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Another week passes and bank CDs experience another of week of sinking yields. Bank CD rates available nationally fell across all terms for the week ending Aug. 7, 2009. The rate reduction for this week was mild but impacted all maturities and is a continuation of a protracted slide in CD rates that started in
Yes. You may stop payment of a preauthorized withdrawal, recurring monthly payments or a one time scheduled funds transfer. You can do this by notifying the bank within 3 business days before the transfer is scheduled to be made. You can notify the bank orally or in writing. However, if you notify
Bank rates moved visibly lower again this past week. Just when many financial analysts thought the economy was headed in a sustained positive climb and rising rates were soon be on the horizon, Friday’s lousy jobs report put a damper on any rosy economic outlooks. Poor housing sales combined with extremely slow job
Athens State Bank is locally owned and operated bank in Athens, Illinois. The main objective of the bank is to provide banking services to its customer base in Menard and Sangamon counties Illinois.
Athens State Bank has a long history of serving the local community surrounding Athens. Athens State Bank first opened its doors May 21,
Electronic check conversion is a process in which your check is used as a source of information–for the check number, your account number, and the number that identifies your financial institution. The information is then used to make a one-time electronic payment from your account–an electronic fund transfer. The end result is that
Money given by a buyer when making a formal offer to bind the sale. Also called earnest money. It is also the term used for money placed in a bank or other financial institute.
A law implemented by banking Regulation B. Prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives income from a public assistance program.
Bank of Texas has reduced their mortgage rates once again for purchase and refinance for the first week of June. Texas mortgage rates dropped to record lows in June following the path of the national mortgage market. Treasury rates started the move lower in June as economic data for the US turned lackluster. Mortgage rates
Alaska is the largest U.S. state by area and 48th by population. Though the climate in Alaska can be brutally cold, there are banks in Alaska that are offering red hot CD rates to help compensate for the chill. One bank in Alaska with above average CD rates is Alaska Pacific Bank. Alaska Pacific Bank
Capital City Bank is one of the largest banks and consumer lenders based in Florida. The bank offers a wide array of borrowing options for consumers looking to buy a new home, vacation home, rental home or refinance on an existing home loan for borrowers that want to take advantage of the record low borrowing
Iron Workers is a mutual savings bank established December 8th, 1879 in Chester Pennsylvania. The Bank was named after the local artisans who built iron clad ships, in the local ship yard. Iron Workers is a community bank specializing in retail and small business banking. The bank offers a variety of standard banking services from
Total return is generally regarded as the best measure of fund performance because it is the most comprehensive. Total return includes dividend and capital gains distributions along with any changes in the fund’s share price. A dividend distribution comes from the interest and dividends earned by the securities held by a fund; a capital gains
Alpine Capital Bank was founded on March 1, 2000. It is a private bank specifically targeting high net worth clients with strong reliance on internet applications. Alpine combines traditional commercial banking products and services with the technological advantages of the internet. Alpine Capital Bank is a New York state chartered, FDIC insured commercial bank.
Most people are aware of credit reporting bureaus, which are agencies that determine a person’s credit worthiness through a numerical score between 300 and 800, (with 300 being the worst and 800 being the best). However, few are knowledgeable of ChexSystems, an organization that has the same concept as credit reporting bureaus. They
Property that is offered to secure a loan or other credit and that becomes subject to seizure on default.
Citigroup is a diversified bank holding company whose businesses offer a large range of financial services to consumer and corporate customers throughout the world. Retail banking is offered through products and services of Citibank, N.A. a FDIC insured bank.
Citibank, N.A. is a commercial bank and wholly-owned subsidiary of Citigroup Inc. Citibank’s principal offerings include consumer
Find current Wisconsin mortgage rates and Wisconsin mortgage loans for new purchases and refinances quickly and easily with a list of the top ten bank mortgage lenders based in Wisconsin. Find the best fixed rate mortgage or adjustable rate mortgage in Wisconsin by working with the biggest home loan lenders.
Contact any one of the bank
The gradual loss of value of a building or other property because of age or natural wear. Automobiles in particular depreciate steeply in their first few years. In taxes, this is the deduction you are allowed for the wearing away and expensing over time of such items as office equipment, vehicles, buildings and furniture.
In today’s competitive banking market, if you are a regular bank ATM user and pay a charge for using it, it is probably time to change banks. There is enough competition in most areas that you can find a bank that will offer free ATM use. Compare the bank products and services that are most important
Barnes Banking Co was founded in Davis County, Utah in 1891. The bank is one of Utah’s largest community banks with assets just shy of one billion dollars, actual 2008 year end assets were $970,277,000. The bank has ten bank branches, in Kaysville, Layton, Bountiful, Syracuse, Roy, South Ogden, Salt Lake City, Fort Union, St.