Search and compare mortgage rates from the largest bank mortgage lenders. Find mortgage rates on a variety of mortgage home loans. Compare the mortgage loans on FHA mortgage rates, jumbo mortgage rates, 30 year fixed rate mortgages, 15 year fixed rate mortgages and more. Find home loan information from Chase mortgage, Citibank mortgage, Wells Fargo mortgage, SunTrust mortgage, US Bank mortgage, TD mortgage and other bank mortgage lenders. Find the best mortgages with the lowest mortgage interest rates. Browse information to find the best mortgage to suit your needs.
 

Compare Bank Mortgage Rates December 13, 2010

Bank mortgage rates rose measurably for the week ending December 10th, 2010. Based on the most recent compare mortgage rates survey performed by Selectcdrates.com, the average 30 year mortgage rate gained seventeen basis points or 17/100’s of a percent for the week. The average 15 year mortgage rate increased by slightly more or 17 basis points on the week.

The average 30 year mortgage rate ended the week at 4.898 percent while the average 15 year mortgage rate ended at 4.25 percent.

The average points charged from the bank mortgage lenders in the survey increased as well. The average points in the survey for the 30 year mortgage increased to 0.40 points and the average points charged on the 15 year mortgage loan increased to 0.45 points.

The latest rates from the compare mortgage rates survey for the 30 year home loan conducted after the market close on December 10th, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Chase Bank mortgage rate on a 30 year mortgage was 4.875% with 0.50 points and an APR of 4.975%.

Bank of America mortgage rates for the 30 year mortgage was 4.75% and 0.75 points for an APR of 4.787%.

Citibank mortgage rates hit 5.00% with 0.125 points for a 4.905% APR.

Wells Mortgage rates on the 30 year loan came in at 4.875% with 1.0 point and an APR of 5.034%.

US Bank mortgage rates on a 30 year loan reached 4.875% with no points and a 4.941% APR.

HSBC mortgage rates ticked up to 5.125% and no points and an APR at 5.266%.

SunTrust mortgage rate for the 30 year fixed rate loan was 4.75% with 1.75 points and a 4.936% APR.

TD mortgage rates moved north to 4.990% and no points with a 5.033% APR on the 30 year fixed rate loan.

Fifth Third Bank mortgage rates closed at 4.875% with zero points and a 4.985% APR on 30 year mortgage.

Key Bank mortgage rates increased to 4.860% with no points and a 5.004% APR for a 30 year loan.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates, points and APRs listed are based on 20 percent down, $250,000 owner occupant mortgage. The mortgage interesrt rates and terms may vary; check with the bank mortgage lenders for loan details.

The 30 year mortgage rate obtained by an individual borrower from the bank mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

To find more information on bank mortagge rates please see Wells mortgage rates page SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information bank CD rates refer to Wells Fargo CD rates page, Citibank CD rates page, SunTrust CD rates page, US Bank CD page, Bank America CD rates page, HSBC CD rates page, Chase CD rates page, Fifth Third Bank CD rates page, TD Bank CD rates page or the Key Bank CD rates page of Selectcdrates.com.

To find information on Chase Bank credit card products or Citibank credit cards please see Chase Bank Credit Cards or Apply for a Citibank Credit Card.

Compare Bank Mortgage Rates November 29th, 2010

Bank mortgage rates were higher again for the week ending November 26, 2010 based on the most recent compare mortgage rates survey performed by Selectcdrates.com. The average 30 year mortgage rate gained ten basis points or 10/100’s of a percent for the week. The average 15 year mortgage rate increased by half as much with a rise of just four basis points.

The average 30 year mortgage rate ended the week at 4.643 percent while the average 15 year mortgage rate ended at 3.975 percent. The previous week’s figures for these two terms were 4.546 percent on the 30 year and 3.931 percent on the 15 year.

A positive feature in this week’s compare mortgage rates survey was a reduction on the average mortgage points charged. The average points charged by the bank mortgage lender in the survey for the 30 year mortgage dropped to 0.35 points and the average points charged on the 15 year loan fell to 0.338 points.

The latest rates from the compare mortgage rates survey for the 30 year home loan conducted after the market close on November 26th, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

The largest U.S bank, Chase Bank, increased their 30 year mortgage rate to 4.75% with no points and an APR of 4.806%

Bank of America mortgage rates for the 30 year mortgage increases to 4.375% and 1.0 point for an APR of 4.522%.

Citibank mortgage rates on a 30 year loan bumped up to 4.750% with 0.125 points for a 4.905% APR.

Wells Mortgage rates ended the week 4.50% and 1.0 point for a 4.656% APR on a 30 year mortgage loan.

US Bank mortgage rates moved up to 4.750% with zero points and an APR at 4.815% on a 30 year mortgage loan.

HSBC mortgage rates for the 30 year loan remained unchanged at 4.875% with no points and an APR at 5.014%.

SunTrust mortgage rates moved up 1/8th to 4.50% with 1.375 points and a 4.649% APR.

TD mortgage rates on a 30 year home loan ended the week unaltered at 4.625% and no points with a 4.667% APR.

Fifth Third Bank mortgage rates on the 30 year mortgage closed at 4.625% with zero points and an APR at 4.733%.

Key Bank mortgage rates for the 30 year home loan moved up 10 basis points to 4.68% with no points and a 4.821% APR.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rate obtained by a borrower from the mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on 20 percent down, $250,000 owner occupant mortgage. The rates and terms may vary; check with the bank mortgage lenders for details.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates page SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to the Wells Fargo CD rates page, Citibank CD rates page, SunTrust CD rates page, US Bank CD page, Bank America CD rates page, HSBC CD rates page, Chase CD rates page, Fifth Third Bank CD rates page, TD Bank CD rates page or the Key Bank CD rates page of Selectcdrates.com.

To find information on Chase Bank credit card products or Citibank credit cards please see Chase Bank Credit Cards or Apply for a Citibank Credit Card.

Compare Bank Mortgage Rates November 22nd, 2010

Mortgage rates moved noticeably again this past week with both the 30 year fixed rate mortgage and 15 year fixed rate mortgage increasing on the mortgage interest rate offered and points charged.

The average 30 year mortgage rate increased to 4.546 percent from 4.459 percent in the previous week. The average points charged on the 30 year mortgage to obtain this rate was 0.475 points, an increase of 7.5 basis points from the earlier week.

The average rate on the 15 year mortgage rates bounced up to 3.931 percent which is a nine basis points increase from last week’s 15 year mortgage rate average of 3.823 percent. The average points charged by the bank mortgage lenders on the 15 year were 0.413 points, up slightly from the previous week’s average points of 0.40 points.

During the week mortgage backed security prices and Treasury bond process fell, leading to an increase in long term bank lending rates. The ten year Treasury bond rate increased from 2.76 percent to 2.88 percent week over week.

