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How does a returned check that I had deposited into my account affect me?

If you deposit a check that has bounced by the bank on which it’s drawn, your bank will charge that check back to your account. Your bank may also impose a returned deposited check fee on your account. You may also want to make sure you have not used those funds and subsequently cause your own account to be overdrawn. Check your deposit account agreement and the bank’s fee schedule to determine the amount of these charges.

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