Higher yielding CDs mean there’s more there when the CD term expires.  The Preferred Bank CD accounts earn simple interest that can be disbursed to the account holder in a variety of methods.  The CD interest earned can be paid out to the account holder by check or transferred to another Preferred Bank transaction account or, the interest can be credited to CD at maturity. 

The required low opening deposit makes it easy for consumers in the market area served by the bank to start investing.  The bank CDs stipulate that there must be a minimum opening balance of $1,000.00.  The Preferred Bank CDs come with PBnet online banking and eStatements for free.  Terms on the accounts are available from 14 days up to two years.  All of the bank CDs have competitive interest rates and no monthly service fees.

There are two interest tiers available to affording more flexibility for consumers with varying budgets and savings needs.  Due to market fluctuations, interest rates are subject to change at any time and without notice.  Because CD rates change frequently, CD interest rates are not confirmed until the account is opened with the bank.  Current CD rates at Preferred Bank can be obtained by calling the bank at (213) 891-1188.  There may be a penalty for early withdrawal on the accounts. 

Preferred Bank is based in Los Angeles, California and operates ten full service branches in Los Angeles, Orange and San Francisco counties.  The bank is chartered by the State of California; the deposits are insured by the Federal Deposit Insurance Corporation, or FDIC, to the maximum extent permitted by law.  For more information on the bank branches and hours of operation see, Preferred Bank locations.

Preferred Bank Headquarters Office
601 S. Figueroa Street 29th Floor
Los Angeles, CA 90017
Preferred Bank Phone Number:
(213) 891-1188
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm
 
Preferred Bank Alhambra Location
325 East Valley Boulevard
Alhambra, CA 91801
Preferred Bank Phone Number:
(626) 282-9700
Preferred Bank Hours of Operation:
Monday – Thursday 9:00am to 4:30pm
Friday 9:00am to 6:00pm
Saturday 9:30am to 1:00pm 

Preferred Bank Torrance Location
21615 Hawthorne Boulevard Suite 100
Torrance, CA 90503
Preferred Bank Phone Number:
(310) 921-0100
Preferred Bank Hours of Operation:
Monday – Thursday 9:30am to 4:30pm
Friday 9:30am to 6:00pm

Preferred Bank Los Angeles Century City Location
1801 Century Park East Suite 100
Los Angeles, CA 90067
Preferred Bank Phone Number:
(310) 286-2020
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm

Preferred Bank City of Industry Location
17515 Colima Road
City of Industry, CA 91748
Preferred Bank Phone Number:
(626) 935-1900
Preferred Bank Hours of Operation:
Monday – Thursday 9:00am to 4:30pm
Friday 9:00am to 6:00pm
Saturday 9:30am to 1:00pm

Preferred Bank Arcadia Location
1469 S. Baldwin Avenue
Arcadia, CA 91007
Preferred Bank Phone Number:
(626) 294-9800
Preferred Bank Hours of Operation:
Monday – Thursday 9:00am to 4:30pm
Friday 9:00am to 6:00pm
Saturday 10:00am to 1:00pm

Preferred Bank Irvine Location
890 Roosevelt Avenue
Irvine, CA 92620
Preferred Bank Phone Number:
(949) 262-9800
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm

Preferred Bank Diamond Bar Location
1373 S. Diamond Bar Boulevard
Diamond Bar, CA 91765
Preferred Bank Phone Number:
(909) 861-7200
Preferred Bank Hours of Operation:
Monday – Thursday 9:00am to 4:30pm
Friday 9:00am to 6:00pm

Preferred Bank Anaheim Location
1055 N. Tustin Avenue
Anaheim, CA 92807
Preferred Bank Phone Number:
(714) 575-8880
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm

Preferred Bank Pico Rivera Location
7004 Rosemead Boulevard
Pico Rivera, CA 90660
Preferred Bank Phone Number:
(562) 641-2540
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm

Preferred Bank San Francisco California St Location
600 California Street Suite 550
San Francisco, CA 94108
Preferred Bank Phone Number:
(415) 230-3288
Preferred Bank Hours of Operation:
Monday – Friday 9:30am to 4:30pm

Due to the shorter process to execute a bank levy that is needed by a government agency as opposed to the court ordered process a private creditor must follow, bank levies are most commonly used by government agencies such as the IRS, Department of Education, or any other revenue collecting federal agency.  These agencies are not required to have a court order first and are only required to give notice of the intent to levy.