Comment to readers – The Selectcdrates.com compare mortgage rates survey is not a black box of survey results. This bank rate survey is simple and straight forward. The mortgage rates displayed are the average mortgage rates and points charged from the largest bank mortgage lenders in the nation. The survey results come directly from the bank mortgage lenders on the close of business on Friday ( November 19, 2010 this week ). The ten banks included in the survey are Chase Bank, Citibank, Bank of America, Wells Fargo, US Bank, SunTrust Bank, HSBC, Fifth Third Bank, TD Bank and Key Bank.

The latest rates from the compare mortgage rates survey for the 30 year home loan conducted after the market close on November 19th, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Wells Mortgage rates on the 30 year home loan closed at 4.375% and 1.0 point for a 4.529% APR.

Bank of America mortgage rates for the 30 year mortgage came in at 4.250% and 1.50 points and a 4.431% APR.

SunTrust mortgage rates for a 30 year were 4.375% with 1.375 points and a 4.523% APR.

Chase Mortgage rates for the 30 year mortgage ended at 4.625% with 0.375 points resulting in a 4.713% APR.

HSBC mortgage rates moved up to 4.875% with no points and an APR at 5.014% for a 30 year term home loan.

Citibank mortgage rates on a 30 year were at 4.625% with 0.25 points and a 4.801 % APR.

Key Bank mortgage rates increased to 4.58% with no points and a 4.720% APR on a 30 year loan.

Fifth Third Bank mortgage rates on the 30 year mortgage closed at 4.50% with 0.25 points and a 4.619% APR.

US Bank mortgage rates closed at 4.625% and no points with an APR of 4.690% for a 30 year.

TD mortgage rates on a 30 year loan jumped to 4.625% and no points and a 4.667% APR.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rate obtained by a borrower from the mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on 20 percent down, $250,000 owner occupant mortgage. The rates and terms may vary; check with the bank mortgage lenders for details.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

To find information on Chase Bank credit card products or Citibank credit cards please see Chase Bank Credit Cards or Apply for a Citibank Credit Card.

Compare Bank Mortgage Rates November 8th, 2010

With continued monetary easing by the Fed and little sign of inflation, fixed rate mortgages moved noticeably lower this week. While the Fed attempts to solve unemployment by maintaining low interest rates, mortgage rates should continue to remain low fluctuating in a very narrow range.

Mortgage rates for the 30 year fixed rate mortgage were down measurably last week. The average 30 year mortgage rate in the current bank mortgage rate survey fell by over ten basis points or 10/100’s of a percent. The average 30 year mortgage rate closed the week at 4.269 percent down from the previous week’s average rate of 4.388 percent.

Mortgage rates for the 15 year fixed rate mortgage were also down by just over ten basis points. The average 15 year fixed loan closed at 3.648 percent, off of the prior week’s closing average of 3.756 percent.

Points charged by the mortgage lenders in the survey were slightly higher on the 30 year while remaining unchanged for the 15.

The average points charged for the 30 year mortgage rate ended the week at 0.438 points and the points charged on the 15 year mortgage ended at 0.388.

The latest rates from the compare mortgage rates survey for the 30 year home loan conducted after the market close on November 5th, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Wells Mortgage rates on the 30 year mortgage for the week were at 4.00% and a 1.0 point for a 4.151% APR.

Bank of America mortgage rates for the 30 year closed at 4.125% and 1.125 points and a 4.249% APR.

SunTrust mortgage rates came in at 4.125% with 1.625 points and a 4.291% APR on a 30 year loan.

Chase Mortgage rates for the 30 year home loan ended at 4.375% with 0.375 points resulting in a 4.462% APR.

HSBC mortgage rates held tight at 4.625% with no points and an APR at 4.762%

Key Bank mortgage rates dipped to 4.31% with no points and a 4.466% APR.

Fifth Third Bank mortgage rates closed at 4.25% with 0.0 points and a 4.292% APR.

US Bank mortgage rates on the 30 year closed at 4.25% and no points with an APR of 4.313%.

TD mortgage rates were 4.25% and no points and a 4.291% APR for a 30 year home loan.

Citibank mortgage rates on a 30 year were at 4.375% with 0.25 points and a 4.549 % APR.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rate obtained by a borrower from the mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on 20 percent down, $250,000 owner occupant mortgage. The rates and terms may vary; check with the bank mortgage lenders for details.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Bank Mortgage Rates October 18th, 2010

Mortgage rates moved up modestly for the week ending October 15, 2010. After reaching new lows in the previous week, both the 30 year mortgage and 15 year mortgage moved in the opposite direction and closed slightly higher.

The average 30 year mortgage rate ended the week at 4.421 percent while the 15 year mortgage ended with an interest rate of 3.781 percent.

The average points charged to obtain this week’s mortgage rates retreated on the 30 year moved up negligibly on the 15 year. The average points charged on the 30 year mortgage dropped down to .288 points for the week. The average points charged on the 15 year mortgage increased to .388 points.

The results of the compare mortgage rates survey for the 30 year home loan conducted after the market close on October 15, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Wells Mortgage rates were higher by .125 on the 30 year mortgage for a rate of 4.125% and a 1.0 point for a 4.277% APR.

Bank of America mortgage rates headed north by .25%, the Bank of America 30 year mortgage rate is 4.375% and 0.625 points and a 4.447% APR.

SunTrust mortgage rates rose to 4.25% with 1.0 point and a 4.364% APR for a 30 year term loan.

Chase Mortgage rates increased on the 30 year home loan to 4.625% with 0.125 points for a 4.691% APR.

HSBC mortgage rates were unchanged this week at 4.625% with no points and an APR at 4.762% for a 30 year home loan.

Key Bank mortgage rates were up just modestly to 4.33% with no points and a 4.466% APR on the 30 year loan.

Fifth Third Bank mortgage rates closed at 4.375% with 0.0 points and a 4.418% APR.

US Bank mortgage rates on the 30 year were up by .125% to 4.375% and no points with an APR of 4.439%.

TD mortgage 30 year mortgage rates closed the week at 4.50% and no points with a 4.542% APR.

Citibank mortgage rates on a 30 year loan came in at 4.625% with 0.125 points and an APR of 4.779%.

The bank mortgage rates and mortgage costs listed in the weekly compare mortagge rates survey are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval.

The mortgage rate obtained by a borrower from the bank mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Bank Mortgage Rates October 11th, 2010

Record low Treasury rates and a weak employment report drove mortgage rates demonstrably lower last week. Both the 30 year fixed rate mortgage and shorter term, 15 year fixed rate mortgage fell appreciably by the close of Friday.

