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Bank of Bolivar is a locally owned, community bank that started with its first full service location in Bolivar in 1997. The bank now has four bank branch locations and total assets of approximately $188,647,000. Bank of Bolivar has been FDIC insured since its inception on April 16, 1997. The bank is chartered as a
Do you need short-term savings? Yes, you most certainly do. And it’s likely you need far more than you have stashed away somewhere. Short-term savings is more than the few hundred you stick in a statement savings account at your local bank to cover next year’s Christmas presents. True short-term savings
First Shore Federal Savings and Loan is a Maryland based bank. The bank was founded in 1953. First Shore Federal’s main office is located in Salisbury, Maryland with six additional bank branches in Maryland as well as one additional bank branch in Delaware.
First Shore Federal offers personal and commercial banking services. The banking services include
Far East National Bank is a federally chartered bank that provides personal and business banking services. The bank offers checking accounts, savings accounts, and certificate of deposit accounts, as well as mortgage, home equity, and credit loans for individuals. The bank was founded in 1974 and is based in Los Angeles, California.
Far East National Bank
A written agreement that explains the terms and conditions of the account, credit usage and payment by the cardholder, and duties and responsibilities of the card issuer.
McIntosh State Bank is a full service commercial bank, serving the Georgia counties of Butts, Jasper, and South Henry through offices in Jackson, Monticello, Locust Grove and McDonough Georgia. The bank was established in 1964. McIntosh State Bank is chartered as a Federal Reserve Non-member with the primary regulator being the Federal Deposit Insurance Corporation
The percentage of a consumer’s monthly gross income that goes toward paying debts. Generally, the higher the ratio, the higher the perceived risk. Loans with higher risk are generally priced at a higher interest rate.
All depository institutions, commercial banks, savings institutions, credit unions, and foreign banking entities, are required to hold reserves against certain types of deposits that they report as liabilities on their balance sheets.
CD interest rates worsened considerably over the past week while most bank rates and Treasury rates remained relatively stable. Greater stability in CD rates may have been expected this week as well since the stock market appears to be shrugging off concerns over European debt issues and dismal U.S economic growth.
The strengthening stock market is
The FDIC insurance is established to protect only the depositors and only certain deposits. Since a safe deposit box is not technically a deposit, it would not be covered. In a situation where some depositors may also be creditors or shareholders of an insured bank they would benefit by the coverage of deposits
Interest rates moved measurably lower after the release of the FOMC statement on September 21. The ten year US Treasury bond rate shed 11 basis points or 11/100’s of a percent between the market opening on Tuesday to the close of the day. The ten year Treasury rate started the day with a
Most banks pay a higher rate on certificates of deposits because the CD’s have a set length of maturity. This means the bank can use those funds for predetermined period of time without worrying about losing the funds via sudden customer withdrawal. Remember, banks make money by loaning out the deposits or investing
Always compare bank checking account charges to make sure you are not paying too much. It is not unheard of to have someone save more than $200 a year in fees by switching to a free checking account or a checking account that has no minimum balance requirement. It’s easy to review a complete list
Most all banks are now very similar in the US. Technically, there are three main types of depository institutions or banks; banks, thrifts and credit unions. Thrifts and banks are very similar in structure, regulation and products offered. Credit unions are have some restrictions on members and are generally only available regionally.
The name El Dorado has been given many meanings over time; most variations are references to a place to acquire wealth or a city of gold. In California the name of locations with El Dorado is often used to signify regions that were involved in gold mining. Unfortunately, gold mining is no longer a quick
The concept describing the price at which mutual fund shareholders buy or redeem fund shares. Shareholders buying or redeeming shares after 4 pm must receive the next computed share price following the fund’s receipt of a shareholder transaction order.
The state of Georgia has a plethora of banks offering short term CDs with interest rates at or above 4.00%. The following list is the best short term CDs in Georgia. To be on the list the bank must be headquartered or have a physical bank branch in the state of Georgia. During this evaluation
Refers to a system that allows for current access to account status and transaction details, and the entry of tranfer and other instructions using computer terminals, often via the internet.
The date on which checks payable at local or non-local banks are considered to be collected and available for customers’ withdrawal.
The most common ownership categories are:
These are deposit accounts owned by one person and titled in that person’s name only. An individual account is an account with only one account owner, and may be withdrawn only upon the signature of the account owner or his/her legally authorized representative. All single accounts at