs are available online, through the bank branches as well as through the KeyDirect online division. KeyDirect, however, provides bank products and services to existing clients only and does not accept new accounts.

KeyBank is based in Cleveland, OH and is now the 21st largest U.S. bank. KeyBank and related companies of KeyCorp, the parent company, provide retail and commercial banking, investment management, consumer finance, and investment banking products and services to individuals and corporations and government entities.

Standard KeyBank CDs have CD rates that are based on the term and the deposit amount. The bank CDs have four interest rate tiers, with varying interest rates paid based on the account holders balance. Bank CD account terms can range from 7 days to 10 years.

The bank CD accounts are FDIC insured up to the maximum allowable per account holder and account type. The KeyBank CD accounts earn interest that is compounded daily. The interest rates and deposited balances are fixed for the term of each account.

KeyBank offer stand alone CDs and CDs that have rates based on a relationship account or additional account with the bank. To qualify for a Key Bank certificate of deposit with relationship rates, the account holder must maintain a Key Advantage®, Key Privilege®, or Key Privilege Select checking account.

Key Bank CD rates for select terms with deposit amounts of $10,000.00 for non relationship accounts and relationship accounts include:

KeyBank 6 month CD rate 0.15% with relationship account CD rate is 0.25%
12 month CD rate 0.15% with relationship account CD rate is 0.25%
24 month CD rate 0.15% with relationship account CD rate is 0.55%
36 month CD rate 0.30% with relationship account CD rate is 0.80%
48 month CD rate 0.45% with relationship account CD rate is 0.95%
5 year CD rate 0.65% with relationship account CD rate is 1.15%
6 year CD rate 0.90% with relationship account CD rate is 1.40%
7 year CD rate 0.90% with relationship account CD rate is 1.40%
8 year CD rate 0.90% with relationship account CD rate is 1.40%
9 year CD rate 0.90% with relationship account CD rate is 1.40%
10 year CD rate 1.39% with relationship account CD rate is 1.90%

All CD interest rates and annual percentage yields listed are current as of today and are subject to change by the bank without notice. A penalty may imposed by the bank for early withdrawal of the principal deposited.

For additional assistance with KeyBank CDs and other deposit products call the bank direct at 1-800-539-9055.

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