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The holding of property by two or more persons so that, upon the death of one joint owner, the survivor or survivors become the owner(s); differs from tenancy in common and tenancy by the entirety.
The Nov. 9, 2008 Boston Globe Sunday edition contains an ad for First Republic Bank’s 5 month CD special. The 5 month CD has an interest rate of 3.85%. The minimum balance for this account is $5,000.00. This CD rate places the bank’s offer in the top 10 CD rates for Massachusetts. A quick search
When comparing the best national CD rates, the listing of the top bank rates in the nation are tabulated strictly by term. This means that the best one year CD rates across the nation are categorized by the months until the CD matures within a strict time frame. All one year CD rate are compared
The central bank of the United States, created by Congress and made up of a seven-member Board of Governors in Washington, DC, twelve regional Federal Reserve Banks, and their twenty-five Branches.
Sturdy Savings Bank offers competitive CD rates in New Jersey and has been offering banking products and services in Cape May County, New Jersey since 1922. The bank based in Cape May Court House, New Jersey and offers both personal and commercial banking services in the region.
Sturdy Savings Bank provides a number of convenient services
The Chemung Canal Trust Bank is a New York chartered commercial bank. Chemung Canal Trust Bank was established in 1833 and is headquartered in Elmira, New York.
The bank is a full service community bank that offers commercial and consumer banking and trust services. Chemung Financial is the parent to Chemung Canal Trust Company, the company
Hudson City Savings Bank offers a 5 month CD with interest rate of 3.68% and an APY of 3.75%. There is a minimum deposit of $500.00 must be maintained to receive posted rate of interest. Hudson City Savings Bank has over $51 billion in assets and over 125 branches in New Jersey, New York and
An account held in the name of a decedent that is administered by an executor or administrator of the estate.
Investors today are always searching for investments that are just right for their individual financial plans and goals. In today’s competitive investing environment there are many options open to the individual investor.
Certificates of deposit from banks will maximize the return on your hard earned dollars by giving you competitive interest rates along with a wide
A bank is required to file a report with the Internal Revenue Service on any transaction or transactions in currency, by or on behalf of the same person on the same business day, if the amount in currency of those transactions exceeds $10,000.00.
The best CD interest rates available were little changed over the past week. Based on the most recent survey of bank CD rates performed by Selectcdrates.com, the average CD rate gave up less than one basis point or 1/100th of a percent week over week. The average CD rate on the highest three month CDs,
Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor’s property such as wages or bank accounts held by the third party.
A deposit in a customer’s name that can be withdrawn, such as a checking account, savings account, or certificate of deposit account. Also used to refer to loan accounts such as a credit card account, mortgage loan account, etc.
The FDIC does not publish that list. Although the FDIC periodically announces the number of banks they have on the watch list, they do not believe it would be prudent to relesease the names of the banks to the public. The obvious conclusion is that the FDIC is trying to bring these banks
The long awaited Fed move has now come and gone. The Federal Reserve raised interest rates for the first time in almost a decade on December 16. The Federal Reserve’s Open Market Committee (FOMC) finally pulled the trigger and raised the range for the fed funds rate by a quarter of a percentage point to
Managing personal finances often becomes a more difficult task during economic slow downs. Belt tightening now becomes a necessity as uncertainty over future income streams and the future value of assets become questionable. There are effective ways to capitalize on this need for increased thrift and asset management.
One key tool at the consumer disposal is
Short term savings should be liquid, which means they should be easily turned into cash. Short-term savings should be secure and not be subject to the loss of principal. To meet these requirements the best products are FDIC insured bank products such as money market deposit accounts, short term CDS, and savings accounts
Existing home sales were released on November 24 by the National Association of Realtors. The National Association of Realtors data on existing home sales is the leading measurement of the residential real estate market. The National Association of Realtors releases statistics on sales and prices of existing single-family homes for the nation and the four
A demand deposit account subject to withdrawal of funds by check.
A bureau of the Treasury Department established in August 1989. OTS has the authority to charter federal Thrift Institutions and serves as the primary regulator of approximately 2,000 federal and state chartered thrifts.