The jobs reports sent a signal to the bond markets that the possibility of quantitative easing by the Federal Reserve has become a greater certainty and that the level of easing may be rather significant. More quantitative easing by the Fed is brought on by purchases of government debt by the Fed that should temporarily push rates lower on risk free or near risk free fixed income securities such as mortgage backed securities.

The weekly compare mortgage rates survey performed by Selectcdrates.com showed the 30 year and 15 year mortgage rates falling by over 15 basis points on the week.

The average 30 year mortgage rate closed the week at 4.275 percent, down from 4.54 percent in the prior week. The average 15 year mortgage rate closed at 3.696 percent, off of the previous week’s rate of 3.82 percent.

The average points charged by the bank mortgage lenders in the survey were lowers as well for both loan terms. The average points charged to obtain both the 30 year mortgage rate and 15 year mortgage arte moved modestly lower to 0.325 points.

The Selectcdrates.com compare mortgage rates survey compares some of the best current mortgage rates and home financing programs from some of the largest bank mortgage lenders. The compare mortgage rates survey lists the mortgage rates of the top ten bank mortgage lenders to help quickly and easily compare the rates from multiple lenders.

The results of the compare mortgage rates survey for the 30 year home loan conducted after the market close on October 8, 2010 included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Chase Mortgage rates for a 30 year loan was 4.375% with 0.125 points for a 4.440% APR.

Bank of America mortgage rates on the 30 year mortgage came in at 4.125% and 0.875 points and a 4.242% APR.

Wells Mortgage rates dipped down to 4.00% and a 1.0 point for a 4.151% APR on a 30 year home loan.

HSBC mortgage rates remained at 4.625% with no points and an APR at 4.762% for a 30 year mortgage loan.

Fifth Third Bank mortgage rates for a 30 year term home loan dipped down to 4.25% with 0.0 points and a 4.282% APR.

US Bank mortgage rates on the 30 year were at 4.25% and no points with an APR of 4.313%.

SunTrust mortgage rates dropped modestly to 4.125% with 1.0 point and a 4.238% APR.

TD mortgage rates ended at 4.375% and no points with a 4.417% APR on the 30 year loan.

Citibank mortgage rates on a 30 year loan were at 4.375% with 0.25 points and an APR of 4.549%.

Key Bank mortgage rates on the 30 year loan were off by .25% to 4.25% with no points and a 4.385% APR.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rate obtained by a borrower from the mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates Sept 20th, 2010

Mortgage rates tumbled once again. The reduction in mortgage rates for the week ending October 1, 2010 was significant due to the magnitude of the rate drop off of already near record lows. Based on the current compare mortgage rates survey performed by Selectcdrates.com, both the 30 year and 15 year fixed rate mortgages dropped by over ten basis points or 10/100’s of a percent over the past week.

The average 30 year fixed rate mortgage fell by just over ten basis points or 8/100 of a percent, falling from 4.64 percent to the current level of 4.54 percent. The average 15 year fixed rate mortgage fell by more than 15 basis points, to close at 3.82 percent by week’s end.

Points charged to obtain these rates from the banks in the survey rose modestly for the both the 30 year home loan as well as the 15 year loan. The average mortgage points charged to obtain a 30 year mortgage rate loan moved up to 0.375 points and the average loan points charged for the 15 year mortgage moved up to .388 points.

The Selectcdrates.com compare mortgage rates survey compares some of the best current mortgage rates and home financing programs from some of the largest bank mortgage lenders. The compare mortgage rates survey lists the mortgage rates of the top ten bank mortgage lenders to help quickly and easily compare the rates from multiple lenders.

Results of the compare mortgage rates survey for the 30 year home loan included the following mortgage rates, points, and APRs from the top ten bank mortgage lenders:

Wells Mortgage rates on a 30 year loan dipped down to 4.125% and a 1.0 for a 4.277% APR.

Chase Mortgage rates for the 30 year dropped to 4.625% with 0.25 points for a 4.702% APR.

Bank of America mortgage rates were down by .25% to 4.125% and 1.125 points for a 4.286% APR.

US Bank mortgage rates were down by .125% to 4.50% and no points with an APR of 4.564%.

TD mortgage rates closed the week at 4.50% and zero points with a 4.542% APR on the 30 year mortgage loan.

SunTrust mortgage rates were lower on the week by .125% to 4.25% and 1.125 points and an APR of 4.375%.

Citibank mortgage rates on a 30 year loan ended at 4.75% with 0.25 points for a 4.928% APR.

Key Bank mortgage rates on the 30 year loan held steady at 4.50% with no points and a 4.638% APR.

Fifth Third Bank mortgage rates on the 30 year loan were also constant at 4.375% with zero points and a 4.450% APR.

HSBC mortgage rates remained at 4.625% with no points and an APR at 4.762% for a 30 year mortgage loan.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rate obtained by a borrower from the mortgage lenders listed will depend on the loan amount, the down payment, the borrower’s credit profile and income as well as other factors.

The mortgage rates, points and APRs listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates, US Bank mortgage rates, HSBC mortgage rates or TD mortgage rate refer to the Wells mortgage rates page SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates, US Bank mortgage rates page, HSBC mortgage rates or the TD mortgage rates page of Selectcdrates.com.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates Sept 20th, 2010

Mortgage rates dropped measurably for the week ending September 17, 2010. Based on the most recent compare mortgage rates survey performed by Selectcdrates.com, both the 30 year and 15 year fixed rate mortgages dipped back near record lows this past week.

The average 30 year fixed rate mortgage dropped by 8 basis points or 8/100 of a percent, to 4.54 percent. The average 15 year fixed rate mortgage was down 5 basis points, to close at 3.98 percent at the close of the week.

When comparing mortgage rates, shopping among different bank mortgage lenders allows potential borrowers to compare mortgage rates, costs and terms, to find the best deal. The compare mortgage rates survey lists the mortgage rates of the top ten bank mortgage lenders to help quickly and easily compare the rates from multiple lenders.

The average points charged to obtain a 30 year mortgage rate loan remained at .338 this week while the average points charged on the 15 year mortgage rate dropped to .375 points from 0.413 points in the previous week.

Results of the compare mortgage rates survey for the 30 year home loan included the following mortgage rates, points, and APRs:

Key Bank mortgage rates on the 30 year loan moved down to 4.50% with no points and a 4.638% APR.

Fifth Third Bank mortgage rates o the 30 year dipped to 4.375% with zero points and a 4.439% APR.

HSBC mortgage rates held steady with the 30 year at 4.625% with no points and an APR at 4.762%.

US Bank mortgage rates on the 30 year loan were also unaltered at 4.625% and no points with an APR of 4.690%.

Bank of America mortgage rates on the 30 year fell measurably, landing at 4.375% and 0.75 points for a 4.492% APR.

Citibank mortgage rates remained at 4.875% with no points to points on the 30 year fixed resulting in a 5.031% APR.

