Florida CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Florida | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Saturday February 04, 2012

Today's Current Florida CD Rates
The best Florida CD rates currently offered. Compare the best Florida CD rates from the highest CD rates currently being offered.

Today's Current Florida 6 Month CD Rates. The best Florida 6 month CD rates. Compare the best Florida 6 month CD rates.
Bank	APY	Term	Min $ Open
Sabadell United Bank www.lydianbank.com 800-280-8186	1.01%	6 MONTH	$10,000.00
Commerce National Bank & Trust www.cnbt-fl.com 407-622-8181	1.00%	6 MONTH	$500.00
TotalBank www.totalbank.com 305-448-6500	1.00%	7 Month	$1,000.00
Professional Bank www.professionalbankfl.com 305-666-8488	1.00%	6 MONTH	$1,000.00
Liberty Bank www.libertybankflorida.com 239-649-5751	1.00%	6 MONTH	$5,000.00
Old Harbor Bank www.oldharborbank.com 727-451-2265	0.85%	6 MONTH	$1,000.00

Today's Current Florida 1 Year CD Rates. The best Florida 1 Year CD rates. Compare the best Florida 1 Year CD rates.
Bank	APY	Term	Min $ Open
FirstBank Florida www.firstbankfla.com 305-442-1220	1.40%	15 Month	$10,000.00
IBERIABANK www.iberiabank.com 904-407-8660	1.25%	13 Month	$1,000.00
Professional Bank www.professionalbankfl.com 305-666-8488	1.21%	1 YEAR	$1,000.00
First Community Bank of SW FL www.fcb-yourbank.com 239-939-4100	1.20%	13 Month	$1,000.00
Community Bank of Cape Coral www.bankcapecoral.com 239-573-5100	1.20%	13 Month	$1,000.00
Sabadell United Bank www.lydianbank.com 800-280-8186	1.16%	1 YEAR	$10,000.00

Today's Current Florida 2 Year CD Rates. The best Florida 2 Year CD rates. Compare the best Florida 2 Year CD rates.
Bank	APY	Term	Min $ Open
Professional Bank www.professionalbankfl.com 305-666-8488	1.56%	2 YEAR	$1,000.00
Commerce National Bank & Trust www.cnbt-fl.com 407-622-8181	1.50%	2 YEAR	$500.00
Old Harbor Bank www.oldharborbank.com 727-451-2265	1.50%	2 YEAR	$1,000.00
FirstBank Florida www.firstbankfla.com 305-442-1220	1.50%	20 Month	$10,000.00
Sabadell United Bank www.lydianbank.com 800-280-8186	1.41%	2 YEAR	$10,000.00
Liberty Bank www.libertybankflorida.com 239-649-5751	1.38%	2 YEAR	$5,000.00

Today's Current Florida 5 Year CD Rates. The best Florida 5 Year CD rates. Compare the best Florida 5 Year CD rates.
Bank	APY	Term	Min $ Open
Old Harbor Bank www.oldharborbank.com 727-451-2265	2.35%	5 YEAR	$1,000.00
First Green Bank www.firstgreenbank.com 352-483-9100	2.35%	5 YEAR	$1,000.00
Sabadell United Bank www.lydianbank.com 800-280-8186	2.22%	5 YEAR	$10,000.00
Liberty Bank www.libertybankflorida.com 239-649-5751	2.16%	5 YEAR	$5,000.00
First Community Bank of SW FL www.fcb-yourbank.com 239-939-4100	2.15%	5 YEAR	$1,000.00
Bank of Coral Gables www.bankofcoralgables.com 305-500-9501	2.15%	5 YEAR	$1,000.00

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Certificate of Deposit Rates for July 3, 2009

Bank CD rates continued down a path of lower yields for the week ending July 3, 2009. Even though the expectations have been for higher CD rates, banks reduced the rates offered on the majority of certificates of deposit maturities. Bank CD yields presented on the highest bank rates moved lower across all CD terms

CD Interest Rates March 29, 2010

Bank certificate of deposit rates fell moderately for the week ending March 26, 2010 upon reviewing all CD maturities measured by the survey of the best bank CD rates performed weekly by Selectcdrates.com. The shortest term bank CDs were unchanged, midterm CDs fell by a more moderate sum and the long term CDs were lower

Annual Percentage Yield (APY)

Annual Percentage Yield (APY) is the term used to express the annual rate of interest on an investment that takes into account the effect of compounding. Normally an investment is sold on the basis of a Nominal Interest Rate, but the nominal rate does not take into account the effect of earning interest

Florida CD Rate Updates

The Best CD Rates in Florida for the Week Ending October 9, 2009

The best CD rates in Florida were down modestly for the week ending October 9, 2009. The CD rates changes amounted to less than one basis point or 1/100 of a percent for any specific maturity. Short term, six month CD rates in Florida fell by one basis point for the week. The average of [...]

Florida CD Rates for the Week Ending September 18, 2009

The average of the best CD rates in Florida fell for the week ending September 18, 2009. All bank CD terms experienced a drop in average yield with the exception of the six month CD rates which were unchanged for the week. The average of the best six month CD rates in Florida held firm [...]

Florida CD Rates August 7, 2009

CD rates in Florida moved lower along with the national rates this week. The average of the best CD rates in Florida remain above the national averages, however that spread is narrowing. The average of the best 6 month CD rates in Florida now stands at 2.01%. This average includes the highest CD rate in [...]

Banking & CD FAQs

Is it legal for the bank to request my fingerprint to cash a check?

Yes. Most banks use fingerprinting as a security measure and a way to combat fraud. Federal banking laws and regulations do not prohibit national banks from requesting that you provide a fingerprint to cash a check.

What is the difference between a personal check and a cashier’s check?

Cashier’s checks or Money Orders are certified checks because you must have cash to purchase these negotiable items, and these items are often insured by the issuing bank. Personal checks are not certified funds.

What is a bank routing number?

A routing transit number (RTN), or routing number, is a nine digit bank code, used in the United States, which appears on the bottom of negotiable instruments such as checks that identifies which financial institution it is drawn upon. You can find the Bank Routing Number and your Checking Account Number within the string

I wrote a check that was returned because of insufficient funds in my account. But the bank never notified me, so other checks bounced and I got hit with several overdraft fees. Shouldn’t the bank have sent me a notice?

The bank is not required to notify you when a check bounces. You are responsible for keeping a current and accurate check/transaction register. By balancing it with your monthly statement, you will know your account balance and prevent overdrafts. State laws generally provide that it is illegal to write a check, knowingly or negligently,

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