For many bank account holders, the bank levy comes as somewhat of a shock.  The bank levy tales place after the court with the proper jurisdiction grants a judgment to the creditor or the proper government agency has authorized the levy however, when once the bank receives the levy notice it must freeze the account immediately, and then notify the customer of the bank freeze after it has taken effect.

Once the bank levy is put in place, the bank account is frozen which will allow the account holder to deposit money into the account but limit or stop any funds that can are taken out.  Once the account is frozen, the debtor or account holder will have a brief period of time to appeal the levy or show that the funds in the account are exempt.  Normally, the bank must wait 21 days after the service of the levy before surrendering any deposits.

A bank levy served to a bank attaches to funds in a bank account for which the debtor has an unrestricted right to withdraw funds, signature authority, even if multiple persons have signature authority for that bank account.

There are number of rules and regulations that govern a bank levy.  The regulations are generally state specific with some states exempting a certain amount of funds and other rules and regulations that govern all accounts which include exemptions on the type of funds that can be frozen or taken from the account such as social security payments and disability payments.

In today’s changing markets, bank CDs can be one of the best ways to let money work for an investor with total peace of mind.  The CDs promoted by banks operating in Corona and the neighboring communities are some of the safest investments available because they are FDIC insured. 

The banks in Corona offer a variety of CD products with flexible terms, competitive interest rates and convenient interest payment options.  There are a wide variety of maturities available that can be used to match most any savings needs or budget.  Account holders can select from various maturities that ranging from the short, three month and six month CDs to the longer term, two year and five year term certificates. 

The depth among the variety of accounts, allows individuals to choose the terms that best suit their investment purposes.  There are no hidden fees of any kind with bank CDs in Corona.  Account holders will not be charged annual fees, subscription fees or transaction fees on the accounts.

With many of the Corona bank CDs, account holders may choose whether to have the CD interest added to the principal of the account, deposited to a bank checking account, savings account, money market account, or paid directly to the account holder in the form of a bank check.

CD rates are higher in some states and regions than others.  Interest rates on these savings tools can vary widely depending on what bank is selected, how large the deposit to open the account is and how long the funds are held on deposit.  By searching for the best CD interest rates in Corona consumers can make a safe investment that also gives a solid return on the money invested.

Fixed rate mortgages at MidSouth Bank are offered with 10, 15, 20 and 30 year term loans.  The 30 year fixed rate mortgage loan is the most popular product in the current mortgage rate environment with the 15 year term loan gaining popularity, especially among refinance transactions in Louisiana and Texas.  The 30 year mortgage provides stable affordable monthly mortgage payment while the 15 year builds equity faster and often comes with a slightly lower mortgage rate.

MidSouth Bank adjustable rate mortgages usually have a lower interest rate than fixed mortgages during the initial specified, fixed rate time frame and may be suit new home loan borrowers that know they are going to be holding the loan for shorter time period.  The mortgage rates on these loans are generally fixed for the first 3, 5 or 7 years and will begin adjusting at the end of the specified term. 

FHA loans offered by the bank are government supported mortgage products that offer a number of specific advantages for new borrowers.  Some of the appealing attributes of these loans include lower down payment requirements and less stringent credit and underwriting requirements.

The Veterans Administration loans available through MidSouth Bank are fixed-rate loans that are guaranteed by the US Department of Veterans Affairs.  They are designed to make housing affordable for eligible US veterans and are often available with no down payment requirements in both Louisiana and Texas.

MidSouth Bank offers a number of other specialized mortgage loan products for customers in South Louisiana and Southeast Texas. 

The MidSouth Bank mortgage rates and Annual Percentage Rates on the various loan programs may vary depending on the loan details, such as the loan amount requested, the loan-to-value, the borrower’s credit score and credit profile, the property type, and occupancy.

Additional information on the mortgage loans and mortgage rates at MidSouth Bank can be obtained by calling a bank customers service representative at 1-800-213-2265.  Information on the mortgage rates and loan programs can also be obtained by sending an email to the institution at MortgageReferral@MidSouthBank.com.

A list of all bank branches can be found at MidSouth Bank locations for interested borrowers to ascertain more information on the bank mortgage lending programs.

The bank and mortgage information is believed to be reliable, but the information is not guaranteed.  Contact the bank directly for the most up to date and accurate information on the MidSouth Bank mortgage rates and mortgage lending programs.

