Winthrop State Bank is a Minnesota based bank headquartered in Winthrop, MN.  The bank was founded in 1903 and offers personal and commercial banking services in the region.

Winthrop State Bank offers a variety of deposit and lending products to meet a range of needs.  Deposit and lending products are available for personal, business, and other organizations.

Along with bank CDs with competitive CD rates in MN, Winthrop State Bank deposit products include regular checking accounts, NOW checking accounts, money market accounts, passbook savings account and bank IRA Accounts.

The bank’s CDs and other savings options can work as safe and secure investment choices for retirement or short term savings goal or to simply provide a high rate of return to temporarily hold funds. 

Current CD rates in MN offered by Winthrop State Bank include the following:

91 day CD rate 0.76%
182 day bank CD rate in MN 1.02%
1 year CD rate 1.75%
2 year CD rate in MN is 2.00%
3 year CD interest rate is 2.25%

CD interest earned is compounded at maturity on the 91 & 182 day bank CD’s.  Interest is compounded annually on the 1, 2, & 3 year bank CD’s.  Winthrop State Bank CDs are subject to early withdrawal penalties.  

Bank CD rates are current as of this publication date but are subject to change at anytime.  MN CD rates presented by Winthrop State Bank are subject to bank approval and additional conditions may apply.

For current CD rates in MN offered by Winthrop State Bank as well as information regarding these bank accounts, a bank representative can be reached directly at 507-647-5371.

Additional accounts and interest rates offered by Winthrop State Bank includes a traditional bank IRA CD with a 12 month term that has a rate of 2.02% and a money market account that has an interest rate of 0.50% as well as a passbook savings that yields  0.50%.

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