The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions. Account holders earn 1% cash back on all purchases made with the new Citi Double Cash Card as well as 1% cash back when they pay for the purchases.
The 1% cash back bonus for making payments on the card is earned whether the account is paid in full or paid over time. As long as the card holder makes the minimum monthly payment, they earn the cash back rewards.
The cash back earned when the payment is made is based on the amount of the purchases that are paid for. If the card holder makes $200.00 worth of purchases they will receive 1% cash back on the purchase amount. When the card holder makes their payments, they receive 1% of the amount paid back, for example: if $150.00 is paid on the first billing cycle after the purchase, they will receive 1% on that $150.00 payment and if the remaining balance of $50.00 is paid on the next billing cycle, the card holder will receive 1% of that $50.00 payment. As long as the minimum due is paid, the card holder can pay in full, or over time, and still earn cash back.
There are no restrictive categories on purchases. All purchases earn 1% cash back with the exception of transactions such as items returned for credit, balance transfers, cash advances, interest, and account fees. There are also no caps and no limits on the amount of cash back that can be earned with the card.
The cash back rewards earned with the card can be redeemed for checks, statement credits or gift cards.
The Citi Double Cash Card has an introductory rate of 0% for 15 months from date of account opening on purchases and an introductory rate of 0% for 15 months from date of first transfer for balance transfers.
Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances, new purchases and new balance transfers.
The Citi Double Cash Card standard variable APR for purchases is 12.99%, 17.99% or 22.99%, based on the creditworthiness of the credit card applicant. The standard variable cash advance APR for the card is 25.24%.
The Citi Double Cash Card has no annual fee.
Credit card is subject to credit approval. Additional limitations, terms and conditions may apply. See the online credit card application for details about terms and conditions. The credit card information presented comes from reliable sources and is believed to be accurate. However, all credit card information is presented without warranty
The link presented here, Citi Double Cash Back offer, displays the terms and conditions along with an application link for interested card shoppers. More credit card information can be found at best credit card rates.
The Discover® Open Road Card remains a top rated credit card with features that appeal to the credit card rate conscious, those seeking more credit card rewards and the frugal shoppers among card carriers.
The Discover® Open Road Card promotion keeps this credit card among the highest rated cards on the market. There are a multitude of features that make the Discover Open Road credit card so highly rated. The current credit card promotion has a zero percent introductory credit card rate for both new purchases made with the credit card and credit card balance transfers that lasts for a period of 15 months. Certainly, ample time to test drive the benefits of the credit card without paying interest charges.
After the introductory period, the variable APR will be between 10.99% and 20.99% depending on the credit card applicant’s credit score.
Benefit number two makes the trial period even easier with no annual fee. There is no cost to apply for this Discover credit card and no annual fee to keep it. At the end of the introductory credit card rate period, card holders can cancel the account and just absorb the benefits they obtained with its use up to that point, should they find they don’t want to keep the card – which doesn’t seem likely.
The Discover® Open Road Card is a cash back credit card, therefore the third key benefit is the ability to earn rewards for making purchases that are still going to be interest free for the first 15 months. For the first $3,000.00 account holders spend with this Discover card, they receive 0.25% cash back. After the first $3,000.00, the number jumps to 1% cash back. For gas and restaurants purchases, card holders receive 2% on the first $250.00 of purchases each month.
Great credit card rate, cash back credit card rewards and no fee. Not a lot of credit cards on the market surpass the value found in the Discover® Open Road Card. Apply for a new credit card at the link below.
Discover More Card with no balance transfer fee, zero percent introductory credit card rate, no annual fee and credit card cash back rewards program.
The Discover More Card has promotional twist this month that makes it, hands down, the best balance transfer credit card. The Discover More Card offers a zero percent interest rate on new credit card purchases and credit card balance transfers with no balance transfer fee.
0% interest rates on credit card balance transfers is not an uncommon credit card promotion, the Citi Platinum Select MasterCard, Citi Diamond Preferred Card and Citi Simplicity Card all offer zero percent credit card balance transfers for a period of 21 months. However, Discover is the only credit card company making the promotion with no balance transfer fee. The no balance transfer fee promotion was virtually wiped out in the credit card market when the economy slowed and credit card delinquencies rose.