Chase Mortgage rates dropped by an 1/8th to 4.75% and 0.125 points for a 4.816% APR.

Wells Mortgage rates were also down by an 1/8th on the 30 year moving to 4.25% and a 1.0 for a 4.403% APR.

SunTrust mortgage rate was unchanged at 4.375% and 1.375 points and an APR of 4.523%.

TD mortgage rates kept even with a 30 year mortgage rate of 4.625% and zero points with a 4.667% APR.

The bank mortgage rates and mortgage costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates, points and APRs listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval. These conditions can impact the mortgage rate and costs.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates page or the TD mortgage rates page of Selectcdrates.com.

Compare Mortgage Rates Sept 13th, 2010

In spite of higher Treasury rates, mortgage rates moved slightly lower for the week ending September 10, 2010. Mortgage rates have continued to remain low throughout the summer months but those low rates may just be on the verge of a turning point with Treasury rates heading higher across almost all maturities. .

Mortgage backed security prices generally, closely follow the movement of the ten year Treasury bond. This past week was a bit of an exception with Treasury prices falling more than mortgage backed security prices. Mortgage backed security prices will force mortgage interest rates in the opposite direction. If mortgage backed security prices dip, 30 year fixed mortgage rates will rise and vice versa.

Based on the most recent survey of bank mortgage rates performed by Selectcdrates.com, current 30 year fixed mortgage rates average 4.619%, down one basis point or 1/100’s of a percent from the previous week.

The average 15 year mortgage rate ended the week at 4.04%, also down one basis point from the prior week’s average rate of 4.05%

The average points charged to obtain these mortgage rates by the bank mortgage lenders in this week’s survey moved in opposing directions. The average points for the 30 year mortgage rate dropped to .338 from.363 points while the points charged for a 15 year mortgage rate moved higher to 0.413 from.388 points in the previous week.

Based on the most recent compare mortgage rates survey, the top bank mortgage lenders for the 30 year home loan offered the following mortgage rates, points, and APRs:

TD mortgage rates were 4.625% and zero points with a 4.667% APR on the 30 year mortgage loan, unchanged from the prior week.

SunTrust mortgage rate moved sideways with the 30 year rate down to 4.375% while the points charged increased to 1.375 points and an APR of 4.523%.

Wells Mortgage rates were also unchanged on the 30 year with the rate holding at 4.375% and a 1.0 for a 4.530% APR.

Chase Mortgage rates held on the rate and pushed just slightly higher on the points with a 30 year at 4.875% and 0.125 points for a 4.942% APR.

Bank of America mortgage 30 year mortgage rate dipped down to 4.625% and 0.875 points for a 4.746% APR.

US Bank mortgage rates held firm on the 30 year loan at 4.625% and no points with an APR of 4.690%.

Citibank mortgage rates were slightly higher with the rate rising to 4.875% with no points to points resulting in a 5.009%.APR.

HSBC mortgage rates were unmoved once again, with the 30 year mortgage rate at 4.625% with no points and an APR at 4.762%.

Fifth Third Bank mortgage rates were a mixed bag with the 30 year rate up to 4.50% with zero points and a 4.564% APR.

Key Bank mortgage rates were firm on the week, a 30 year mortgage rate from Key came in at 4.69% with no points and a 4.831% APR.

The bank mortgage lender mortgage rates and costs listed are current as of this publication date but are subject to change and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval. These conditions can impact the mortgage rate and costs.

To find more information on Wells mortagge rates, SunTrust mortagge rates, Bank America mortagge rates, Chase mortgage rates or TD mortgage rate refer to the Wells mortgage rates section SunTrust mortgage rates page Bank America mortgage rates page Chase mortgage rates page or the TD mortgage rates page of Selectcdrates.com.

Compare Mortgage Rates Sept 7th, 2010

Mortgage rates finally turned in the other direction and moved higher for the week ending September 3, 2010. Both the 30 year and 15 year fixed rate home loans experienced an increase in the average rate, with the 30 year rising slightly more than the shorter term, 15 year loan.

Based on the most recent survey of bank mortgage lenders performed by Selectcdrates.com for the weekly compare mortgage rates report, the average 30 year mortgage rate ticked up five basis points or 5/100’s of a percent to end the week at 4.632%. The 15 year mortgage rate increased by one basis point to 4.055% on the week.

The average points charged by the bank mortgage lenders in the survey were marginally higher as well. The 30 year mortgage rate had a charge of .363 points on average while the 15 year mortgage rate had a charge of .388 points.

Once again all of the top lenders offer the 30 year mortgage rate under 5.0%. Mortgage rates from the top ten bank mortgage lenders in this week’s compare mortgage rates survey ranged from a low rate of 4.375% to a high of 4.875%. The 15 year mortgage rate was also under 5.0% with almost ½ of the top ten bank mortgage lenders offering 15 year term loans that fall under 4.0%. The low rate for the 15 year mortgage rate was 3.75% and the high end was 4.50%.

The compare mortgage rates survey from the top bank mortgage lenders for the 30 year home loan ended the week of Sept 3rd with the following mortgage rates, points, and APRs:

SunTrust mortgage rate for the 30 year mortgage moved up slightly to 4.50% with 1.0 point and a 4.616% APR.

TD mortgage rates for a 30 year home loan held steady for the week at 4.625% and zero points with a 4.667% APR.

Wells Mortgage rates bumped up an 1/8th on the 30 year to 4.375% and a 1.0 for a 4.530% APR.

Chase Mortgage rates on the 30 year mortgage also crept up an 1/8th of a percent to 4.875% and no points for a 4.931% APR.

Bank of America mortgage rates were ended unchanged for the 30 year mortgage rate at 4.875% and increased marginally on the points to 0.875 points for a 4.990% APR.

US Bank mortgage rates were up on the 30 year to 4.625% and no points with an APR of 4.690%.

Citibank mortgage rates fell slightly to 4.75% but jumped on the points to 0.50 points resulting in a 4.972%.APR.

HSBC mortgage rates were unaltered, with the 30 year mortgage rate at 4.625% with no points and an APR at 4.762%.

Fifth Third Bank mortgage rates were lower on the points charged and unchanged for the rate with a 30 year rate of 4.375% with 0.25 points and a 4.471% APR.

Key Bank mortgage rates moved higher, a 30 year mortgage now has a rate of 4.69% with no points and a 4.831% APR.

The mortgage rates and costs listed are current as of this publication date but are subject to change by the banks listed and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval.

To find more information on US Bank mortgages refer to US Bank mortgage rates, for more inormation on Wells mortgage rates see Wells mortgage rates, for information on Bank America mortgages refer to Bank America mortgage rates, for information HSBC mortgage rates see HSBC mortgage rates and for more information on Chase Mortgage rates refer to the section section,Chase mortgage rates at Selectcdrates.com.

