See a current list of the current First American Bank fees for accounts in Illinois. Learn about the basic services and fees charged for opening or maintaining a First American Bank account. Compare the bank fees charged at First American Bank with other banks and financial institutions, consumers can make an informed choice whether this bank provides the greatest benefits with the least costs to match their needs.
First American Bank ATM Fees:
First American Bank has no ATM fee for deposits, withdrawals, and transfers at First American Bank owned and operated ATMs.
The foreign ATM fee charged for withdrawals at non-First American Bank ATM is $3.00.
First American Bank does not charge for withdrawals at non-First American Bank ATMs for a predetermined amount of transactions on select checking accounts with direct deposit.
First American Bank Overdraft Fees and Insufficient Funds Fees:
The First American Bank overdraft or non-sufficient funds (NSF) fee is $39.50. The fee is charged for non-sufficient funds on checks that are paid or those that are returned. There is a maximum of six overdraft fees or NSF fees charged per day. If an account is overdrawn by less than $5.00, there is no fee charged.
The continuous overdraft fee or daily overdraft fee is $5.00 per day. The continuous overdraft fee is charged each day, three days after an account remains overdrawn.
Deposited items returned unpaid fee is $5.00.
Account transfer fee for linked accounts is $10.00. Funds are transferred from another First American checking, savings or money market account to cover the amount of the overdraft.
Customer requested transfer through First American Bank customer service $10.00.
First American Bank Wire Transfer Fees:
Domestic incoming wire transfer fee is $15.00.
Domestic outgoing wire transfer fee is $25.00.
International wire transfer fee is $40.00.
Additional Common Bank Fees and Charges at First American Bank:
Stop payment fee is $30.00. Online stop payment request are $20.00.
Official check fee is $5.00.
Check cashing fee for non-customers $7.50. Conducted for First American Bank on-us checks.
Copies of paid checks charge is $7.50 per check or item.
Copies of statements cost $10.00.
Check image charges vary depending of account type.
Legal processing for garnishments or account levy is $175.00.
Account closing fee is $25.00 with the exception of the Student Checking Account which has a $50.00 fee. Account closing fee charged for accounts closed within six months of opening.
First American Bank is an Illinois-chartered, privately held, full-service bank with nearly 50 Chicago area locations. The bank offers a variety of personal finance, commercial banking, and wealth management services in the Midwest.
The information regarding First American Bank and First American Bank fees is intended to be accurate, but the information is not guaranteed. This information should be verified prior to opening an account. Additional information can be obtained by calling a First American Bank customer service representative at (847) 952-3700, visiting the bank web site at firstambank.com, or reviewing the bank’s Consumer Fee Schedule for more details.