The new Discover More Card promotion has no balance transfer fee, a zero percent rate on balance transfers, now annual fee and a competitive credit cards rewards program. The Discover More Card has a rewards program which gives 5% cash back awards on purchases in rotating categories like travel, gas, groceries, restaurants, and home improvement stores. The card offers up to 1% unlimited cash back bonus on all other purchases. Discover credit card service also offers 24/7 access to a U.S.-based credit card account manager within 60 seconds.
For those consumers that may be concerned about the credit card rate after the introductory credit card rate expires, the variable standard purchase APR fro the Discover More Card with this promotion is between 10.99% – 19.99% depending on the creditworthiness of the card applicant.
Click apply now below to view current rates, fees, rewards, limitations and other important information regarding this current credit card promotion from Discover Cards.
To view the Citibank zero percent introductory credit card offers listed above please see Citi 0% Credit Cards.
Selectcdrates.com offers up to date information on credit card offers such as the Discover Credit Card promotion listed above, however the accuracy of the information is not guaranteed and the rates and terms are subject to change. Please verify the current credit card information available on the online credit card application found with the link for the credit card promotion.
To start off the New Year, Citibank is taking over the 0% introductory APR category of credit cards. Citibank offers a number of choices for consumers that are looking for a zero percent introductory credit card rates. Citibank is currently promoting more than three different credit cards that come with zero percent introductory rates that run as long as 21 months, more than just about any other zero rate card on the market. The top three cards are among the most popular credit cards and all of these cards have no annual fee.
Citi Platinum Select MasterCard
One of the most popular long term zero rate credit cards promoted is the Citi Platinum Select MasterCard. The Citi Platinum Select MasterCard comes with a zero percent introductory rate that is good for 21 months on both credit card balance transfers and credit card purchases. At the end of the introductory rate period, the credit card APR will be from 11.99%-21.99%, depending on the credit worthiness of card applicant.
Citi® Platinum Select® MasterCard®
Citi also offer the Citi Diamond PreferredCard for consumers searching for a long term introductory zero rate credit card. The Citi Diamond PreferredCard has a 0% introductory APR on balance transfers and purchases for 21 months. As with the Citi Platinum Select MasterCard, after the introductory credit card rate period expires, the APR will be 11.99%-21.99% based upon the applicant’s creditworthiness.
The Diamond PreferredCard also has additional specialized benefits and perks that include 24/7 access to concierge service providing assistance in booking hotel, flights, concert tickets and more. Card holders can also receive special access to purchase presale tickets, preferred seating, VIP packages, and other entertainment events.
Citi® Diamond Preferred® Card
Citi Simplicity Card
The Citi Simplicity Card rounds out the top three long term zero rate introductory credit cards. This Citi card also has a zero percent introductory APR on credit card balance transfers and credit card purchases for 21 months. After the introductory period ends, the variable APR will be 12.99% – 21.99% based on the creditworthiness of the credit card applicant. The added benefit of the Simplicity Card from Citibank is that has no penalty interest rate and no late fee. Credit card holders of this credit card don’t have to panic if they send their monthly credit card payment in late because of a fear of being hit with a onerous late fee or high APR.
Citi Simplicity® Card
Getting a 0% introductory credit card rate for balance transfers and purchases can help consumer s manage their personal finances in a number of ways from credit card debt consolidations to interest free purchases for big ticket expenditures.
Selectcdrates.com provides credit card reviews and credit card market information to help consumers find the best credit card and best credit card rate to fit their needs. Selectcdrates.com offers up to date information on credit card offers such as the Citibank credit cards listed above, however the accuracy of the information is not guaranteed and the rates and terms are subject to change. Please verify the current credit card information available on the online credit card application found with the link for each Citibank credit card promotion.
Chase has a new credit card promotion for the Chase Slate card that has a limited time no balance transfer fee. The new limited credit card promotion offers the Chase Slate credit card with a zero percent rate for credit card balance transfers with no fee if the transfer is performed in the first 30 days. The zero percent introductory credit card rate lasts for a period of 12 months on balance transfer as well as new credit card purchases.
