Fifth Third Bank offers a wide assortment of mortgage loans with rates that remain very competitive among the largest banks.  Fifth Third Bank offers several choices between a standard fixed rate mortgage with a 30 year term and adjustable-rate mortgages (ARMs).   Home loans are also available for short term periods such as a 10 year term or longer term.   

With mortgage loans becoming more difficult to qualify for than in previous years, Fifth Third Bank also offers FHA loans which provide more flexibility regarding down payment requirements and credit scores.

Fifth Third Bank  still offers home loans with interest only options as well.  The interest only option on a mortgage loan allows the borrower to purchase a home and make only interest payments on that home loan for a predetermined set period of time.

And for those borrowers that need a mortgage loan amounts that is above the conforming loan amounts established by FNMA and FHLMC, Fifth Third bank offers jumbo mortgage loans in a range of terms and mortgage rates.

Finding the right mortgage can be as important as shopping for the right house to purchase, before applying for loan with Fifth Third Bank or any other bank, find about all of the loan programs available and learn about which home loan may be right for your needs.

Fifth Third Bank allows potential mortgage customers the option to fill out the mortgage loan application online or at a banking center or over the phone with one of their representatives. 

Current mortgage rates an terms offered by Fifth Third Bank include:

30 year fixed mortgage rate is 4.99% with 0.375 points and an APR of 5.157%.
15 year fixed mortgage rate is 4.375% with 0.375 points and an APR of 4.154%.
3/1 adjustable rate mortgage rate is 3.875% with 0.00 points and an APR of 3.968%.
10/1 interest only adjustable rate mortgage rate is 4.875% with 0.25 points and an APR of 4.985%.

These are a small sample of the current Fifth Third Bank mortgage rates, additional loan programs are available as well as additional rates and point options on the home loans listed.  All of the mortgage rates listed are based a 20% down payment with an escrow for taxes and insurance on a loan amount of $140,000.00.  All mortgage loans are subject to credit review and approval.

Fifth Third Bank mortgage rates are subject to change and additional conditions will apply.  For current mortgage rates and loan application information, a Fifth Third Bank mortgage loan specialist can be reached at 866-351-5353.

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