Rates Current as of Wednesday February 08, 2012

The credit union is owned by the members.

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Banking & CD FAQs

If a person is added to someone’s checking account are they both responsible for an overdraft?

Yes both parties will be responsible.

Where can I find the regulations that tell what my rights and responsibilities are regarding when a bank must terminate automatic payments and deductions from my checking account to companies when I tell them to do so?

Banking Regulation E requires the bank to tell you a summary of your rights and the procedures necessary to affect certain stop payment requests. You can find that requirement under §205.7(b)(7). If your dispute

What is the FDIC and what does it mean for me?

The FDIC is the Federal Deposit Insurance Corporation. It is the primary regulating body of state chartered banks that are not members of the Federal Reserve System. It insures the deposits of individual accounts up to $100,000.00 per account.

What are some reasons why a bank would prevent someone from opening a checking account?

If a prospective account holder has had a bad credit history pertaining to bank accounts this may prevent you from opening a new account. Mishandling bank accounts is the primary reason one may be denied a new bank account. Most banks check the background of new account holders to see if they had

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If the credit union is a non profit group, who owns the credit union?

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