For consumers that do not follow the credit card industry, and why would you, balance transfer fees were instituted to discourage card holders from abusing zero percent introductory credit card offers and jumping from one credit card introductory rate to another without cost or obligation.
A standard credit card balance transfer fee is the greater of 3 percent of the amount of the transfer or $5.00. Therefore, switching a credit card balance of $4,000.00 from one credit card to one with a zero percent rate would still cost $120.00 for most credit cards. Chase is the only major credit card company at this time to be offering a 0% credit card APR with no fee for balance transfers. This is free money for consumers that qualify for the credit card promotion. No interest charges and no costs during the introductory period.
The new credit card promotion is a limited time offer. New Chase Slate credit card holder under this offer will not pay a transfer fee during the first 30 days of card membership. The zero percent introductory rate also applies to new purchase made with the card. A variable APR applies thereafter, based on the prime rate and your credit worthiness.
The Chase Slate card can benefit consumers that want to consolidate their credit card debt or simply reduce the credit card rate for a period of time or for those consumers that plan on buying a big ticket item and want to repay it interest free over 12 months or less.
To take advantage of this new credit card promotion jump over to our affiliate site, Bestcreditcardrates.com, and click on the new Chase Slate no balance transfer fee offer.
Chase has no annual fee with the credit card. Bestcreditcardrates.com has more details regarding this new credit card offer as well as an easy to complete online credit card application without costs or obligation.
Capital One is picking up the pace and getting more aggressive with their new collection of business credit cards. Capital One has introduced the Spark business credit cards this year to attract small business customers. The Capital One new business credit cards come with a variety of features and offers to attract new credit card holders.
With the credit card industry experienced quite a rebound over the past two years it is easy to see why Capital One is getting aggressive with new credit card offers. Capital One released their third quarter earnings report on October 20, 2011 in which there are several comments alluding to the increased profitability in the credit card business. The press release put out by Capital One positive comments include, “…the Domestic Card business delivered another quarter of strong returns…net interest margin expanded 19 basis points in the quarter to 7.39 percent… revenue margin for the third quarter was 9.35 percent…”
Capital One has six separate business credit cards that are all under the Spark brand. These credit cards replace the previous of assortment of business credit cards offered by the bank.
The six new business Capital One credit cards include:
Capital One Spark Miles for Business
Capital One Spark Cash for Business
Capital One Spark Miles Select for Business
Capital One Spark Cash Select for Business
Capital One Spark Classic for Business
Capital One Spark Select for Business
The new array of business credit cards offer a plethora of rewards options from miles to cash rewards as well as an assortment of credit card rates and introductory credit card offers.
The Capital One Spark Cash business card offers 2% cash back on every purchase every day and no limits to the amount of cash back that can be earned.
The Spark Miles credit card features double miles on every purchase every day, miles that will not expire, and the flexibility to redeem miles for free flights on any airline anytime with no blackout dates
The Capital One Spark Cash Select allows card holders the ability to earn 1 percent cash back on all card purchases, plus a 50 percent annual bonus.
The Spark Miles Select credit card offers small business owners a flexible travel rewards program that pays 1 mile for every $1.00 spent. On the card holders’ membership anniversary each year, they will be rewarded with an additional bonus that equals 50 percent of the rewards earned in the prior year.
The Capital One Select business credit card comes with a zero percent introductory credit card rate and no annual fee.
The Spark Classic business credit card earns 1% cash back on all purchases. Capital One markets this card for businesses that want the opportunity to build business credit with rewards.
Besides the rewards, the Capital One business credit cards provide an assortment of other benefits from bill and expense management services, customer service representative available seven days a week, customer card designs, no cost employee cards, yearend summary statements, VISA business card benefits and more.
For more information about Capital One Small Business credit cards visit www.capitalone.com/sparkbusiness or call Capital One
Capital One credit cards are issued through Capital One Financial Corporation a financial holding company whose subsidiaries, which include Capital One, N.A. and Capital One Bank (USA), N. A. Capital One is based in McLean, Virginia. Capital One offers a a wide assortment of financial products and services to consumers, small businesses and commercial clients. Capital One, N.A. has over 900 bank branches in New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia.
