Excel National Bank, N.A. is a federally chartered community bank established in 2005. Headquartered in Beverly Hills, Excel National Bank maintains loan production offices in Encino, Fresno, Roseville, Sacramento and new production offices opening next month in San Diego and Long Beach.  Its out-of-state offices are in Chicago, Phoenix, AZ and Bellevue, WA.  The bank predominantly serves consumers and businesses throughout the western United States. Excel National Bank is specifically focused on the lending requirements for small and mid-sized businesses.  Excel National Bank is a business-focused institution, focusing on Small Business Administration (SBA) and other government-guaranteed lending programs. Business loan products include commercial loans and lines of credit, commercial real estate, equipment loans, USDA Guaranteed loans, CalCap loans, and SBA 7a, SBA 504, and SBA Express Loans.  The bank’s business focus is SBA lending and offers services through its loan production offices.

Excel National Bank is privately held, the following figures were obtained from FDIC published information.

The bank had total assets on June 30, 2008 of $124,346,000.00 compared to $83,283,000.00 on June 30, 2007.

Total deposits were $108,261,000.00 on June 30, 2008 compared to $74,529,000.00
on June 30, 2007

Net operating income through June 30, 2008 was a loss of $358,000.00 compared to income of $1,359,000.000 in the first 6 months of 2007.  Loan charge offs for the period were $273,000.00 compared to 0.00 the same period a year earlier.

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