Compare Mortgage Rates from Bank Mortgage Lenders August 30th, 2010

Even with an abrupt increase in Treasury rates on Friday, mortgage rates fell once again for the week ending August 27, 2010. The compare mortgage rates survey prepared by Selectcdrates.com, which reviews the 30 year and 15 year mortgage rates form the top bank mortgage lenders, showed a reduction in both the average rate for the 30 year term home loan and 15 year term loan.

The 30 year mortgage rate ended the week at 4.583%, down from 4.613% from the previous week. The 15 year mortgage rate closed out at 4.049%, a reduction of less than one basis point or 1/100 of a percent from the prior week’s rate. Points charged by the top bank mortgage lenders to obtain these rates were identical. Both, the 30 year fixed rate mortgage and 15 year mortgage had an average of .35 points charged by lenders surveyed, which was slightly ahead of last week’s average points charged of .338.

While mortgage rates were lower for the week the 10 year Treasury rate moved on the opposite direction. The 10 year Treasury opened Monday with a yield of 2.62% and closed Friday at 2.66%. The two year Treasury started with a rate of 0.49% and jumped to 0.56% by the week’s end. This may indicate that mortgage rate will slightly higher in the coming days.

The survey results from the compare mortgage rates survey from the top bank mortgage lenders for the 30 year home loan ended the week with the following mortgage interest rates, points, and APR:

Wells Mortgage rates remained unchanged for the 30 year at 4.25% and a 1.0 and a 4.403% APR.

Chase Mortgage rates on the 30 year mortgage dropped by and 1/8th of a percent to 4.75% and 0.25 points for a 4.827% APR.

Bank of America mortgage rates for the 30 year term ended unchanged for the rate at 4.875% but dropped for the points charged to 0.75 points for a 5.005% APR.

US Bank mortgage rate for a 30 year loan was 4.50% and no points for a 4.564% APR.

Citibank mortgage rate fell to 4.875% with 0.125 points and a 5.031%.APR.

TD mortgage rates increased modestly for the week to 4.625% and zero points for an APR of 4.667% on a 30 year home loan.

SunTrust mortgage rate was predominantly unmoved with a 30 year mortgage rate at 4.375% with 1.25 points and a 4.512% APR.

HSBC mortgage rates held steady on the 30 year at 4.625% with no points and an APR at 4.762%.

Fifth Third Bank mortgage rate remained the same for the rate and dropped for the points charged to 4.375% with 0.125 points and a 4.428% APR.

Key Bank mortgage rates were down as well on the week with a 30 year mortgage of 4.58% with no points and a 4.72% APR.

The mortgage rates and costs listed are current as of this publication date but are subject to change by the banks listed and are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval.

To find more information on US Bank mortgages refer to US Bank mortgage rates section, for more inormation on Wells mortgage rates see Wells mortgage rates section, for information on Bank America mortgages refer to Bank America mortgage rates section, for information HSBC mortgage rates see HSBC mortgage rates and for more information on Chase Mortgage rates refer to section,Chase mortgage rates.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates from the Top Bank Mortgage Lenders August 23th, 2010

Headlines news, top bank mortgage lenders reduce mortgage rates. Hard to believe this statement isn’t really much of an attention grabber anymore but, for the week ending August 20, 2010 the top five bank mortgage lenders surveyed by Selectcdrates.com reduced their rates yet again.

Based on the most recent survey used to compare mortgage rates from the top banks, the average 30 year fixed mortgage rate loan dropped four basis points or 4/100’s of a percent for the week. The average 30 year mortgage rate from the top five bank mortgage lenders ended the week at 4.613%. The average 15 year mortgage rate was also down by four basis points, falling to 4.056% at week’s end.

The points charged to obtain the mortgage rates for both terms rose by less than one basis point, closing at an average of .338 points.

Lower mortgage rates from the top banks are about the only positive news coming from the banking industry as far as consumers are concerned. In fact, continued record low mortgage rates are about the only positive data regarding economic news in the past quarter.

The survey results from the compare mortgage rates survey for the 30 year home loan from the top ten bank mortgage lenders included:

Chase Mortgage rates actually moved higher on the week, rising to 4.875% and zero points and a 4.931% APR for the 30 year mortgage.

Wells Mortgage rates dropped measurably, falling to 4.25% and a 1.0 point origination fee resulting in a 4.403% APR.

US Bank mortgage rate for a 30 year loan was 4.50% and no points for a 4.564% APR.

Citibank mortgage rate was also higher on the week with a 30 year fixed rate mortgage at 5.125% with no points and a 5.261%.APR.

Bank of America mortgage rate ended at 4.875% with 1.125 points and a 5.032% APR on a 30 year.

SunTrust mortgage rate is 4.375% with 1.375 points for a 4.523% APR on a 30 year home mortgage.

TD mortgage rate dropped rather significantly to 4.50% and zero points for an APR of 4.542% on a 30 year term loan.

HSBC mortgage rate dipped down to 4.625% with no points and an APR at 4.762% for a 30 year loan.

Fifth Third Bank mortgage rate remained unaltered on a 30 year fixed mortgage at 4.375% with 0.375 points and a 4.460% APR.

Key Bank mortgage rate was down modestly to 4.625% with no points and a 4.765% APR for a 30 year term mortgage.

The bank mortgage rate survey compares mortgage rates form the top ten bank mortgage lenders in the nation to help borrowers find the best mortgage quickly and easily for home purchases or mortgage refinance transactions.

The mortgage rates and costs listed are current as of this publication date but are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates August 16th, 2010

The top bank mortgage lenders reduced their mortgage rates once again. The average rate for the 30 year fixed and 15 year fixed rate home loan from the top ten bank mortgage lenders surveyed by Selectcdrates.com dropped for the week ending August 13, 2010. The benchmark 30 year fixed rate mortgage and 15 year continue to drop to record low levels.

The 30 year fixed rate mortgage from the top ten bank mortgage lenders ended the week with a rate of 4.619%, down from 4.638% in the previous week. The average points charged to obtain the rate was boosted modestly to .40 points from .375 points in the previous week.

The average 15 year fixed rate mortgage dropped down to 4.011% from 4.035% in the earlier week. The average points charged by the banks to obtain the 15 year loan for the 15 year term loan was also up modestly, rising to .413 points from .3625 points in the preceding week.

The survey results for the 30 year home loan from the top ten bank mortgage lenders included:

Wells Mortgage rates closed the week unchanged at 4.500% and a 1.0 point origination fee with an APR of 4.686%.

Bank of America mortgage rate was modestly lower at 4.25% with 1.375 points and a 4.877% APR on a 30 year term.