The Discover More Card is strong contender for best credit card of the year. The Discover More Card is a cash back rewards credit card that has one of the longest zero percent introductory credit card rates available which is combined the award winning service that is provided by Discover Card services.
In the search for the best rewards credit card, consumers need to consider the credit card rate, the credit card fees and the credit card rewards that can be earned. The Discover More Card comes out on top for all three of these attributes. 0% introductory credit card rate, no annual fee and up to 5% cash back.
The Discover More Card offers a zero percent APR for a period of fifteen months on purchases as well as a zero percent introductory credit card rate for balance transfers. After the introductory credit card rate period, card holders will have to pay a standard APR, which is between 11.99% – 20.99% depending on the card applicant’s creditworthiness.
The Discover More Card offers a rotating cash back rewards program. Account holders can earn 5% cash back on their credit card purchases in rotating categories that includes categories such as gas, travel, restaurants, groceries stores, home improvements and more. The categories that earn the 5% cash back will change throughout the year.
Discover More Card holders will also earn an unlimited 1% rebate on all the rest of their credit card purchases, however the 1% does not kick in until the total annual net credit card purchases surpasses $3000.00. Credit card purchases for the first $3000.00 earn a 0.25% credit card cash back rebate.
The 0% rate on new purchases for 15 months can be especially valuable when combined with the cash back offer. Net credit card purchases made within the designated categories will receive the 5% cash back and these charges will not accrue interest as long as the credit card account remains current for the 15 month period.
Discover also offers additional benefits that include up $0 fraud liability, automatic mobile and email fraud alerts and free online account access.
The Discover More Card also offers some of the best customer support in the credit card industry. Discover provides a 24/7 toll free customer support line that can handle most any call regarding your credit card account and card services.
On top of all these credit card benefits and services and the great intro credit card rate, the Discover More Card has no annual fee and no redemption fee for credit card rewards.
Always make sure you read and understand the terms of any credit card before you sign up. Be aware that the terms may change after this article’s publication.
The Citibank Simplicity credit card was launched several months ago as a credit card that has a straightforward approach to credit card costs. The credit card has since garnered a fair amount of attention for the straight forward approach the card has on fees and costs.
In reference to the common sense approach on how the Simplicity credit card handles standard card fees and costs, the Associated Press recently referred to the transformed Citibank Simplicity credit card as, “a credit card that grants three wishes.”
The three wishes that the Associated Press refers to are in regards the credit card rates, credit card fees and credit card penalties charged on the Simplicity card. The Simplicity credit card from Citibank addresses these issues with a streamlined or simple approach to calculating the credit card rate, fees and penalties with the card. With the Simplicity credit card there are no late fees, no penalty credit card interest rates and a single credit card rate for credit card purchases, balance transfers and credit card cash advances.
Along with these simplified standard features, Citibank has sweetened the advantages of this credit card with a low rate introductory credit card offer. The introductory credit card rate is at 0.00% for a period of 21 months from the date the credit card account is opened. The zero percent introductory credit card rate on the Simplicity credit card covers purchases and balance transfers. The balance transfer transaction must be completed within 4 months of account opening.
Citibank has revamped the Simplicity credit card as a response to more consumers shopping and comparing credit card terms before they apply for new credit card. By differentiating the card with no late fees and only one credit card rate for purchases, credit card cash advances and credit card balance transfers, Citibank has positioned this card away for the vast majority of standard consumer credit cards. Well over 75 percent of credit cards charge a monthly late fee in addition, more than 75 percent of credit cards have more than one credit card rate for purchase, balance transfers and cash advances.
The tip sheet for the current highlights on the Citi Simplicity card includes the following key points:
Citi is now offering a limited time bonus on their Citi ThankYou Premier Card. With a new Citi ThankYou Premier credit card, card holders can earn an award of 50,000 points for spending just $2,000.00 in new purchases within three months.
The bonus points that are earned with the purchases made within the first three months of obtaining a new credit card are enough for $500.00 in gift cards or can be used through the Citi’s ThankYou travel center.
