Costa Mesa Mortgage Rates

Find a list of mortgage rates and home loan products offered in Costa Mesa California by the leading banks and mortgage lenders serving the region. The competitive mortgage rates available for Costa Mesa home loan borrowers include mortgage interest rates for purchases and refinances.

The local mortgage lenders in Costa Mesa and the neighboring communities in Southern California have various lending options for new home loan borrowers. The mortgage lenders have traditional fixed rate and adjustable rate mortgage available with standard repayment terms. FHA mortgages and VA mortgage are also promoted by the local lenders that come with more relaxed qualifying standards. Jumbo mortgages with fixed and adjustable rate mortgages are presented by mortgage companies operating in the region to accommodate borrowers that need larger loan amounts.

Compare the 30 year fixed rate home loan interest rates from locally based mortgage lenders serving Costa Mesa to secure the most advantageous real estate financing on the market.

Costa Mesa Mortgage Rates
Costa Mesa Mortgage Lender Mortgage Rate Points APR
Fremont Bank 30 Year Mortgage Rates
fremontbank.com
800-359-2265
3.750 0.125 3.794
Bank of the West 30 Year Mortgage Rates
bankofthewest.com
800-488-2265
3.500 0.625 3.623
OneWest Bank 30 Year Mortgage Rates
owb.com
888-321-3863
3.375 0.000 3.426
Bank of Internet 30 Year Mortgage Rates
bofifederalbank.com
888-546-2634
3.750 0.000 3.803
UMPQUA Bank 30 Year Mortgage Rates
umpquabank.com
866-486-7782
3.500 1.000 3.648


Additional loan products and terms can be obtained from the mortgage lenders serving Southern California including residential mortgages with different terms, different rate and point options, and different product types. Custom loan packages tailored to meet specific individual needs can also be generated through the lenders in the market area. Refinance rates and terms for Costa Mesa home loan borrowers are also available across a wide spectrum of loan options.

The mortgage rates in this region of California remain extremely low due to the competitive market place and streamlined operations maintained by the lenders in the area. The application and lending process can be easily navigated by new borrowers who will find low loan costs combined with lower interest rates and fees.

Mortgage rates and Annual Percentage Rates on the Costa Mesa loans may vary depending on loan details, such as the points paid, loan amount, loan-to-value, the borrower’s credit score, property type, and occupancy. Underwriting standards may vary for each lender. Due to market fluctuations, interest rates are subject to change at any time and without notice.

The mortgage information presented is believed to be reliable but may have changed since this publication date, the information is not guaranteed.

Historically low rates on bank CDs continued again this week. Although CD interest rates were little changed by the close of the week, there were no CD terms that displayed an increase in rates and some terms ended with a mild decrease. While CD rates remain quite low, there is a wide discrepancy
Do you need short-term savings? Yes, you most certainly do. And it’s likely you need far more than you have stashed away somewhere. Short-term savings is more than the few hundred you stick in a statement savings account at your local bank to cover next year’s Christmas presents. True short-term savings
Bank certificate of deposit rates fell moderately for the week ending March 26, 2010 upon reviewing all CD maturities measured by the survey of the best bank CD rates performed weekly by Selectcdrates.com.  The shortest term bank CDs were unchanged, midterm CDs fell by a more moderate sum and the long term CDs were lower