FHA Mortgage | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Wednesday February 22, 2012

FHA Mortgage Rates 30 Year FHA Mortgage Rates February 20, 2012. Today's Top FHA Mortgage Rates. The Best FHA Mortgage Rates Offered Nationally. Compare the Best 30 Year FHA Mortgage Rates for New Home Loans. FHA Mortgage Rates from the Largest Bank Mortgage Lenders. Review FHA Mortgage Rate Offers.
FHA Mortgage Rates
Bank	Mortgage Rate	Points	APR
Wells Fargo FHA Mortgage Rates wellsfargo.com 877-937-9357	3.750	1.000	3.981
US Bank FHA Mortgage Rates usbank.com 800-365-5001	4.250	0.000	4.750
HSBC FHA Mortgage Rates us.hsbc.com 888-346-1717	4.000	0.000	4.173
SunTrust FHA Mortgage Rates suntrustmortgage.com 800-330-4684	3.625	3.000	4.638
TD Bank FHA Mortgage Rates tdbank.com 800-937-5020	4.000	0.000	4.539
First National Bank of Omaha FHA Mortgage firstnational.com 877-687-5626	3.875	0.000	4.391
Zions Bank FHA Mortgage Rates zionsbank.com 800-727-8893	3.875	0.000	4.419
Bank of the West FHA Mortgage Rates bankofthewest.com 800-563-1852	4.250	0.000	4.825
Commerce Bank FHA Mortgage Rates commercebank.com 800-903-3210	4.250	0.000	4.802
North American Savings Bank FHA Mortgage Rates nasb.com 800-677-6272	3.750	1.000	4.678

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Bank CD Interest Rates April 26, 2010

Bank certificate of deposit rates showed little movement across most maturities for the week ending April 23, 2010. The changes that took place were along the one year term bank CDs with the six month, two year and five year terms remaining unchanged. The limited rate change that did take place was in the wrong

Best CD Interest Rates September 12, 2011

For yet another week, CD interest rates headed lower. The average rate on the top ten best CD rates available nationally decreased by .013 percent to a rate of 1.252 percent for the week ending September 9, 2011. The reduction of 0.013 percent is certainly not insignificant based on the current low average rates, but

Cashiers Checks, Money Orders & Certified Checks

When individuals wish to guarantee payment to someone they think of these three types of checks but often don’t know one from another. Let’s attempt to set them straight. A Certified Check is a type of check where the issuing bank guarantees the recipient of the check that there is enough cash available in the

CD Rate Updates

CD Interest Rates Decidedly Lower February 13, 2012

CD interest rates made their biggest drop yet this year. The stronger than expected employment figures have just not been strong enough to counter the impact of the Fed which has used monetary easing to keep short interest rates low and bank CD rates just keep moving lower. Based on the bank CD rate survey [...]

CD Interest Rates Mildly Lower January 30, 2012

In the most recent survey of bank CD rates conducted by Selectcdrates.com, CD rates slumped slightly compounding last week’s similar dip. The average yield on the Selectcdrates.com CD rate index moved down to 1.081 percent from an average rate of 1.087 percent found in the previous rate survey. The Selectcdrates.com index covers the top ten [...]

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the [...]

Banking & CD FAQs

What is the incentive to use a money market account that makes my money grow so little?

A money market account provides excellent principal preservation via FDIC insurance and liquidity with easy access to your funds. Money market accounts are also very competitively priced and can provide a very desirable rate of return when you compare the top money market account rates.

Can a bank choose not to disclose who is the beneficiary on account even if I may be the beneficiary on another person’s account?

Yes. The beneficiary has authorization on an account only at the time of the account holder’s death. Prior to that time, the beneficiary has no rights to the account and therefore the bank is not at liberty to discuss who the beneficiary is on an account unless the bank is speaking with the

What is the prime rate?

The prime rate is becnchmark rate set by private banks. This is not a government set rate nor does government intervention have anything to do with it. The prime rate was generally considered the rate banks offered their best customers. Though it is still used as a benchmark rate for many loans

What does it mean to “break the buck” and has a money market fund ever done that?

“Breaking the buck” occurs when a money market fund is unable to repay its $1.00 NAV per share. Since Rule 2a-7 was adopted in 1983, only once has a money market fund failed to repay the full principal amount of its shareholders’ investments. In that case, a small institutional money market fund in 1994 “broke

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