Citi ThankYou(SM) Premier Rewards Card – $500 in gift cards
This is a rewards credit card issued by Citibank. Rewards points are earned at the rate of one point for every one dollar in net purchase transactions. The amount of credit card points that can be earned with the Citi ThankYou Premier Card is unlimited and the earned points will never expire.
The Citi ThankYou Premier Card also offers bonus points each year. At the end of each Citi ThankYou Card account membership year, credit card account holders will also earn an Anniversary Bonus that is calculated as a percentage of ThankYou Points earned on credit card purchases made during that membership year.
Additional cardholder benefits that come with the credit card include $0 liability on unauthorized charges, optional extended warranty protection, auto rental insurance and travel accident insurance, 60 days price protection availability and retail purchase protection against theft, accidental breakage.
There is an annual fee with this Citibank credit card that is currently $125.00 but is waived for the first year.
Take advantage of this credit card promotion now.
Reasonable efforts are made to maintain accurate information regarding the credit card offer and credit card promotion. However all credit card information is presented without warranty. Please review the credit card application for details on current terms and conditions.
Citi ThankYou(SM) Premier Rewards Card – $500 in gift cards
Credit cards from IberiaBank offer low rate credit cards with a variety of features that appeal to wide audience of credit card users. IberiaBank credit cards come with features that include low credit card rates for purchases, credit cards specifically geared towards low APRs on balance transfers and high velocity rewards programs.
Iberia Bank credit cards are often ranked among the best credit cards available nationally. The credit cards offers from IberiaBank are for consumers that have excellent or very good credit. The current selection of credit cards that can be obtained through the bank include the IberiaBank Visa Gold Cash Back Rewards Card, IberiaBank Visa Classic Card, IberiaBank Visa Platinum Rewards Card and IberiaBank Visa Select Card.
IberiaBank Visa Gold Cash Back Rewards Card
The IberiaBank Visa Gold Cash Back Rewards Card is low rate, cash back credit card. With this card, users can earn 1% in cash back on all qualifying net purchases made with the card. The rewards credit card comes with low, variable rate APR that is currently available at 9.25%, 12.25%, and 15.25% with the approved rate based on the card applicants creditworthiness. The credit card APR will vary with the market based on the Prime Rate.
IberiaBank Visa Classic Card
The IberiaBank Visa Classic Card is a no annual fee low rate credit card. This credit card has a low variable rate that is currently at 7.25%, 10.25%, or 13.25% with the approved rate based on the card applicants credit worthiness. The APR will vary with the market based on the Prime Rate. The Classic card also has a low introductory credit card APR on balance transfers of 1.99% for the first 6 billing cycles.
IberiaBank Visa Platinum Rewards Card
The IberiaBank Visa Platinum Rewards Card is a low rate, rewards credit card offered the bank. Card holder will earn 1 bonus rewards point for every $1.00 in qualifying net retail purchases made with the card. There is no annual fee with this credit card. The Platinum card has a low variable rate of 9.25%, 12.25%, or 15.25% with the final rate determined by the credit card applicant’s creditworthiness. The credit card APR will vary with the market based on the Prime Rate. There is also low introductory credit card rate for balance transfers with the card. The introductory credit card APR on balance transfers is currently 1.99% for the first 6 billing cycles.
IberiaBank Visa Select Card
The IberiaBank Visa Select Card is a straight up low rate credit card that offers an introductory rate for new credit card purchases and credit card balance transfers. The Select card has a current introductory credit card rate of either 0.00% or 7.50% based on the creditworthiness of the applicant. The introductory credit card rate for purchases is for a period of 12 months from the date the account is opened. The rate will not change during the introductory period.
The card also has a low introductory APR on balance transfers currently at 1.99% for the first 12 billing cycles. The rate applies to credit card balance transfers processed within three months from the time the account is opened. The standard rate on the card is a variable rate APR of 7.50%, 9.50%, or 11.50% based on your creditworthiness of the applicant. The credit card APR will vary with the market based on the Prime Rate.
IberiaBank operates over 175 bank branch locations in Louisiana, Alabama, Florida, Arkansas, Tennessee and Texas. IberiaBank is chartered as a Federal Reserve Member bank and its primary regulator is the Federal Reserve Board. The bank is headquartered in Louisiana and has total assets of just under $10 billion as of the first quarter of 2011.
