Georgia CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Georgia | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Friday February 10, 2012

Today's Current Georgia CD Rates
The best Georgia CD rates currently offered. Compare the best Georgia CD rates from the highest CD rates currently being offered.

Today's Current Georgia 6 Month CD Rates. The best Georgia 6 month CD rates. Compare the best Georgia 6 month CD rates.
Bank	APY	Term	Min $ Open
Embassy National Bank www.embassynationalbank.com 770-822-9111	1.15%	6 MONTH	$500.00
First National Bank of Coffee Cty www.fnbcc.com 912-384-1100	1.15%	6 MONTH	$500.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.15%	6 MONTH	$1,000.00
Affinity Bank www.myaffinitybank.com 866-736-8194	1.10%	6 MONTH	$10,000.00
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.07%	6 MONTH	$1,000.00
Ameris Bank www.amerisbank.com 912-635-9014	1.05%	6 MONTH	$1,000.00

Today's Current Georgia 1 Year CD Rates. The best Georgia 1 Year CD rates. Compare the best Georgia 1 Year CD rates.
Bank	APY	Term	Min $ Open
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.51%	1 YEAR	$1,000.00
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	1.50%	1 YEAR	$1,000.00
Atlantic Southern Bank www.atlanticsouthernbank.com 478-745-8476	1.40%	13 Month	$500.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.35%	1 YEAR	$1,000.00
High Trust Bank www.hightrustbank.com 770-692-2449	1.32%	1 YEAR	$1,000.00
Bank of Georgia www.bankofgeorgia.com 770-631-9488	1.30%	15 Month	$500.00

Today's Current Georgia 2 Year CD Rates. The best Georgia 2 Year CD rates. Compare the best Georgia 2 Year CD rates.
Bank	APY	Term	Min $ Open
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	2.00%	2 YEAR	$1,000.00
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.81%	2 YEAR	$1,000.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.75%	2 YEAR	$1,000.00
Bank of Georgia www.bankofgeorgia.com 770-631-9488	1.65%	2 YEAR	$500.00
Community Capital Bank www.ccbank.us 770-472-5020	1.65%	2 YEAR	$500.00
KeyWorth Bank www.keyworthbank.com 770-418-2772	1.60%	2 YEAR	$500.00

Today's Current Georgia 5 Year CD Rates. The best Georgia 5 Year CD rates. Compare the best Georgia 5 Year CD rates.
Bank	APY	Term	Min $ Open
Bank of Georgia www.bankofgeorgia.com 770-631-9488	2.60%	5 YEAR	$500.00
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	2.50%	5 YEAR	$1,000.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	2.50%	5 YEAR	$1,000.00
Community Capital Bank www.ccbank.us 770-472-5020	2.45%	5 YEAR	$500.00
Affinity Bank www.myaffinitybank.com 866-736-8194	2.44%	5 YEAR	$10,000.00
High Trust Bank www.hightrustbank.com 770-692-2449	2.30%	5 YEAR	$5,000.00

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Bank CD Rates October 2, 2009

Bank CD rates had mixed results for the week ending October 2, 2009. Short terms CD rates were lower while midterm CD rates were higher and the longer term CD rates were unchanged. While bank CD rates moved very little in total, Treasury rates continued to move lower for the week with the one year

The Best CD Rates Updated for the Week Ending May 8, 2009

The best certificate of deposit rates for the week ending May 8, 2009 saw declines for the short term and midterm rates and an increase for the long term CD rates. The average for the best two year term CDs were unchanged for the week. The average of the top ten CD rates with a

The Best CD Interest Rates May 9, 2011

The best CD rates available nationally ticked up a notch for the week ending May 6, 2011. The average rate for the highest CD rates covering all CD terms surveyed by Selectcdrates.com from three months to five years was 1.383 percent or .014 percent higher than the previous week. The increase in the

Georgia CD Rate Updates

Georgia CD Rates for the Week of June 5, 2009

The average of the best CD rates in Georgia were mostly lower for the week of June 5, 2009 with the minor exception of the five year CD rates that increased incrementally. The best five year CD rate average rose by two basis points to 3.53%. The two year CD rates tumbled by six basis [...]

The Best Georgia CD Rates for the Week of May 29, 2009

The averages for the best CD rates in Georgia were marginally lower however; the highest CD rates in each term category were unchanged from the previous week. The six month CD rate tables are dominated by extended nine month term CDs. Though this would seem counter intuitive, the nine month rates are added only when [...]

Georgia CD Rates Updated for the Week Ending May 15, 2009

The highest certificate of deposit rates in Georgia were mainly unchanged for the week with a minor reduction in the best short term rates that was more than offset by an increase the breadth of the best rates for all terms. The best six month CD rate listed is on a nine month term offered [...]

Banking & CD FAQs

I closed an interest bearing account I had with my bank, but the bank did not pay me all the accrued interest that should have be due. Can they do this?

If you closed the account before the bank credited accrued interest, generally that interest is not paid out, this is known as forfeiture of interest. However, the bank must disclose this policy in the account agreement you received when you opened the account. Review your account agreement to verify your banks policy.

If money market mutual funds allow easy access to my funds and are relatively safe, what are the risks involved in placing my short-term savings in these accounts?

Money market mutual funds are certainly very liquid, there is no penalty for withdrawing your money and the mutual funds that run the account invest in only short term debt instruments like U.S. Treasuries and short term commercial paper. Risk, however, does exist. First, money market mutual funds are securities and have the

Is there a limit to the interest rate a bank can charge?

The rate of interest national banks may charge on credit cards and other types of loan accounts is not determined by Federal banking laws and regulations. The maximum interest rate is set by State law in the State where the bank is headquartered. Moreover, national banks can export the interest rates of that

What should someone invest his or her short-term savings in?

Short term savings should be liquid, which means they should be easily turned into cash. Short-term savings should be secure and not be subject to the loss of principal. To meet these requirements the best products are FDIC insured bank products such as money market deposit accounts, short term CDS, and savings accounts

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