HSBC Mortgage continues to offer some of the best mortgage rates currently available for home purchases and refinances. HSBC Mortgage is one of the leading bank mortgage lenders in the U.S. HSBC Bank is one of the 10 largest banks based in the nation.
Current fixed rate mortgages include conforming 30 year mortgage rates, conforming 15 year mortgage rates, 30 year VA mortgage rates and 30 year FHA mortgage rates from HSBC are at historic lows along with mortgage rates available form most of the top bank mortgage lenders in the U.S.
In order to shop and compare mortgage rates quickly it can be beneficial to review the mortgage rates and costs from a number of bank mortgage lenders starting with some of the biggest banks. With HSBC mortgage potential home loan borrowers can find a variety of mortgage loan types available. HSBC mortgage offers competitive mortgage rates, home equity loan rates, mortgage refinance rates and more.
The advertised HSBC Mortgage rates are based on the geography of the property.
Current HSBC mortgage loans and mortgage rates available in Pennsylvania include:
15 year fixed rate home loan rate is 4.125% with 0 points and a 4.361% APR.
The 30 year conforming fixed rate loan has a mortgage rate of 4.75% with 0 points and an APR of 4.888%.
30 year FHA mortgage rate is 4.625% and zero points with a 4.804% APR.
For adjustable rate mortgages, HSBC mortgage offers the 3/1 ARM and 5/1 ARM.
The 3/1 LIBOR ARM has a mortgage rate of 3.625% with zero points and a 3.566% APR.
The 5/1 YR LIBOR ARM from HSBC is at 3.75%, zero points and a 3.642% APR.
The listed mortgage interest rates and points is a sample of programs and interest rates available through HSBC Mortgage. Other home loan products, rates, and point combinations are also available.
HSBC Mortgage rates are effective on the date shown but are not guaranteed. All mortgage loans and mortgage rates require lender approval. Loan programs, mortgage rates, terms and conditions are subject to change without notice.
The mortgage rates listed on the adjustable rate mortgages is the initial loan rate and may be subject to increase after the fixed rate period. For example, on the 3/1 ARM, the initial mortgage rate is fixed for 3 years and may increase annually thereafter. Mortgage loans reviewed assume a 20% down payment or greater for a $150,000.00 loan amount on a single family owner occupied property.
While the mortgage rates listed are for PA, California mortgage rates were similar with the exception of the FHA mortgage rate which was at 4.75%; AZ mortgage rates were higher on both the 30 and 15 year fixed with rates at 4.375% and 5.00%; FL mortgage rates were the same as PA mortgage rates; NY mortgage rates were also the same as PA mortgage rates while IL mortgage rates followed those of AZ mortgage rates. For additional information on HSBC Mortgage rates, a customer service representative can be reached at 1-800-622-7759.
For more information on HSBC CD rates please refer to HSBC CDs on this site.