Chase Mortgage rates closed out the week at 4.75% and zero points with a 4.806% APR for the 30 year home loan.

Citibank mortgage rate on a 30 year fixed rate loan is at 5.00% with .125 points and a 5.158%.APR.

US Bank mortgage rate ended the week with at 4.50% and no points for a 4.564% APR on the 30 year mortgage.

HSBC mortgage rate slipped lower to 4.75% with no points and an APR at 4.888% for a 30 year loan.

SunTrust mortgage rate on the 30 year was unchanged at 4.375% with 1.125 points for a 4.501% APR.

TD mortgage rate ticked up slightly to 4.75% and zero points for an APR of 4.942%.

Fifth Third Bank mortgage rate also ticked up moderately to 4.375% with 0.375 points and a 4.471% APR.

Key Bank mortgage rate was lower overall with a marginally higher rate but with less origination points bringing the APR in at 4.831% based on a rate of 4.69% with no points.

The bank mortgage rate survey compares mortgage rates form the top ten bank mortgage lenders in the nation to help borrowers find the best mortgage quickly and easily for home purchases or mortgage refinance transactions.

The mortgage rates and costs listed are current as of this publication date but are not guaranteed. All mortgage loans and mortgage rates listed require bank approval and bank underwriting. Bank lender mortgage interest rates are subject to change by the individual bank mortgage lenders at anytime.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, additional conditions will apply for loan approval.

The mortgage rates and points are just a sample of the many home loan programs and mortgage rates that are available from these bank mortgage lenders.

Compare Mortgage Rates August 9th, 2010

Bank mortgage rates from the top ten bank mortgage lenders surveyed by Selectcdrates.com fell almost imperceptibly on the 30 year while displaying a greater rate reduction for the shorter, 15 year term mortgage loan.

The top ten bank mortgage lenders ended the week with a 30 year mortgage rate at 4.6375%, down from 4.638% in the previous week. The average points charged for the 30 year remained at .375 points.

The average 15 year mortgage rate fell to 4.035% from 4.075% in the prior week. The average points charged for the 15 year term loan fell as well, dropping to .3625 points from .3875 points in the prior week.

The Selectcdrates.com compare mortgage rates survey compares mortgage rates form the top ten bank mortgage lenders in the nation to help borrowers find the best mortgage and best mortgage rate quickly and easily for home purchases or mortgage refinance transactions.

The top ten bank mortgage lenders displayed the following rates for the 30 year fixed rate mortgage:

Chase Mortgage rates closed out the week at 4.75% and zero points with a 4.806% APR for the 30 year home loan.

Bank of America mortgage rate on the 30 year was 4.75% with 1.125 points and a 4.877% APR.

Citibank mortgage rate was 4.875% with .125 points and a 5.031%.APR for a 30 year.

Wells Mortgage rate for a 30 year held at 4.500% with 1.0 point and an APR of 4.686%.

US Bank mortgage rate for a 30 year term also held at 4.50% and no points for a 4.564% APR.

HSBC mortgage rate was also unchanged at 5.00% with no points and an APR at 5.140% for a 30 year loan.

SunTrust mortgage rate followed, holding steady at 4.375% with 1.125 points for a 4.501% APR.

TD mortgage rate on a 30 year continued the trend with a rate unchanged at 4.625% and zero points for an APR of 4.652%.

Fifth Third Bank mortgage rate was 4.375% with 0.25 points and 4.46% APR for the 30 year home mortgage.

Key Bank mortgage rate dropped on the week to 4.625% with .125 points and an APR at 4.776%.

All mortgage loans and mortgage rates listed require bank approval and bank underwriting. Mortgage interest rates and costs are subject to change by the individual bank mortgage lenders. Mortgage rates can change not only on a daily, but may change several times during the day as well during times of volatile interest rate markets.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location.

These rates are just a sample of the many loan programs and mortgage rates that are available from these lenders.

Compare Mortgage Rates August 2, 2010

Continued bad news in the economy has resulted in good news for mortgage rates again this week. Mortgage rates are now at their best levels since the 30 year mortgage rate has been tracked. Both the 30 year fixed rate home loan and 15 year home loan fell for the week ending July 30, 2010.

The average 30 year mortgage rate from the top ten bank mortgage lenders surveyed by Selectcdrates.com ended the week at 4.638% down five basis points or 5/100 of a percent from the preceding week.

The average 15 year experienced a more dramatic drop, falling to 4.075% from 4.112% in the prior week.

The average points charged on the 30 year dropped along with rate, moving down to an average of .375 points. The 15 year showed a slight increase in the average points charged, rising to .3875 points on average.

The survey outcome from each bank in the compare mortgage rates survey from the top bank mortgage lenders for the 30 year fixed rate mortgage included:

Chase Mortgage rates on the 30 year came in at 4.75% and .125 points with a 4.8163% APR.

Bank of America mortgage rate was 4.625% with 1.125 points and a 4.778% APR on the 30 year mortgage.

Citibank mortgage rate for a 30 year term loan was 4.875% with zero points and an APR of 5.009%.

Wells Mortgage rate remained at 4.500% with 1.0 point and an APR of 4.686% for a 30 year.

US Bank mortgage rate for a 30 year home loan came in at 4.50% and no points for a 4.564% APR.

HSBC mortgage rate on a 30 year mortgage increased modestly to 5.00% with no points and an APR at 5.140%.

SunTrust mortgage rate was 4.375% with 1.125 points for a 4.501% APR for the 30 year loan.

TD mortgage rate ended at 4.625% and zero points for an APR of 4.652%.

Fifth Third Bank mortgage rate closed the week at 4.375% with 0.25 points and 4.471% APR on a 30 year term home loan.

Key Bank mortgage rate was also unchanged in the week with a rate of 4.75% with .125 points and an APR at 4.903%.

The mortgage rate survey results are current as of this publication date but all mortgage rates and costs are subject to change by the individual bank mortgage lenders. Mortgage loans listed require bank approval and bank underwriting.

There are many factors that affect mortgage rates and an individuals ability to be approved for a loan for specific loan requests.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location.

These rates may not fit a specific purchase of refinance situation and this is just a sample of the programs that are available from these lenders.

To find more information on Wells mortgage rates, Chase mortgage rates or US Bank mortgage rates refer to the Chase mortgage rates section, Wells mortgage rates section or US Bank mortgage rates section of Selectcdrates.com

To find information on regarding bank CD rates including Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to the Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates July 26th, 2010

The average mortgage rates from the top bank mortgage lenders were little changed for the week ending July 23, 2010. In the weekly mortgage rate survey used to compare mortgage rates from the 10 bank mortgage lenders performed by Selectcdrates.com, both the 30 year fixed mortgage rates and 15 year mortgage rates moved slightly lower while the average points charged moved in the opposite direction.