For consumers in the region served by Standard Bank that are investing for retirement, saving for college tuition or everyday living, the bank offers several very competitive and unique CD plans.  Along with competitive CD rates, the bank has over 40 bank branches and a telephone banking center that provides information on the bank CDs to help customers understand how each works and which ones fit best into their plans.

The minimum deposit for the Standard Bank and Trust CDs is $1,000.00 or $100.00 for the variable rate IRA CD.  The Standard Bank and Trust CDs and IRA CDs are available in Illinois and Indiana.  The bank maintains a branch network that extends throughout Chicagoland and Northwest Indiana which provides easy access to the bank resources.

Current Standard Bank CD rates available in Illinois and Indiana include the following interest rates and terms:

The 3-5 month CD rate is 0.07%.
A 6 month CD up to 11 month CD has an interest rate of 0.12%.
The bank CDs with 12-17 month terms have rate of 0.20%.
18 month CD rates on up to 23 month rates are at 0.26%.
The 24 month to 35 month CDs yield 0.36%.
Bank CDs with terms from 36-47 months have a rate of 0.51%.
A 48 month CD on up to 59 months has an interest rate of 0.61%.
The five year CD rate is 1.01%.

Standard Bank and Trust also offers a variable rate IRA CD with an 18 month term has a yield of 0.31%.

The Standard Bank and Trust CD rates listed are current as of May 16, 2013 and are subject to change at the bank’s discretion prior to opening the account.  Additional terms and conditions may apply on these bank accounts.

More information regarding the deposit account options and the latest bank rates can be obtained by calling Standard Bank at 866-499-226 or by visiting one of the bank branches.

The bank CD rate information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed.  Contact Standard Bank and Trust directly for the most update and accurate information regarding the bank rates and account information.

One of the most secure investment vehicles that investors in have access to for their financial future is bank CDs.  Hampton CD customers have their principal and accrued interest fully protected by FDIC insurance on the traditional CD accounts as well as any IRA CD accounts promoted by banks in the Hampton, VA region.

The banks operating in the area not only offer high yielding certificates of deposit, but the local banking professionals can help new customers devise a plan that’s right for their budget and financial target.  The bank CD accounts and local customer service can be used to help CD shoppers set their financial goals and help achieve those goals.  With the wide assortment of CD rates in Hampton, range of CD terms and varying deposit requirements, investors and savers are sure to find the best CD to match their needs.

The choice between a short term CD and long term CD should be based on how liquid the account holders need their money to be.  With the bank CDs in Hampton, the account holder is locked in to the term of the CD regardless of the term selected.  If the account holder withdraws the money before the CD is scheduled to mature, an early withdrawal penalty may be imposed. 

Choosing the length of a certificate of deposit in Hampton or any of the other surrounding communities is an important decision, and the issues of liquidity and the future direction of bank rates in the Hampton region and the general market can play an important part in that decision.  Most bank customers in the region are searching for that ideal scenario that combines the highest current return with the flexibility to increase earnings if interest rates rise.

Both seasoned investors and new savers have looked at certificate of deposit accounts as a serious investment opportunity.  The investors and savers in Hampton, VA have more choices that ever to select the right account for their banking needs.

Fremont Bank Aliso Viejo Lending Office
30 Enterprise, Suite 110
Aliso Viejo, CA 92656
Fremont Bank Phone Number:
(877) 294-4150

Fremont Bank Brentwood Location
200 Sand Creek Rd, Suite-F
Brentwood, CA 94513
Fremont Bank Phone Number:
(925) 634-6990
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 5:00pm
Saturday 10:00am – 2:00pm

Fremont Bank Carmel Location
26356 Carmel Rancho Lane
Carmel, CA 93923
Fremont Bank Phone Number:
(831) 622-2990
Fremont Bank Hours of Operation:
Mon – Thurs: 9:00am – 5:00pm
Friday: 9:00am – 6:00pm
Saturday: 10:00am – 2:00pm

Fremont Bank Castro Valley Location
3549 Castro Valley Boulevard
Castro Valley, CA 94546
Fremont Bank Phone Number:
(510) 512-1060
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 10:00am – 2:00pm

Fremont Bank Danville Location
210A Railroad Avenue
Danville, CA 94526
Fremont Bank Phone Number:
(925) 309-1040
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank El Segundo Lending Office
400 Continental Boulevard, 6th Floor
El Segundo, CA 90245
Fremont Bank Phone Number:
(888) 401-2060

