Florida CD Rates - Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in Florida | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Saturday May 25, 2013

Today's Current Florida CD Rates
The best Florida CD rates currently offered. Compare the best Florida CD rates from the highest CD rates currently being offered.

Today's Current Florida 6 Month CD Rates. The best Florida 6 month CD rates. Compare the best Florida 6 month CD rates.
Bank	APY	Term	Min $ Open
Gulf Coast Community Bank www.mygulfbank.com 850-434-9300	6 Month	0.85%	$1,000.00
Doral Bank www.doralbankflorida.com 850-233-3939	6 Month	0.85%	$500.00
TotalBank www.totalbank.com 305-448-6500	5 Month	0.75%	$1,000.00
Beal Bank www.bealbank.com 877-879-2325	6 Month	0.70%	$1,000.00
EverBank www.everbank.com 888-882-3837	6 Month	0.61%	$1,500.00
FirstBank Florida www.firstbankfla.com 305-442-1220	6 Month	0.60%	$10,000.00

Today's Current Florida 1 Year CD Rates. The best Florida 1 Year CD rates. Compare the best Florida 1 Year CD rates.
Bank	APY	Term	Min $ Open
Beach Community Bank www.beachcommunitybank.com 866-362-3224	13 month	1.05%	$1,000.00
Doral Bank www.doralbankflorida.com 850-233-3939	1 YEAR	1.05%	$500.00
Liberty Bank www.libertybankflorida.com 239-649-5751	13 month	1.02%	$5,000.00
Gulf Coast Community Bank www.mygulfbank.com 850-434-9300	1 YEAR	1.01%	$1,000.00
Beal Bank www.bealbank.com 877-879-2325	1 YEAR	1.01%	$1,000.00
BBVA Compass Bank www.bbvacompass.com 800-266-7277	15 Month	1.00%	$500.00

Today's Current Florida 2 Year CD Rates. The best Florida 2 Year CD rates. Compare the best Florida 2 Year CD rates.
Bank	APY	Term	Min $ Open
FirstBank Florida www.firstbankfla.com 305-442-1220	2 YEAR	1.25%	$10,000.00
Doral Bank www.doralbankflorida.com 850-233-3939	2 YEAR	1.25%	$500.00
BBVA Compass Bank www.bbvacompass.com 800-266-7277	2 YEAR	1.25%	$500.00
Heritage Bank of Florida www.heritagebankfl.com 813-873-8663	2 YEAR	1.15%	$1,000.00
Flagler Bank www.flaglerbankusa.com 866-256-3802	2 YEAR	1.15%	$500.00
OneUnited Bank www.oneunited.com 877-663-8648	2 YEAR	1.10%	$1,000.00

Today's Current Florida 5 Year CD Rates. The best Florida 5 Year CD rates. Compare the best Florida 5 Year CD rates.
Bank	APY	Term	Min $ Open
BBVA Compass Bank www.bbvacompass.com 800-266-7277	5 YEAR	2.00%	$500.00
USAmeriBank www.usameribank.com 813-418-5111	5 YEAR	1.80%	$500.00
FirstBank Florida www.firstbankfla.com 305-442-1220	5 YEAR	1.75%	$10,000.00
Beach Community Bank www.beachcommunitybank.com 866-362-3224	5 YEAR	1.75%	$1,000.00
1st East Side Savings Bank www.firsteastsidesavings.com 877-734-0900	5 YEAR	1.70%	$1,000.00
Intervest National Bank www.intervestnatbank.com 727-442-2551	5 YEAR	1.69%	$2,500.00

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CD Interest Rates Dip Down March 11, 2013

Interest rates on bank CDs made another move towards the downside for the week ending March 8, 2013. Long-term certificates of deposit absorbed most of the downward momentum again this week with midterm CD rates showing little change and short term rates making a very modest move to the upside. The average CD yield in the

CD Interest Rates November 13, 2009

Bank certificate of deposit rates for the week ending November 13, 2009 were lower for all maturities with the exception of the five year term bank CD. The greatest CD rate reductions were on the mid term, two year bank CDs with the short term rates experiencing only a mild decrease in the average interest

Bank CD Rates Show Modest Rise April 30, 2012

CD rate cuts on the nation’s best CD rates seem to be coming to an end and perhaps the bottom of the market has finally been reached. In the most recent survey of bank CD rates performed by Selectcdrtaes.com on April 27, CD interest rates displayed a slight uptick in the average rate for all

Florida CD Rate Updates

The Best CD Rates in Florida for the Week Ending October 9, 2009

The best CD rates in Florida were down modestly for the week ending October 9, 2009. The CD rates changes amounted to less than one basis point or 1/100 of a percent for any specific maturity. Short term, six month CD rates in Florida fell by one basis point for the week. The average of [...]

Florida CD Rates for the Week Ending September 18, 2009

The average of the best CD rates in Florida fell for the week ending September 18, 2009. All bank CD terms experienced a drop in average yield with the exception of the six month CD rates which were unchanged for the week. The average of the best six month CD rates in Florida held firm [...]

Florida CD Rates August 7, 2009

CD rates in Florida moved lower along with the national rates this week. The average of the best CD rates in Florida remain above the national averages, however that spread is narrowing. The average of the best 6 month CD rates in Florida now stands at 2.01%. This average includes the highest CD rate in [...]

Banking & CD FAQs

Whose deposits does the FDIC insure?

Any person or entity can have FDIC deposit insurance in an insured bank located in the United States. A person does not have to be a U.S. citizen or resident to have deposits insured by the FDIC.

Can I open a second money market deposit account at my bank or do I have to go to a different bank?

You can open as many accounts as you like with your bank. There is no legal limit to the number of checking accounts, money market accounts or CDs you can hold at any one institution.

What are money market funds?

Money market funds or money market mutual fund is a mutual fund not insured by the FDIC. Money market mutual funds are regulated by the Securities and Exchange Commission’s under the Investment Company Act of 1940. Money market mutual funds are category of mutual funds that invest in the money market or

The bank charged $34 for an overdraft, which seems excessive. Is there a limit?

Federal laws do not establish maximum amounts for fees that national banks can charge on your account. These decisions are made by the bank—and in some instances, are prescribed by State law. National banks are required to disclose any fees when the deposit account is established. Review your account agreement with the bank as

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