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Comparing Services Offered
Here’s a brief list of some of the general services you may be looking for in your bank.
Online Bill Payment
High-Interest Checking Accounts
Funds Availability Schedule
Debit and Credit Cards
Money Market Accounts
Express Checking Accounts
The most important of the Fed’s responsibilities is putting together and carrying out monetary policy. The function of establishing and managing monetary policy is the Feds highest profile task. Acting as monetary manager, the Fed must balance the volume of money and credit, interest rates and the demands of the economy.
First Green Bank is a new bank in Central Florida that provides traditional banking services to businesses and consumers as well as offering specialized services for environmentally friendly businesses and building projects. First Green Bank was established on February 17, 2009. First Green Bank has been FDIC insured since February 17, 2009. First Green Bank
One big difference is a money market account is an interest earned savings account that is offered by a FDIC insured financial institution. The FDIC insures up to $100,000. Whereas the money market mutual fund is based on a seven day average yield rather than an annual yield. However, the effective rate is
South Coastal Bank is based in Rockland, Massachusetts and has bank branches in Rockland, Braintree, Scituate, and Quincy. The bank was established on March 30, 1868 under its original name of Rockland Savings Bank and has been FDIC insured since March 2, 1981. South Coastal Bank is chartered as a FDIC Savings Bank; therefore the
A financial instrument held by a third party on behalf of the other two parties in a transaction. The funds are held by the escrow service until it receives the appropriate written or oral instructions-or until obligations have been fulfilled. Securities, funds, and other assets can be held in escrow.
Twin River National Bank was established on November 15, 1979. The bank has been FDIC insured since that time. Twin River National Bank is chartered as a National Bank. The primary regulator is the Office of the Comptroller of the Currency. The bank has assets of approximately $52,157,000 at the end of 2008 and net
A significant decline in general economic activity extending over a period of time.
Federal laws do not establish maximum amounts for fees that national banks can charge on your account. These decisions are made by the bank—and in some instances, are prescribed by State law. National banks are required to disclose any fees when the deposit account is established. Review your account agreement with the bank as
BankEast has an ad running in the Knoxville News Sentinel displaying several bank CD accounts. The first part of the bank promotion is called “pick 2”. This bank service allows the customer to pick two different CD accounts after opening a personal checking account. The options are to pick a 5 month CD that has
Any written instrument having monetary value or evidencing a monetary transaction.
One Georgia Bank is doing a great job of offering some of the highest CD rates in Georgia. As of December 19, 2008 One Georgia Bank has a promotional 7 month CD with an interest rate of 4.25%. Most of the more popular web sites that track CD rates are showing rates significantly less that
Community Business Bank in Wisconsin is an independent community bank that serves the individual and business needs of bank customers in the region. The bank is based in Sauk City, Wisconsin with an additional office in Lodi, Wisconsin. Community Business Bank has been FDIC insured since February 21, 1994. The bank is chartered as a
The FDIC recently released an article regarding the topic of certain unfair and deceptive acts within the banking industry. The purpose of the article is on the analysis for determining an FTC Act violation not actual incidences within the banking industry.
In the publication, the standards are reviewed for what constitutes a deceptive or unfair business
That depends upon how much you are paying. Most people and businesses prefer a money order or a cashier’s check, because you buy those from the bank, and the person is paid with the bank’s money, not yours. A certified check is as liquid as a cashiers check, meaning the check should be
West Michigan Community Bank is offering three special term CD rates. West Michigan Community Bank was founded in 1976. The bank’s main office is Hudsonville, MI and they have four additional bank branches in Hudsonville, Jenison, and two in Holland. The bank has total assets of approximately $175 million.
West Michigan Community Bank is part of
The gradual loss of value of a building or other property because of age or natural wear. Automobiles in particular depreciate steeply in their first few years. In taxes, this is the deduction you are allowed for the wearing away and expensing over time of such items as office equipment, vehicles, buildings and furniture.
Common acronym for principal, interest, taxes, and insurance, used when describing the monthly charges on a mortgage.
A contractual agreement in a loan that allows the borrower or lender to permanently change one or more of the terms of the original contract.
Custer Federal opened in March of 1925 in central Nebraska. The bank specializes in commercial lending. Custer Federal Savings and Loan Association has been FDIC insured since March 21, 1935. Custer Federal Savings and Loan Association is chartered as a Savings Association. Therefore the primary regulator is the Office of Thrift Supervision (OTS). As of