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Fifth Third Bank Grand Rapids E Beltline Branch

Fifth Third Bank Grand Rapids E Beltline Branch
1967 E Beltline NE
Grand Rapids, MI 49525
Phone: (616) 771-5910
Bank Branch Hours of Operation:
M-F 9-6; SA 9-2
Drive Thru Hours:
M-F 9-6; SA 9-2

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Banking & CD FAQs

Do all banks hold reserves, and, if so, where do they hold them?

All depository institutions, commercial banks, savings institutions, credit unions, and foreign banking entities, are required to hold reserves against certain types of deposits that they report as liabilities on their balance sheets.

Does the federal government insure money market funds?

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

What is the source of funding used by the FDIC to pay insured depositors of a failed bank?

The FDIC’s deposit insurance fund consists of premiums already paid by insured banks and interest earnings on its investment portfolio of U.S. Treasury securities. No federal or state tax revenues are involved.

If I open a money market deposit account at my bank with $50,000 is there any chance that I can lose part of my money or my balnc can dwindle if the bank invests this money is some investments that default?

A money market deposit account at an FDIC insured bank is not the same as a money market mutual fund. A money market deposit account at an insured bank has the same FDIC insurance coverage limits as a checking, savings and CDs does. Money market mutual funds do in fact have some exposure

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