The new Citi Simplicity Card is a low rate credit card with a very attractive introductory credit card rate and a novel approach to late fees and penalty rates. The number one attraction to the Citi Simplicity card is the zero percent introductory credit card rates. The zero percent rates apply to credit card purchases and credit card balance transfers for a period of 21 months. With the extended introductory credit card rates, cardholders won’t be paying interest charges for a period of almost two years.
The novelty of this new credit card promotion is the elimination of late fees. The Citi Simplicity Card has no late fees or penalty rate hikes if a cardholder misses a payment due date or goes over their credit card limit. This Citi credit card also comes with no annual fee.
The Simplicity credit card also offers live customer service assistance 24/7. The credit card rate after the introductory period expires is a variable rate currently at 16.99 percent.
Credit card account management is uncomplicated with online access with your PC or mobile device. Citi credit card holders can check their balances, view current transactions, and make credit card payments using Citi free online and mobile banking tools. Cardholders can also opt in for free accounts alerts delivered to their mobile device.
Additional benefits and features with the Simplicity credit card from Citi include: flexible credit card payment terms that allows card holder to choose when to pay their monthly bill whether it is in the beginning, middle or end of the month; Citi® Identity Theft Solutions and account security; Travel and Emergency Assistance services which includes medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more; extended warranties with certain limitations; price protection for a 60 day period of time with certain limitations and more.
Citi Simplicity® Card
This credit card from Citibank is yet another credit card offered by the bank that has low rates and an extended introductory credit card rate for both credit card balance transfers and credit card purchases.
Additional Citi credit cards to consider include:
Citi Platinum Select MasterCard
The Citi Platinum Select MasterCard also offers a zero percent introductory credit card rate for both credit card purchases and credit card balance transfers for a period of 21 months, based on your creditworthiness. The Citi Platinum Select MasterCard credit card has no annual fee.
Citi® Platinum Select® MasterCard®
Citi Dividend Credit Card
The Citi Dividend credit card has a zero percent introductory credit card rates and offers a cash back rewards program. Citi Dividend credit card zero percent introductory credit card APR on balance transfers and purchases is good for 12 months. After the introductory period expires, the variable credit card APR will be 12.99%-20.99%, based on the card applicants creditworthiness. There is no annual fee with this card.
The Citi Dividend credit card users can earn $100.00 cash back after making $500.00 in net purchases within the first 3 months of opening a new credit card account. Cardholders will also earn a full 1% cash back on purchases with additional cash back rewards for purchases made in quarterly categories.
Citi® Dividend Platinum Select® MasterCard® – Limited Time Offer
Citi Forward Card
The Citi Forward Card offers an introductory credit card for purchases and balance transfers for a period of 12 months also at zero percent. This is rewards credit card that allows cardholders to earn points based on a number of actions. There is no annual fee with this card.
New credit card holders can earn up to 6,000 bonus reward points when they make $600.00 in purchases and sign up for credit card Paperless Statements. Cardholders will earn 5 ThankYou® points for every $1.00 in net spending on restaurants and entertainment and 1 point for every $1.00 in net spending on all other purchases.
Cardholders can also earn up to 1,200 bonus reward points per year for paying on time and staying under their credit card limit. Finally, cardholders will earn up to a 2% APR reduction on credit card purchase transactions when the cardholder make a purchase, stay under their credit card limit and pays the account on time for 3 billing periods in a row.
Citi Forward® Card
Since Citigroup has made a concerted effort to restructure its bank and credit card units, the U.S. credit card shopper has become at a major beneficiary of the changes.
Citicorp has been on the mend ever since the great banking swoon and economic recession. During their time of regrouping, the bank has been attracting new management to its credit card and retail banking division to help redeploy these bank assets and capture greater market share.
Part of this effort in its rebranding efforts and marketing push includes the credit card division. Citibank has been aggressively working on developing new credit card products and acquiring more loyal credit card customers and. This is not a new concept in banking. With banking regulations continuing to transform the industry, banks have been trying to attract new customers and maintain those customers that come in contact with their services.
