Georgia CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Georgia | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Friday February 10, 2012

Today's Current Georgia CD Rates
The best Georgia CD rates currently offered. Compare the best Georgia CD rates from the highest CD rates currently being offered.

Today's Current Georgia 6 Month CD Rates. The best Georgia 6 month CD rates. Compare the best Georgia 6 month CD rates.
Bank	APY	Term	Min $ Open
Embassy National Bank www.embassynationalbank.com 770-822-9111	1.15%	6 MONTH	$500.00
First National Bank of Coffee Cty www.fnbcc.com 912-384-1100	1.15%	6 MONTH	$500.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.15%	6 MONTH	$1,000.00
Affinity Bank www.myaffinitybank.com 866-736-8194	1.10%	6 MONTH	$10,000.00
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.07%	6 MONTH	$1,000.00
Ameris Bank www.amerisbank.com 912-635-9014	1.05%	6 MONTH	$1,000.00

Today's Current Georgia 1 Year CD Rates. The best Georgia 1 Year CD rates. Compare the best Georgia 1 Year CD rates.
Bank	APY	Term	Min $ Open
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.51%	1 YEAR	$1,000.00
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	1.50%	1 YEAR	$1,000.00
Atlantic Southern Bank www.atlanticsouthernbank.com 478-745-8476	1.40%	13 Month	$500.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.35%	1 YEAR	$1,000.00
High Trust Bank www.hightrustbank.com 770-692-2449	1.32%	1 YEAR	$1,000.00
Bank of Georgia www.bankofgeorgia.com 770-631-9488	1.30%	15 Month	$500.00

Today's Current Georgia 2 Year CD Rates. The best Georgia 2 Year CD rates. Compare the best Georgia 2 Year CD rates.
Bank	APY	Term	Min $ Open
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	2.00%	2 YEAR	$1,000.00
Sunrise Bank of Atlanta www.sunrisebankofatlanta.com 404-249-6500	1.81%	2 YEAR	$1,000.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	1.75%	2 YEAR	$1,000.00
Bank of Georgia www.bankofgeorgia.com 770-631-9488	1.65%	2 YEAR	$500.00
Community Capital Bank www.ccbank.us 770-472-5020	1.65%	2 YEAR	$500.00
KeyWorth Bank www.keyworthbank.com 770-418-2772	1.60%	2 YEAR	$500.00

Today's Current Georgia 5 Year CD Rates. The best Georgia 5 Year CD rates. Compare the best Georgia 5 Year CD rates.
Bank	APY	Term	Min $ Open
Bank of Georgia www.bankofgeorgia.com 770-631-9488	2.60%	5 YEAR	$500.00
Georgia Commerce Bank www.gacommercebank.com 678-631-1240	2.50%	5 YEAR	$1,000.00
Gwinnett Community Bank www.gwinnettcommunitybank.com 770-476-2775	2.50%	5 YEAR	$1,000.00
Community Capital Bank www.ccbank.us 770-472-5020	2.45%	5 YEAR	$500.00
Affinity Bank www.myaffinitybank.com 866-736-8194	2.44%	5 YEAR	$10,000.00
High Trust Bank www.hightrustbank.com 770-692-2449	2.30%	5 YEAR	$5,000.00

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Facts About Credit Unions

A credit union is a financial institution that is privately owned by its members or customers. Unlike a bank, a credit union operates as a non-profit entity and does not put profitability first. Like banks, credit unions must be concerned about its deposits and lending activities and provide stability and service. Credit

Best CD Interest Rates September 12, 2011

For yet another week, CD interest rates headed lower. The average rate on the top ten best CD rates available nationally decreased by .013 percent to a rate of 1.252 percent for the week ending September 9, 2011. The reduction of 0.013 percent is certainly not insignificant based on the current low average rates, but

Certificate of Deposit Rates for the Week of Aug. 7, 2009

Another week passes and bank CDs experience another of week of sinking yields. Bank CD rates available nationally fell across all terms for the week ending Aug. 7, 2009. The rate reduction for this week was mild but impacted all maturities and is a continuation of a protracted slide in CD rates that started in

Georgia CD Rate Updates

Georgia CD Rates for the Week of June 5, 2009

The average of the best CD rates in Georgia were mostly lower for the week of June 5, 2009 with the minor exception of the five year CD rates that increased incrementally. The best five year CD rate average rose by two basis points to 3.53%. The two year CD rates tumbled by six basis [...]

The Best Georgia CD Rates for the Week of May 29, 2009

The averages for the best CD rates in Georgia were marginally lower however; the highest CD rates in each term category were unchanged from the previous week. The six month CD rate tables are dominated by extended nine month term CDs. Though this would seem counter intuitive, the nine month rates are added only when [...]

Georgia CD Rates Updated for the Week Ending May 15, 2009

The highest certificate of deposit rates in Georgia were mainly unchanged for the week with a minor reduction in the best short term rates that was more than offset by an increase the breadth of the best rates for all terms. The best six month CD rate listed is on a nine month term offered [...]

Banking & CD FAQs

Where can I find the regulations that tell what my rights and responsibilities are regarding when a bank must terminate automatic payments and deductions from my checking account to companies when I tell them to do so?

Banking Regulation E requires the bank to tell you a summary of your rights and the procedures necessary to affect certain stop payment requests. You can find that requirement under §205.7(b)(7). If your dispute

What is a wire transfer?

A wire transfer is an electronic payment service for transferring funds by wire (such as, through the Federal Reserve Wire Network or the Clearing House Interbank Payments System).

Can a bank choose not to disclose who is the beneficiary on account even if I may be the beneficiary on another person’s account?

Yes. The beneficiary has authorization on an account only at the time of the account holder’s death. Prior to that time, the beneficiary has no rights to the account and therefore the bank is not at liberty to discuss who the beneficiary is on an account unless the bank is speaking with the

I have an emergency fund so I don’t need to worry about early withdrawal penalties on my certificates of deposit, do I?

Having an emergency fund of savings and investment in CDs should certainly alleviate any problems with short term unexpected cash needs. With an emergency fund in an account that does not penalize early withdrawal would certainly make it highly unlikely you would need to cash out a long term CD for unexpected short-term money

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