The weekly survey of national bank mortgage lenders showed the average 30 year was lower by less than two basis points or 2/100 of a percent. The average rate for the 30 year ended the week at 4.688%, down from the previous week’s average rate of 4.70%. The average points charged, unfortunately, moved higher to .438 points from .363 in the previous week’s survey.

The survey results for the 15 year fixed mortgage resulted in rates moving lower by two basis points, dropping down to 4.112% from 4.137% in the preceding week. The average points charged on the 15 year also moved higher from.363 points last week to .40 points this week.

The results found in the weekly compare mortgage rates survey from the top bank mortgage lenders for the 30 year fixed rate mortgage included:

Chase Mortgage rates for the 30 year mortgage was 4.875% and .25 points and a 4.953% APR.

Bank of America mortgage rate on the 30 year mortgage was 4.75% with 1.375 points and a 4.934% APR.

Citibank’s 30 year mortgage rate was 5.00% with zero points and an APR of 5.135%.

Wells Mortgage rate on a 30 year loan came in at 4.500% with 1.0 point and an APR of 4.686%.

US Bank mortgage rate on the 30 year was 4.625% with zero points and a 4.690% APR.

HSBC mortgage rate for the 30 year mortgage is 4.75% with no points and an APR at 4.888%.

SunTrust mortgage rate for a 30 year fixed rate loan is 4.375% with 1.375 points for a 4.523% APR.

TD mortgage rate this week for the 30 was 4.750% with no points and a 4.793% APR.

Fifth Third Bank mortgage rate is 4.50% with 0.375 points and 4.493% APR on a 30 year term loan.

Key Bank mortgage rate is 4.75% with zero points and a 4.892% APR.

The mortgage rate survey results are current as of this publication date but all mortgage rates are subject to change. Mortgage loans listed require bank approval and bank underwriting. The mortgage rates are based on loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location. The loan rates listed with surveyed for NJ mortgage rates.

The top ten bank mortgage lenders listed offers several different mortgage rates and point options other than what is listed as well as additional rates for various mortgage loan types such as FHA home loans, adjustable rate mortgages, first time home mortgage, jumbo mortgages, refinancing existing home loans and more.

To find information on Wells Fargo CDs, Citibank CDs, SunTrust Bank CDs, US Bank CD rates, Bank America CDs, HSBC CDs, Chase Bank CDs, Fifth Third Bank CDs, TD Bank CDs or Key Bank CDs refer to the Wells Fargo CD rates section, Citibank CD rates section, SunTrust CD rates section, US Bank CD section, Bank America CD rates section, HSBC CD rates section, Chase CD rates section, Fifth Third Bank CD rates section, TD Bank CD rates section or the Key Bank CD rates section of Selectcdrates.com.

Compare Mortgage Rates from the Top 10 Bank Mortgage Lenders July 19th, 2010

Weak economic conditions continue to keep bank mortgage rates at historic low levels. In the weekly mortgage rate survey of the top 10 bank mortgage lenders performed by Selectcdrates.com, both the 30 year fixed rate home loan and 15 year loan drifted lower.

The 30 year and 15 fixed mortgage rates are highly determined by economic conditions and demand for fixed income investments. As the economy has fumbled along the demand for fixed income securities has risen driving down bank rates and mortgage rates.

The results of the weekly national survey of bank mortgage rates showed the average mortgage rate on 30 year fixed loan closed out the week at 4.70%. The rate is down from last week’s average of 4.75%. The average points charged were lower as well, moving down from .375 points last week to .363 this week.

The average 15 year fixed mortgage rate from the top ten banks was down this week by almost seven basis points or 7/100 of a percent. The average 15 year rate was 4.137% with the average points charged coming in at .363 points.

Compare mortgage rates in the weekly survey from the top ten largest bank mortgage lenders to make your search for a mortgage rate as straightforward as possible. The individual bank results found in the survey of the top bank mortgage lenders for the 30 year fixed rate mortgage included:

Chase Bank, the largest US bank, offered a 30 year mortgage of 4.875% and .25 points for a 4.953% APR.

The second largest bank, Bank of America, markets the 30 year mortgage rate at 4.75% and 1.00 point with an APR of 4.877%.

Citibank, the number 3 bank ranked by assets, has a 30 year mortgage rate of 5.00% with .125 points and an APR of 5.158%.

The fourth largest US based bank, Wells Fargo, has a 30 year home loan at 4.500% with 1.0 point and an APR of 4.686%.

The fifth largest bank, US Bank, mortgage rate is 4.625% with no points and a 4.69% APR.

HSBC mortgage rate on a 30 year term loan is 5.00% with no points and 5.14% APR.

SunTrust mortgage rate for a 30 year fixed is 4.375% with 1.0 point and a 4.490% APR.

TD mortgage rate is 4.750% with no points and a 4.779% APR on the 30 year fixed home loan.

Fifth Third Bank mortgage rate on the 30 year mortgage is 4.375% with 0.25 points and 4.493% APR.

The tenth bank, Key Bank mortgage rate is at 4.75% with zero points and a 4.892% APR.

The top ten bank mortgage lenders listed offers several different mortgage rates and point options other than what is listed as well as additional rates for various mortgage loan types such as FHA home loans, adjustable rate mortgages, first time home mortgage, jumbo mortgages, refinancing existing home loans and more.

All mortgage interest rates are current at the time of the survey but are subject to change. All mortgage rates and loans require bank approval. Mortgage rates are heavily dependent on the credit profile of the borrower, the down payment amount, property type and geographic location. Bank mortgage rates listed are for loan amounts of approximately $250,000.00 with 20% or greater down payment.

Compare Mortgage Rates July 12th, 2010

Mortgage rates on the 30 year fixed rate home loan and 15 year fixed rate home loan moved in opposite directions for the week ending July 9, 2010.

To compare mortgage rates with the previous week, the 30 year mortgage rates offered by the top ten bank mortgage lenders surveyed in the Selectcdrates.com mortgage rate moved marginally lower while the 15 year was slightly higher.

The average 30 year fixed rate mortgage based on this week’s survey ended the week at 4.75% with 0.375 points. The rate was unchanged on the 30 year; however the average points charged to obtain the rate dropped from 0.425 points in the previous week to 0.375 points this week.

The average 15 year fixed mortgage rate from the top ten banks was 4.20% with 0.338 points. The 15 year rate is just under two basis points or 2/100’s of a percent higher compared to the previous week’s average mortgage rate on the 15 year term loan.

While mortgage rates on the 30 year were lower and the 15 year was little changed, long term Treasury rates rose last week which is usually leads to pressure on mortgage rates to move up as well. The 10 year Treasury bond rose by 11 basis points while the 5 year rose by five basis points last week which should result in mild increases later this week unless Treasury rates move lower again.