By providing incentives or rewards to their customers, Citibank as well as other big banks have been increasing customer activity and drawing in new bank customers. These actions have the added benefit of encouraging customers to maintain multiple relationships with the bank which provides added profit opportunities to the bank as well as added benefits to the banking consumer.
Some of the most popular Citibank credit cards with enhanced rewards and aggressive credit card rates continue to include:
Citi® Dividend Platinum Select® MasterCard®
Citi® Dividend Platinum Select® MasterCard® – Limited Time Offer
Highlights of the card include:
Citi Forward® Card
Highlights of the Citi Forward Card include:
Citi® Platinum Select® Card
The Citi Platinum Select card has the following benefits:
Citibank is one of the largest full service banking institutions in the U.S, providing services to individuals, businesses, and the government.
The Citi ThankYou(SM) Preferred Card now offers a zero percent introductory credit card rate on credit card balance transfers and purchases for a period of 15 months. After the introductory period ends, the Citi ThankYou Preferred Credit Card has an APR of 12.99% – 20.99% based upon the creditworthiness of the card applicant.
In addition to the extended zero credit card rate offer, the Citi ThankYou Preferred Credit Card allows card holders to earn 5 ThankYou reward points for every one dollar in net purchases made with the card at gas stations, supermarkets and drugstores for 12 months, and 1 point for every one dollar in net purchases made thereafter.
New card holders can also receive a bonus for using the card. New Citi ThankYou Preferred Credit Card holders can earn 6,000 bonus ThankYou® Points when they make $300.00 in net purchase transactions within the first 3 months, the reward point are redeemable for a $50.00 gift card for select national merchants.
Reward points earned with Citi ThankYou Preferred Card won’t expire as long as you make at least 1 purchase every 12 months with the card. There is also no limit to the number of credit card points you can earn.
Enjoy no Redeem ThankYou Points for almost anything, from a large selection of gift cards including dining, entertainment and retail – to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
Citi offers two simple means to redeem the credit card reward points. Credit card account holders can either visit the web site, thankyou.com, where the rewards can be redeemed online, or account holders can redeem points by calling the toll free line, 1-800-THANKYOU (1-800-842-6596).
Citi ThankYou(SM) Preferred Card
For more information on bank deals and bank promotions from Citibank see Citibank Promotions.
To fnd a list of Citibank locations see the Selectcdrates.com bank directory under Citibank locations.
For information on Citibank CDs or CD rates refer to Citibank CD rates
With the Citi Platinum Select credit card, card holders receive interest free credit for the first 21 months on purchases and credit card balance transfers. The Citi Platinum Select credit card is a no annual fee credit card that offers one of the most generous terms regarding introductory credit card rates.
Once the 0 percent introductory credit card rate expires after 21 months, the credit card APR will be 11.99% – 20.99% based upon creditworthiness of the credit card applicant. As with most all card currently on the market, this is a variable rate card based on the Prime Rate plus a margin.
The Citi credit card offers the MasterCard PayPass payment program. Pay Pass is the quick payment feature that can be used for transactions of $25.00 less at establishments that have a Pay Pass reader. With Pay Pass there is no signature requirement on most transactions to speed up the process time on purchases.
The Citi Platinum Select credit card also features secure and free online credit card account management. Additional credit card features include Travel and Emergency Assistance services, auto rental insurance, extended warranty plan, retail credit card purchase protection, zero dollar liability from unauthorized charges, 24/7 credit card customer service as well as additional features and services from Citibank.
Though this credit card is geared towards consumers with very good credit, the online application process is fast and easy with card approval decisions for the new card made quickly.
There is no reward program associated with the credit card however, the extended introductory credit card rate terms more than make up for this loss especially for those consumers that either carry a credit card balance or have some planned large purchases or even measurable travel expenditures coming soon.
Citi® Platinum Select® MasterCard®
Selectcdrates.com presents this credit card promotion to help consumers research the best credit card offers with the best credit card rates. Compare all the current credit card options carefully before choosing the best credit card to fit your needs. Reasonable efforts are made to maintain accurate information reading all credit card offers. However all credit card information is presented without warranty. Review the online credit card application for details about current credit card terms and conditions.