Huntington is marketing a linked CD account in the local newpapers and online.  The CD account is for a 13 month term and earns an interest rate of 4.10%.  In order to obtain that yield the CD account holder must have a qualifying Huntington deposit account.  The monthly CD interest payments will be deposited directly into this account.   The account may be a checking, savings or money market account.  The minimum amount to open the linked rate CD is $1,000.00.  In addition to this CD account advertsied, Huntington offers a 37 month term linked CD.  The interest rate on this CD is 4.50%.  The same conditions that apply to the 13 month CD with the qualifying deposit account apply on this CD as well.  Huntington offers a wide variery of other CD terms and conditions including a 24 month step up CD.  The step up CD has an APY of 4.00%.  The CD interest rate earned steps up very 6 months over the term of the CD.  The start rate is 3.49% for the first 6 months.  The interest rate increases to 3.65% for the next 6 months.  The rate increases again to 4.15% for the next 6 months.  The interest rate for the remaining 6 months of the CDs term is 4.40%.  The minimum deposit for this CD is $1,000.00.

Interest rate information and product features were obtained on November 30, 2008.  Rates and product terms subject to change.  Huntington can be reached at 877-480-2345.  Account information and additional bank products and services can be found at the webste, www.huntington.com.  Huntington Bancshares Incorporated is a $54 billion regional bank holding company headquartered in Columbus, Ohio.  Huntington provides retail and commercial financial products and services through over 600 regional banking offices in Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.  Huntington also offers retail and commercial financial services online at huntington.com; through its 24-hour telephone bank; and through its network of almost 1,400 ATMs.

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