Compare the current bank fees for Columbia Bank in Washington and Oregon. Columbia Bank is a Northwest community bank that operates more than 135 banking locations in the states of Washington and Oregon.
The bank fee data on Columbia Bank is presented to help consumers make the most of their banking dollars by receiving the right services and products at the lowest costs.
Columbia Bank ATM Fees:
Columbia Bank has no ATM fee for balance inquiries, withdrawals, and fund transfers at any Columbia Bank owned or operated ATM.
Columbia Bank charges a foreign ATM fee of $2.00 for transactions made at ATMs that are not operated by Columbia Bank.
Columbia Bank Overdraft Fees and Insufficient Funds Fees:
The Columbia Bank overdraft or non-sufficient funds (NSF) fee is $33.00. The fee is charged for non-sufficient funds on checks that are paid or those that are returned.
Accounts that are overdrawn by less than $10.00 will not be charged the overdraft fee.
The overdraft fee is for each check or electronic transaction the bank pays or returns. The bank limits the amount of charges to five checks or electronic transactions which are returned or paid on each business day.
Columbia Bank charges a continuous or extended overdraft fee of $5.00 per day for each day an account is overdrawn after the fifth day. If an account is overdrawn for five (5) or more consecutive business days, at the end of the day of the fifth business day, a $5.00 extended overdraft charge, per business day, will be charged until the overdraft is paid in full.
Overdraft protection fee for pre-authorized overdraft coverage from a deposit account is $10.00 per transfer. The fee is assessed to the covered checking account for each transfer from a linked checking, money market or savings account to cover a daily overdraft balance.
Return deposit item fee is $10.00.
Automatic overdraft protection transfer fee is $2.00 for each transfer from a Columbia Bank personal line of credit or personal reserve account to cover a daily overdraft balance in a checking account.
Columbia Bank Wire Transfer Fees:
Incoming domestic wire transfer fee at Columbia Bank is $15.00.
Domestic outgoing wire transfer fee is $25.00.
Incoming international wire transfer fee is $20.00.
Outgoing international wire transfer fee is $40.00.
Additional Common Bank Fees and Charges at Columbia Bank:
Stop payment fee is $35.00.
Cashier’s check fee is $7.00.
Money order fee is $5.00 each.
Legal processing for garnishments or an account levy is $100.00.
Statement copies are charged $3.00 each.
Check copies cost $0.75 per item.
Inactivity fee for checking and savings accounts is $10.00 per month.
A checking, savings or money market account is considered inactive after 15 months unless the account holders has increased or decreased the amount on deposit, exclusive of interest, fees .or other adjustments by the bank.
Check cashing for non-customers is free for On Us checks brought to Columbia Bank and $10.00 or 5%, whichever is greater, for all other checks.
Notary service fee for non-customers is $10.00 per notary.
The information regarding Columbia Bank and Columbia Bank fees is intended to be accurate, but the information is not guaranteed. This information should be verified prior to opening an account. Additional information can be obtained by calling a Columbia Bank customer service representative at 877-272-3678, visiting the bank web site at columbiabank.com, or reviewing the bank’s Services and Fees Schedule for more details.