Citibank Checking Accounts

Citibank checking account offers are based on the region or state in which the bank account applicant resides. Citibank is currently offering three checking accounts. The three main Citibank checking accounts are the Basic Checking account, The Citibank Account and the Citigold account.

The Citibank Basic Checking Account

The Citibank Basic Checking account is the bank checking account with the least amount of bells and whistles. There is no minimum opening deposit requirement with the Citibank checking account. There is an $8.00 monthly maintenance fee which is waived when the checking account holder any five of the following transactions; direct deposit, any debit card purchase transaction, online banking bill payment transactions, automatic regular checking account deductions, any ACH payments through the account, checks that are paid and cleared or a cash withdrawal through any ATM. The checking account does not pay interest.

The Citibank Account

The Citibank Account has minimum deposit requirement of $100.00. This is an interest bearing checking account. There is a $20.00 monthly maintenance fee with this checking account that will be waived if the account holder maintains an average balance of $6,000.00 in this account combined with other qualifying Citibank accounts. The checking account comes with free standard checks.

The Citigold Account

The Citigold checking account is also an interest earning checking account. There is a $500.00 minimum deposit to open this account. This checking account has a monthly maintenance fee of $30.00 that is waived when the account holder maintains an average balance of $50,000.00 in qualified Citibank accounts. The Citigold checking account comes with free standard checks, free overdraft protection fee, free money orders, free Travelers checks and more. Non Citibank ATM fees are also waived with this checking account.

All three of the Citibank checking accounts offer free online banking, free online bill payment services, free online bank statements, free check images, Citi ThankYou Rewards and available overdraft protection.

The information, terms and conditions regarding Citibank checking accounts is for informational purposes only and is subject to change at any time. All new checking accounts require bank approval. Citibank may change the terms of the checking accounts, including any bank fees, features or requirements. In order to choose the best checking account of review the current terms and conditions on any Citibank checking account, contact a Citibank representative or visit one of the Citibank branches.

To find information on bank deals and promotions please see Bank Deals. To see current checking account promotions go to Checking Account Promotions. For specific promotions from Citibank see Citibank Promotion. To find Citibank locations see Citibank Locations.

Tags: best checking account, checking account, Citibank checking account, Citigold checking, new checking accounts, online banking

This entry was posted on Monday, January 31st, 2011 at 10:35 pm and is filed under Best Checking Accounts. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.