Chase mortgage rates continue to hold at relatively low rates this week. Chase Bank is one of the largest US based bank mortgage lenders and continues to offer home loan rates that remain competitive with both large and small bank mortgage lenders.
With a Chase Bank mortgage, a prospective borrower is able to get hold of mortgage refinance opportunities that allows the borrower to lower the rate of interest and/or reduce the term of their home loan or monthly payments. Of course, Chase offer loans for purchasing a home, including mortgage loans for first time homebuyers and purchases that require jumbo loans as well as FHA financing.
There are a variety of mortgages available through Chase mortgage, a sample of current Chase mortgage rates and mortgage loans for purchase transactions include the following rates, points and APRs:
Chase mortgage rate for a 30 year loan can be obtained with an interest rate of 5.00% with 0.50 points and an APR of 5.101%
Chase mortgage rate on a 15 year loan is at 4.125% and a 0.625 points and a 4.313% APR.
Chase mortgage 20 year rate is at 4.875% with 0.25 points for a 4.981% APR
A 5/1 adjustable rate mortgage from Chase is available with a mortgage rate of 3.50% with 0.125 points and a 3.236% APR.
These Chase mortgage rates are based on a loan amount of $250,000.00 on a $325,000.00 purchase for a single family home located in California. Chase mortgage rates and loan costs for individual home loan requests may vary. The mortgage rates, points and APR may be adjusted based on several factors regarding the mortgage loan including the geographic location, loan amount, down payment, documentation type, loan type, occupancy type, property type, and borrower’s credit score.
All loans are subject to credit and property approval by the bank. Other restrictions and limitations may apply to the home loans offered by Chase Bank.
To reach a Chase mortgage representative to get information on preapprovals, applications, and the loan process call the bank’s mortgage department at 800-873-6577.
To find Chase Bank branches please see Chase Bank Locations.
For information on bank deals and bank promotions from Chase Bank see Chase Bank Promotions.
To find information on Chase credit cards see Chase Bank Credit Cards.
To see current Chase Bank CD rates please see Chase CD rates.
Chase Mortgage rates increased modestly for the week ending December 3rd, 2010. With the continued chatter over rising Treasury bond rates this week, the rise in mortgage rates found at Chase Bank was relatively modest. Even with the rise in mortgage rates, Chase Mortgage continues to offer home loans with surprisingly low mortgage interest rates and origination fees.
The Chase mortgage rates are available for both fixed rate and adjustable rate mortgages with the 30 year fixed remaining the most frequently requested loan type. Chase mortgage also originates FHA home loans for consumers that have less than perfect credit and jumbo loans for loan requests that are above the amounts approved by FNMA and FHLMC.
Chase Mortgage rates are dependent on the profile of the borrower which involves factors such as the borrower’s credit score and down payment amount, the loan amount, the loan program and the geographic location of the property. The following Chase mortgage rates are based on a California single family home loan with a 20% or greater down payment and good to excellent credit history.
Current Chase Mortgage rates as of December 7th, 2010 include the following loan programs, mortgage rates, points and APRs:
15 year mortgage rate is at 4.125 percent with 0.125 points for a 4.239 percent APR.
30 year fixed rate mortgage has a rate of 4.750 percent with 0.125 points and an APR of 4.816 percent.
5/1 adjustable rate mortgage has a rate of 4.00 percent with zero points for a 3.405 percent APR.
A 30 year jumbo home loan for a loan amount of $600,000.00 has a mortgage rate is at 5.375 percent with 0.375 points for a 5.431 percent APR.
The mortgage interest rates, points and APRs listed are current as of today’s date: December 7th, 2010. Information provided regarding Chase mortgage rates was obtained directly from the bank mortgage lender and are believed to be accurate and reliable when placed on this site, but we cannot guarantee their accuracy. All mortgage interest rates and costs are subject to change and all home loans will require bank approval.
As with all mortgage loans, different bank mortgage lenders offer different mortgage rates and often offer different loan types with varying terms, conditions, and mortgage rates.
Chase Mortgage rates are one of the many bank mortgage lenders offering competitively priced home loans in the mortgage market. By comparing and researching different loan options and mortgage rates, a prospective borrower can find the best mortgage to match their needs. Current 30 year mortgage rates and 15 year mortgage rates form the top bank mortgage lenders can be found at 30 year mortgage rates and 15 year mortgage rates.
Chase mortgage rates fell again this week as national mortgage rates continue to drop. The drop in Chase mortgage rates as well as the average of the top bank mortgage lenders was caused by a high demand for U.S. government securities which closely track the rates on mortgage backed securities and the rates offered by mortgage lenders.
Chase Mortgage offers a variety of mortgage loans with several different combinations of mortgage rates and mortgage points. Chase mortgage rate are may vary depending on the geographic location of the property. The following Chase mortgage rates are based on a loan amount of $275,000.00 with a 20% down payment in Illinois with 1.0 point or less in origination fees.
Chase offers a number of fixed rate home loans in which the loans interest rate is guaranteed to remain fixed for the life of the loan.
Chase Mortgage rate on a 30 year fixed rate loan is 5.00% with 0.25 points for a 5.079% APR.
The 15 year mortgage rate from Chase is at 4.50% and no points with a 4.596% APR.
Chase Mortgage offers a 20 year term fixed rate loan with a mortgage rate at 4.875% and .125 points for an APR of 4.966%.
Adjustable rate mortgages have interest rates that start out fixed for a predetermined period of time, after that time expires the mortgage rate may change over the remaining term of the loan.
The 5/1 adjustable rate mortgage from Chase is at 3.625% with 0.25 points and a 3.859% APR.
The Chase Mortgage rate for a 30 year fixed jumbo loan is 5.50% with 0.125 points and a 5.540% APR.
Chase Mortgage also offers FHA loans that are insured by the government for purchase or refinance loan transactions.
Chase offers different loan products with varying terms, conditions, and rates to meet a variety of loan needs. Chase Mortgage rates are current as of this publication date but are subject to change. Individual mortgage rates may vary depending on home values, down payment amount, the borrower’s credit history and other factors. All mortgage loans require bank approval.
A Chase Mortgage representative can be reached at 1-800-873-6577.
Chase bank offers different rates for different US states. By visiting the Chase Bank website potential borrowers can obtain information on the types of mortgage loans and mortgage rates by state including Chase Mortgage rates in NY, Chase Mortgage rates in CA, Chase Mortgage rates in PA, Chase Mortgage rates in NJ, Chase Mortgage rates in FL, as well as other locations.