Find the latest information on Highlands Independent Bank financial products and services, branch locations and customer service numbers. Highlands Independent Bank is a Florida based bank headquartered in Sebring, Florida. Highlands Independent Bank provides banking services to businesses, individuals and governmental entities in central portion of the state. Banking products and services are delivered through six banking locations in Avon Park, Lake Placid and Sebring, Florida as well as through full service ATMs, telephone banking and online banking.

The bank was established in 1985 as a state chartered, FDIC insured bank. Since the date of inception, the bank has grown to approximately 255 million dollars in total assets. Making it one of the 100 largest banks based in Florida and the second largest bank based in Sebring, running just slightly behind the largest bank based in Sebring, Heartland National Bank which has approximately 300 million dollars in total assets. The bank FDIC certificate number is 26428.

Services offered to individuals by Highlands Independent Bank include checking accounts, various savings programs, bank CDs, money market accounts, mortgage loans, home improvement loans, construction loans, auto loans, RV loans, boat loans, consumer credit cards, installment and other personal loans, personal lines of credit and other consumer financing options.

Highlands Independent Bank commercial products include business checking accounts, business savings accounts, business money market accounts, commercial real estate loans, equipment financing, lines of credit, letters of credit, vehicle loans and various other secured and unsecured loans to businesses and commercial enterprises.

Additionally, Highlands Independent Bank offers online bill pay with online banking, remote deposit capture, safe deposit boxes, debit cards, merchant processing services, debit cards and other traditional bank products and services.

Highlands Independent Bank Locations

Highlands Independent Bank Locations

Highlands Independent Bank locations listed with the complete branch address, bank branch phone number and bank branch hours of operation.  The Highlands Independent Bank branches offer a number of banking products and services in Florida.  The Highlands Independent Bank ATMs at the branches offer easy access to cash and select other transactions with the bank.  Locate the nearest Highlands Independent Bank branch to obtain the latest bank CD rates in Florida, Florida mortgage rates, checking account rates, Florida car loan rates, ATM services and other services offered by the bank.

Highlands Independent Bank Main Branch
2600 U.S. Highway 27 North
Sebring, Florida 33870
Highlands Independent Bank Phone Number:
(863) 385-8700
Highlands Independent Bank Hours of Operation:
Monday- Thursday 9:00 a.m. to 4:00 p.m.
Friday 9:00 a.m. to 6:00 p.m.
Drive-In Hours:
Monday-Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to 12 Noon

Highlands Independent Bank South Sebring Location
3540 U.S. Highway 27 South
Sebring, Florida 33870
Highlands Independent Bank Phone Number:
(863) 386-1900
Highlands Independent Bank Hours of Operation:
Monday- Thursday 9:00 a.m. to 4:00 p.m.
Friday 9:00 a.m. to 6:00 p.m.
Drive-In Hours:
Monday-Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to 12 Noon

Highlands Independent Bank Downtown Sebring Location
205 West Center Avenue
Sebring, Florida 33870
Highlands Independent Bank Phone Number:
(863) 385-7737
Highlands Independent Bank Hours of Operation:
Monday- Thursday 9:00 a.m. to 4:00 p.m.
Friday 9:00 a.m. to 6:00 p.m.
Drive-In Hours:
Monday-Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to 12 Noon

Highlands Independent Bank Sun N’ Lake Location (Drive-In Only)
6505 U.S. Highway 27 North
Sebring, Florida 33870
Highlands Independent Bank Phone Number:
(863) 314-9797
Highlands Independent Bank Drive-In Hours:
Monday-Friday 8:00 a.m. to 5:00 p.m.

Highlands Independent Bank Avon Park Location
400 U.S. Highway 27 North
Avon Park, Florida 33825
Highlands Independent Bank Phone Number:
(863) 453-6400
Highlands Independent Bank Hours of Operation:
Monday- Thursday 9:00 a.m. to 4:00 p.m.
Friday 9:00 a.m. to 6:00 p.m.
Drive-In Hours:
Monday-Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to 12 Noon

Highlands Independent Bank Lake Placid Location
120 U.S. Highway 27 South
Lake Placid, Florida 33852
Highlands Independent Bank Phone Number:
(863) 465-2700
Highlands Independent Bank Hours of Operation:
Monday- Thursday 9:00 a.m. to 4:00 p.m.
Friday 9:00 a.m. to 6:00 p.m.
Drive-In Hours:
Monday-Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to 12 Noon