The results of the survey from the top bank mortgage lenders for the 30 year fixed rate mortgage included:

Chase mortgage rate for a 30 year mortgage is 5.00% and zero points with a 5.056% APR.

Bank of America promotes the 30 year mortgage rate at 4.75% and 1.00 point with an APR of 4.868%.

Citibank mortgage rate on the 30 year is 5.00% with .25 points and an APR of 5.180%.

Wells Fargo mortgage rate on the 30 year is 4.500% with 1.0 point and a 4.686% APR.

US Bank mortgage rate is 4.625% with zero points and an APR of 4.69%.

HSBC mortgage rate for a 30 year mortgage is 5.00% with no points and 5.14% APR.

SunTrust mortgage rate is 4.625% with 1.125 points and a 4.743% APR.

TD mortgage rate for a 30 year is 4.750% with zero points and a 4.779% APR.

Fifth Third Bank mortgage rate on the 30 year home loan is 4.500% with 0.25 points and 4.586% APR.

Key Bank mortgage rate on the 30 year loan is at 4.75% with .125 points with a 4.903% APR.

The top ten bank mortgage lenders listed offers several different mortgage rates and point options other than what is listed as well as additional rates for various mortgage loan types such as FHA home loans, adjustable rate mortgages, first time home mortgage, jumbo mortgages, refinancing existing home loans and more.

The Selectcdrates.com mortgage rate survey compares the mortgage rates offered by the largest bank mortgage lenders in the nation. All mortgage interest rates are current at the time of the survey but are subject to change. Mortgage rates are heavily dependent on the credit profile of the borrower, the down payment amount, property type and geographic location. All bank mortgage rates listed are for loan amounts of approximately $250,000.00 with 20% or greater down payment. All home loans are subject to bank lender approval.

Compare Mortgage Rates July 5th, 2010

Rates on 30 year fixed rate mortgages and 15 year fixed rate mortgages were mixed for the week ending July 2. 2010. The mortgage rates offered by the top ten bank mortgage lenders surveyed in the Selectcdrates.com mortgage rate survey for a 30 year term increased modestly while the points charged to obtain the average rate fell. The average 15 year mortgage rate reversed that position with the rate decreasing by a small margin and the average points charged increasing.

The average 30 year fixed rate mortgage based on this week’s survey was 4.75% with 0.425 points compared to last week’s average rate of 4.738% with .525 points. The average 15 year fixed mortgage rate was 4.188% with 0.413 points compared to then previous week’s average 15 year mortgage rate of 4.199% with 0.313 points.

Below is a list of the most current mortgage rates on the 30 year fixed rate mortgage from the top ten bank mortgage lenders in the survey to compare mortgage rates currently available:

Chase Bank, the largest US bank, offer a 30 year mortgage rate of 5.00% and .375 points with a 5.090% APR.

The number two bank in the nation, Bank of America, offers a 30 year mortgage rate of 4.75% and 1.00 point with an APR of 4.906%.

Citibank mortgage rate on the 30 year is 4.875% on the 30 year with .125 points and an APR of 5.031%.

Wells Fargo mortgage rate is 4.625% with 1.0 point and a 4.812% APR for a 30 year term.

The fifth largest bank, US Bank, offers a rate of 4.625% with no points and a 4.69% APR on a 30 year fixed rate home loan.

HSBC Mortgage 30 year mortgage rate is 4.75% with no points and 4.888% APR.

SunTrust mortgage rate is 4.625% with 1.125 points and a 4.754% APR.

TD mortgage rate for a 30 year is 4.875% with zero points and a 4.652% APR.

Fifth Third Bank mortgage rate on the 30 year mortgage is 4.625% with 0.25 points and 4.69% APR.

Key Bank mortgage rate on the 30 year fixed rate mortgage is at 4.75% with .375 points with a 4.926% APR.

The top ten bank mortgage lenders listed offers several different mortgage rates for various mortgage loan types such as FHA home loans, adjustable rate mortgages, first time home mortgage, jumbo mortgages, refinancing existing home loans and more.

The Selectcdrates.com mortgage rate survey compares the mortgage rates offered by the largest bank mortgage lenders in the nation. All mortgage interest rates are current at the time of the survey but are subject to change. Mortgage rates are heavily dependent on the credit profile of the borrower, the down payment amount, property type and geographic location. All bank mortgage rates listed are for loan amounts of approximately $250,000.00 with 20% or greater down payment. All home loans are subject to bank lender approval.

Compare Top Ten Bank Mortgage Rates June 28, 2010

Mortgage rates continue to move lower. Based on the most current survey of bank mortgage rates performed by Selectcdrates.com, both the 30 year and 15 year fixed rate mortgages moved lower for the week ending June 25, 2010.

The average 30 year fixed rate mortgage from the top bank mortgage lenders ended the week at 4.738% with .525 points. The average 15 year fixed mortgage rate closed the week at 4.199% with 0.313 points.

The Selectcdrates.com mortgage rate survey compares the mortgage rates offered by the largest bank mortgage lenders in the nation. Results of this week’s survey for the 30 year mortgage from the largest U.S. based banks includes:

Chase Mortgage rate on a 30 year fixed rate mortgage of 5.125% and 0.25 points and a 5.204% APR.

Bank of America mortgage rate on a 30 year fixed home loan is 4.625% and 1.25 points with an APR of 4.784%.

Wells Fargo mortgage rate on the 30 year is 4.625% with 1.0 point and a 4.784% APR.

Citibank mortgage rate is 4.750% on the 30 year with 0.50 points and as APR of 4.972%.

US Bank mortgage rate for a 30 year is 4.750% with no points and a 4.815% APR.

HSBC Mortgage rate is 5.000% on the 30 year with no points and 5.140% APR.

SunTrust Bank 30 year mortgage rate is 4.500% with 1.375 points and a 4.649% APR.

TD Bank mortgage rate is 4.625% with zero points and a 4.652% APR.

Fifth Third Bank mortgage rate on the 30 year loan is 4.625% with 0.25 points and 4.712% APR.

Key Bank offers the 30 year fixed rate mortgage at 4.75% with 0.625 points with a 4.948% APR.

The bank mortgage lenders listed offers several different mortgage rates for various mortgage types such as FHA home loans, first time home mortgage, jumbo mortgages and streamlined application mortgages. In addition to the 30 year fixed and 15 year fixed rate mortgages the bank lenders surveyed also offer adjustable mortgage rates as well as mortgage rates for refinancing existing home loans.

All mortgage interest rates are current at the time of the survey but are subject to change. Mortgage rates are heavily dependent on the credit profile of the borrower, the down payment amount, property type and geographic location. Bank mortgage rates listed are for loan amounts of approximately $250,000.00 with 20% or greater down payment. All home loans are subject to bank lender approval.