Charlottesville VA Mortgage Rates

Search current mortgages rates in Charlottesville VA for new home purchases and refinances from the leading mortgage lenders serving the local housing market. The local Charlottesville mortgage lenders offer a variety of mortgage loan products for new home loan borrowers to purchase a home or refinance and existing mortgage.

Borrowers will find an array of traditional fixed rate loans with terms from 10 to 30 years, adjustable rate mortgages with initial fixed interest rate terms that adjust at predetermined time periods, jumbo mortgage loans with fixed and adjustable rates, FHA mortgage loans, VA mortgages, rural housing loans, and first time home buyer loans.

Use the current 30 year mortgage rate data for Charlottesville provided to find the lowest possible rates with the best customer service from local mortgage lenders that serve Charlottesville and the surrounding region of Virginia.

Charlottesville VA Mortgage Rates
Charlottesville Mortgage Lender Mortgage Rate Points APR
Comerica Bank 30 Year Mortgage Rates
comerica.com
866-476-6520
3.610 0.000 3.659
BBT Bank 30 Year Mortgage Rates
bbt.com
888-946-8730
3.375 0.500 3.454
Happy State Bank 30 Year Mortgage Rates
happybank.com
806-359-8811
3.625 0.000 3.685
Whitney Bank 30 Year Mortgage Rates
whitneybank.com
800-813-7346
3.500 0.500 3.584
Cadence Bank 30 Year Mortgage Rates
cadencebank.com
877-326-2265
3.500 0.000 3.634


The mortgage lenders serving the Charlottesville metropolitan area as well as the local markets of Albemarle, Fluvanna, Greene and Nelson counties offer several other mortgage programs for new home loan borrowers. Mortgage shoppers can find loans with a variety of other terms, interest rates, and repayment options. New borrowers can also secure financing for a new construction or obtain a new home equity loan or equity line of credit.

Many lenders working in the Charlottesville area also have loan programs designed to expand home ownership opportunities for first time homebuyers and other borrowers who would not otherwise qualify for conventional loans on affordable terms,

All home lending products available in the local market are subject to credit and property approval. Mortgage rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.

Mortgage loan rates and terms for individual loan requests in the Charlottesville market may vary based on a variety of loan features such as the loan amount, loan term, the credit score of the borrower, down payment amount, points paid, repayment schedule, and other characteristics.

All mortgage and mortgage rate information is based on sources deemed reliable, but no warranty or guarantee is made as to its accuracy or completeness. Contact the individual mortgage lenders directly to verify the current home loan rates and find additional mortgage information on loan programs and requirements.

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