CD Rates Credit Union
Current top 6 Month Credit Union CD Rates and One Year Credit Union CD Rates. The Best Credit Union CD rates offered. Compare the Best Six Month Credit Union CD Rates and One Year Credit Union CD rates from the Largest Credit Unions in the U.S.
CD Rates Credit Union
Bank APY Term Min $ Open
State Employees' Credit Union
www.ncsecu.org
888-732-8562
1.25% 6 Month $250.00
PenFed Credit Union
www.penfed.org
800-247-5626
0.75% 6 Month $1,000.00
Navy Federal Credit Union
www.navyfederal.org
888-842-6328
0.70% 6 Month $2,500.00
Security Service Federal Credit Union
www.ssfcu.org
800-527-7328
0.65% 6 Month $500.00
BECU
www.becu.org
800-233-2328
0.55% 6 Month $500.00
PenFed Credit Union
www.penfed.org
800-247-5626
1.26% 1 Year $1,000.00
State Employees' Credit Union
www.ncsecu.org
888-732-8562
1.25% 1 Year $250.00
Navy Federal Credit Union
www.navyfederal.org
888-842-6328
0.95% 1 Year $1,000.00
Security Service Federal Credit Union
www.ssfcu.org
800-527-7328
0.85% 1 Year $500.00
BECU
www.becu.org
800-233-2328
0.70% 1 Year $500.00
CD investors and savers had to endure some more pain over the past week as CD interest rates moved lower one more time this year.  The average bank CD rate as measured by the Selectcdrates.com CD rate index was lower by just over one basis point.  The average CD rate, per the CD rate index,
If a person does not have overdraft protection, each time a check is bounced, they must pay an NSF (Nonsufficient Funds Fee). This is usually $35 per check, an amount that can significantly add up if the bouncing is done numerous amounts of times. And this happens whether the check bounced is $1,000
Bank certificate of deposit rates were mostly lower again this past week.  All bank CD terms experienced falling interest rates on the week with the exception of the five year maturity which remained unchanged.  The one year and two year CD rates were especially hard hit based on the weekly survey of bank rates performed