Fremont Bank Fremont Main Branch
39150 Fremont Boulevard
Fremont, CA 94538
Fremont Bank Phone Number:
(510) 505-5226
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank Fremont Location
40031 Mission Boulevard
Fremont, CA 94539
Fremont Bank Phone Number:
(510) 440-3010
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank Fremont Location
3909A Decoto Road
Fremont, CA 94555
Fremont Bank Phone Number:
(510) 943-1950
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 10:00am – 2:00pm
Sunday 10:00am – 2:00pm
Wealth Management and Financial Services Phone Number:
(510) 943-1993

Fremont Bank Fremont Location
46635 Mission Boulevard
Fremont, CA 94539
Fremont Bank Phone Number:
(510) 440-3020
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am to 6:00pm
Saturdays: 9:00am to 1:00pm

Fremont Bank Hayward Location
1679 Industrial Pkwy West
Hayward, CA 94544
Fremont Bank Phone Number:
(510) 512-1900
Fremont Bank Hours of Operation:
Mon – Thurs: 9:00am – 5:00pm
Friday: 9:00am – 6:00pm

Fremont Bank Livermore Location
1879 Holmes Street
Livermore, CA 94550
Fremont Bank Phone Number:
(925) 606-5100
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank Newark Location
5829 Jarvis Avenue Suite B
Newark, CA 94560
Fremont Bank Phone Number:
(510) 943-1020
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank Pleasanton Location
6654 Koll Center Pkwy – #345
Pleasanton, CA 94566
Fremont Bank Phone Number:
(925) 417-7670
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank San Francisco Location
200 Townsend Street
San Francisco, CA 94107
Fremont Bank Phone Number:
(415) 489-4451
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 5:00pm
Saturday: 10:00am – 2:00pm

Fremont Bank San Jose Location
160 W. Santa Clara St Suite 100
San Jose, CA 95113-1701
Fremont Bank Phone Number:
(408) 660-4100
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am to 6:00pm
Saturdays: 9:00am to 1:00pm

Fremont Bank San Leandro Location
1480 E. 14th Street
San Leandro, CA 94577
Fremont Bank Phone Number:
(510) 614-3050
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am to 6:00pm
Saturdays: 9:00am to 1:00pm

Fremont Bank San Ramon Location
21001 San Ramon Valley #D3
San Ramon, CA 94583
Fremont Bank Phone Number:
(925) 307-1080
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am to 6:00pm
Saturdays: 9:00am to 1:00pm

Fremont Bank Union City Location
32000 Alvarado Boulevard
Union City, CA 94587
Fremont Bank Phone Number:
(510) 429-3500
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am – 6:00pm
Saturday 9:00am – 1:00pm

Fremont Bank Walnut Creek Location
1735 N. Broadway
Walnut Creek, CA 94596
Fremont Bank Phone Number:
(925) 953-1920
Fremont Bank Hours of Operation:
Monday – Friday: 9:00am to 6:00pm
Saturdays: 9:00am to 1:00pm

United Central Bank Irvine Location
1140 Roosevelt Avenue
Irvine, CA 92620-3666
United Central Bank Phone Number:
(949) 203-2750
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Los Angeles Location
2975 Wilshire Boulevard
Suite# 110
Los Angeles, CA 90010
United Central Bank Phone Number:
(213) 389-8822
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Artesia Location
11710 South St. Suite 101
Artesia, CA 90701
United Central Bank Phone Number:
(562) 865-8822
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Norcross Location
5675 Jimmy Carter Boulevard
Suite 103
Norcross, GA 30071
United Central Bank Phone Number:
(678) 349-3200
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Chicago Location
6335 N. Western Avenue
Chicago, IL 60659
United Central Bank Phone Number:
(773) 764-2900
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Carol Stream Location
1275 N County Farm Road
Carol Stream, IL 60188
United Central Bank Phone Number:
(630) 213-2265
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Downers Grove Location
1303 Ogden Avenue
Downers Grove, IL 60515
United Central Bank Phone Number:
(630) 663-0055
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Harvey Location
16540 S. Halsted Street
Harvey, IL 60426
United Central Bank Phone Number:
(708) 339-2900
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Naperville Location
1112 S. Washington Street
Naperville, IL 60540
United Central Bank Phone Number:
(630) 357-1100
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Naperville Location
664 Raymond Drive
Naperville, IL 60563
United Central Bank Phone Number:
(630) 357-1104
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Roselle Location
801 E. Nerge Road
Roselle, IL 60172
United Central Bank Phone Number:
(630) 539-1270
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Edison Location
1031 Route 1 South
Edison, NJ 08837
United Central Bank Phone Number:
(732) 494-4606
United Central Bank Hours of Operation:
Monday – Friday 9:00am 5:00pm
Saturday 9:00am – 12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am – 5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Staten Island Location
221 Port Richmond Ave
Staten Island, NY 10302
United Central Bank Phone Number:
(718) 442-6226
United Central Bank Hours of Operation:
Monday – Friday 9:00am – 5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Arlington Location
1107 E. Pioneer Parkway
Arlington, TX 76010
United Central Bank Phone Number:
(817) 795-8899
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00noon
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00noon

