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Dutton State Bank was founded in 1960 and is based in Dutton, Montana. The bank offers both personal and commercial banking services from the Dutton main office as well as a bank branch in White Sulphur Springs. The bank serves the communities of Dutton and White Sulphur Springs and the surrounding areas as their local
For short term CD rates, Ocean Bank is posting the best CD rates in Florida. Ocean Bank has a promotion running for a 7 month term CD with a rate of 4.40%. On top of that rate, the bank also offers a 13 month CD yielding 4.50%. The minimum deposit is $2,500.00. Since this is
A bank is a fro profit institution. They provide loans, clear checks, hold deposits and related financial services. Credit unions perform similar functions but are organized as non-profit entities. The services it provides are to its members, which by law must share a common bond or affiliation.
Bank rates were little changed for the week ending June 10th, 2011. Mortgage rates were up slightly on longer term home loans and down very modestly on shorter term loans. CD interest rates dipped by the smallest of margins on the week. Savings account rates and money market account rates manage to
The FDIC does not publish that list. Although the FDIC periodically announces the number of banks they have on the watch list, they do not believe it would be prudent to relesease the names of the banks to the public. The obvious conclusion is that the FDIC is trying to bring these banks
Inflation is a major factor determining the level of interest rates. The longer the duration of the loan, the greater the risk that inflation can accelerate, reducing the purchasing power of the loan repayment. So, rates generally are higher on long-term loans than on short-term loans, because people who lend for longer periods
The right to buy or sell a security or commodity at a specified price during a specified period. The holder of an option has the right, but not the obligation, to buy (call option) or sell (put option) a security or commodity at a specified price during a specified period. The writer of an
Encoding errors are generally handled by adjustments sent between banks. You should notify your bank so they can investigate the error. Generally, national banks require you to notify them of any error(s) within 30 days after the statement date. However, the time period for this prompt notification may vary by bank and State.
On Friday evening, February 6, 2009 the FDIC announced the closure of three more banks: FirstBank Financial Services of McDonough, GA; Alliance Bank of Culver City, CA and County Bank of Merced, CA. These bank failures make the seventh, eighth and ninth failure this year of a federally insured bank. 2008 was expected to be
Annual percentage yield (APY) is the yield you earn on a deposit over the course of a year; it is a standardized way of comparing investments. The APY is important because it takes into account the assumed compounding of your interest. Compounding is simply a method of making earnings on your earnings.
Writing a check in an amount that will overdraw the account but making up the deficiency by depositing another check on another bank. For example, mailing a check for the mortgage when your checking account has insufficient funds to cover the check, but counting on receiving and depositing your paycheck before the mortgage company
A monthly jobs report with 288,000 new jobs is good news for the economy. Good news for the economy means higher demand for goods, upward pressure on prices, increased loan demand, and higher interest rates. Well….most of the time anyway.
The monthly payroll report released on May 2nd was quite a bit stronger than expected. The
Since the San Diego Chargers delivered such a good performance this weekend, it is only proper that we find a bank in San Diego that offers CD rates which can match the performance of the Chargers. Temecula Valley Bank is our choice for the best CD rates providing above average performance.
Temecula Valley Bank which has
Implemented by banking Regulation CC). It requires financial institutions to make deposits available within specific time frames, based on the location of the bank of deposit and where deposited checks are drawn.
Identity theft in banking is a growing crime. Maintaining checking account and identity security are important to avoid loss. Maintain any voided bank checks or unused checks and deposit slips in a safe and secure location so that no one can copy the information, steal the checks or use the stolen information to steal your
Percentage a borrower pays for the use of money, usually expressed as an annual percentage
A good way to keep mortgage payments under control with a new home loan in Indiana is to shop and compare Indiana mortgage rates carefully with an eye on service and costs. GMAC Mortgage is one of the top ten bank mortgage lenders in the nation that offers competitive mortgage rates and timely service for
Think Mutual Bank is a full-service banking institution based in Rochester, Minnesota. The bank was formed in 2007 and is chartered as savings association regulated by the Office of Thrift Supervision. Think Mutual Bank offers personal and commercial banking services. The bank offers a wide variety of consumer loan options, a full range of deposit
Fair Housing Act (1968)
Prohibits discrimination in the extension of housing credit on the basis of race, color, religion, national origin, sex, handicap, or family status.
Truth in Lending Act (1968)
Requires uniform methods for computing the cost of credit and for disclosing credit terms. Gives borrowers the right to cancel, within three days, certain loans secured by
Audubon Savings Bank is a New Jersey state-chartered mutual savings bank located in Audubon, New Jersey. The bank also operates two branch offices in Mt. Laurel and Pine Hill. Audubon Savings Bank has been operating in New Jersey since 1904.
The bank offers a variety of deposit products for consumers, businesses, and government entities, including checking