Hudson City offers a wide range of mortgage programs designed to meet the needs of consumers in New Jersey, New York, Pennsylvania and Connecticut. Hudson City Bank is based in Paramus, New Jersey but provides home loan options in the surrounding three states of NY, PA and CT in addition to NJ. As one of the largest bank mortgage lenders in the regions, Hudson City consistently offers competitively priced mortgage loans with low mortgage rates and low average closing costs.
Hudson City Bank provides a variety of fixed and adjustable rate loans to consumers looking to buy a new home or refinance and existing loan. Mortgage loans from Hudson City are available in amounts of up to $2 million for those borrowers in the region that are in need of jumbo loans. Hudson City mortgage professionals can help both the first time home buyer and the seasoned borrower with selecting a loan program as well as calculating the mortgage rate and mortgage cost options available.
Since mortgage lending is the primary operation of the bank lending department, Hudson City operates a streamlined origination and processing department. Hudson City mortgages can be obtained with a quick turnaround time from the time of the mortgage loans application to the final loan closing.
By working with the mortgage loan offices and resources available at Hudson City, potential home loan borrowers can a solid jump at owning a home or refinancing a current home. With the assistance of the Hudson City mortgage staff, mortgage calculators and information packets, homeowners will have a wealth of support at every stage of the process of owning a home.
Before seeking a new home loan, refinance or home equity loan, it would behoove prospective borrowers to visit the Hudson City mortgage website to review the loan programs available and the current mortgage rates. Hudson City mortgage rates are posted daily on the bank website. Mortgage rates are listed by state and loan program. Hudson City mortgage website visitors will also come across the mortgage calculators provided by the bank to help decipher the best loan program and best mortgage rate to match a borrowers budget demands.
Hudson City Savings Bank is ranked in the top twenty-five U.S. financial institutions by asset size and is the largest thrift institution headquartered in New Jersey. Hudson City Bank offers a wide variety of services including checking, savings and retirement accounts along with the plethora of home loan programs. Bank CDs, bank IRAs, consumer and business loans are also available from the bank. Hudson City Savings Bank currently operates over 130 branch locations in the New York metropolitan area.
To reach a Hudson City mortgage customer service representative by region, use the following Hudson City Bank customer service phone numbers:
New Jersey Hudson City mortgage requests:
Main Processing Center in Paramus, NJ call (201) 967-1900 or 1-800-222-0194 ext. 1255, 1247, 1229
In Ocean County call, (732) 477-0931
New York Hudson City mortgage information:
For Columbia, Dutchess, Kings, Nassau, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, and Westchester Counties call 1-800-222-0194 ext. 1255, 1247, 1229
or 1-631-727-9630 or 1-203-862-0993 ext. 10
Connecticut Hudson City mortgage contact information:
1-203-862-0993 ext. 10 or 1-800-222-0194 ext. 1255, 1247, 1229
Pennsylvania Hudson City mortgage information:
Main Processing Center
1-800-222-0194
Hudson City mortgage loan application packages are also available online.

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