United Central Bank Austin Location
5816 North IH-35
Austin, TX 78751
United Central Bank Phone Number:
(512) 583-8UCB (8822)
United Central Bank Hours of Operation:
Monday – Friday 9:00am – 5:00pm
Saturday 9:00am – 12:00noon
United Central Bank Drive Up Hours:
Monday – Friday 8:00am – 5:00pm
Saturday 9:00am – 12:00noon

United Central Bank Carrollton Location
2625 Old Denton Road, Suite 100
Carrollton, TX 75007
United Central Bank Phone Number:
(214) 483-5522
United Central Bank Hours of Operation:
Monday – Friday 9:00am – 5:00pm
Saturday 9:00am – 12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am – 5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Dallas Location
11235 Harry Hines
Dallas, TX 75229
United Central Bank Phone Number:
(972) 620-1927
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00noon
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00noon

United Central Bank Garland Location
4555 W. Walnut Street
Garland, TX 75042
United Central Bank Phone Number:
(972) 487-1505
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00noon
United Central Bank Drive Up Hours:
Monday – Friday 8:00am – 5:00pm
Saturday 9:00am-12:00noon

United Central Bank Houston Location
5910 Hillcroft
Houston, TX 77036
United Central Bank Phone Number:
(713) 395-8822
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am – 12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Houston Location
8585 S. Gessner
Houston, TX 77074
United Central Bank Phone Number:
(713) 779-3388
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Houston Location
1611 Gessner
Houston, TX 77080
United Central Bank Phone Number:
(713) 973-8788
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am-5:00pm
Saturday 9:00am-12:00pm

United Central Bank Plano Location
280 Legacy Drive, Suite 100
Plano, TX 75023
United Central Bank Phone Number:
(972) 312-0088
United Central Bank Hours of Operation:
Monday – Friday 9:00am – 5:00pm
Saturday 9:00am – 12:00pm
United Central Bank Drive Up Hours:
Monday – Friday 8:00am – 5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Annandale Location
7140 Little River Turnpike, Ste 749
Annandale, VA 22003
United Central Bank Phone Number:
(703) 354-8822
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am – 12:00pm

United Central Bank Springfield Location
6400 Brandon Ave
Springfield, VA 22150
United Central Bank Phone Number:
(703) 891-4101
United Central Bank Hours of Operation:
Monday – Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm

Consumers in the market area serviced by the bank that are just opening their first CD account or consumers that are looking to expand or diversify their investment portfolio will find the Happy State Bank CDs and CD rates can be an excellent tool to meet their needs.

Conservative fixed-income investments such as federally insured CDs are generally considered less volatile than other investment vehicles and can be used for a number of savings and investment objectives.

The Happy State Bank CDs have competitive fixed yields based on the balance and term. CD interest rates are based on tiered deposit amounts.  The minimum opening deposits for the bank CDs is $1,000.00.  Account holders earn higher yields for deposits over $11,000.00 and even greater rates of return on jumbo CDs or accounts with balances in excess of $100,000.00.

Current Happy State Bank CD rates include the following terms and interest rates on deposit amounts of $11,000.00 to $99,900.00 for May 14, 2013:

The 30 day CD rate is 0.10%.
A 90 day CD with Happy State Bank has an interest rate of 0.15%.
The six month or 180 day CD rate is 0.25%.
A one year certificate for Texas consumers has a rate of 0.35%.
The 547 day CD yields 0.40%.

Happy State Bank also offers IRA CDs.  A 365 day IRA CD rate is 0.40%.

The bank CD rates listed are current as of May 14, 2013 and are subject to change at any time. 

Additional information on the current CD rates in Texas offered by happy State Bank can be obtained by calling a bank customer service representative at (806) 373-2265.

The bank CD rate information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed.  Contact the bank directly for the most update and accurate information regarding the bank rates and account information.