First Community Bank Mortgage Rates

Find the latest mortgage rates and terms offered by First Community Bank. First Community Bank offers a variety of mortgage programs to meet the needs of a broad range of borrowers in West Virginia, Virginia, North Carolina, Tennessee and South Carolina. The bank offers home loan products for both home purchases and refinancing for an existing mortgage at low rates and low cost across a wide spectrum of mortgage programs.

Mortgage loan products at First Community Bank include fixed rate loans with terms ranging from 10-30 years and adjustable rate mortgages (ARMs) with initial rate periods ranging from five years to 10 years. Fixed and adjustable rate mortgage scan be obtained on conventional loans, government insured loans, and jumbo loans.

The fixed rate mortgages at First Community Bank are competitively priced with a wide selection of rate, terms, and costs. These loans feature level monthly principal and interest payments throughout the loan term. The adjustable mortgage rates are loans that often start off with a lower interest rate than a fixed rate loan. However, the interest rate may increase over time. If the interest rate increases the monthly mortgage payment will also increase.

First Community Bank has affordable loan products for purchases and refinances that include FHA mortgages and VA mortgages. Additional home loans promoted by the bank are designed to enable low to moderate income borrowers to be first time home buyers.

Compare the current mortgage rates from First Community Bank from the sample loans listed below to see how the bank stacks up against the competition.

First Community Bank Mortgage Rates
First Community Bank Mortgage Rate Points APR
First Community Bank 30 year Mortgage Rate
4.000 0.000 4.134
First Community Bank 15 Year Mortgage Rate
3.125 0.000 3.355
First Community Bank FHA Mortgage Rate
3.500 0.000 4.312
First Community Bank VA Mortgage Rate
3.625 0.000 3.843

First Community Bank also offers a wide selection of low and no closing cost refinance loans that can be used to lower monthly mortgage payments, combine a first and second mortgage, take advantage of a better interest rate, change from a adjustable rate to a fixed rate loan or vice versa, free up some cash, or for any other worthwhile purpose.

First Community Bank is a large regional bank and leading mortgage lender in the states served. The bank provides more than just competitive rates by offering local service to new and existing home loan borrowers. First Community Bank operate over 65 banking centers located in West Virginia, Virginia, North Carolina, Tennessee and South Carolina.

The mortgage interest rates, annual percentage rates (APRs), and points listed are subject to change without notice. First Community Bank offers a wide variety of loan options not listed. The mortgage rate for specific loan requests will depend on a number of factors including but not limited to current market conditions, the loan product, occupancy, property type, and the credit score or credit profile of the borrower.

All loan products subject to lender approval. Other terms, conditions and restrictions may apply. All information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Contact a First Community Bank mortgage representative to verify current home loan rates and find out about additional mortgage lending details and requirements.

First Community Bank can be reached at 877-354-1772. Additional information can be found at the FCB web site located at

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