Interest rates remained listless at the close of Tuesday, October 6th.  Short term Treasury rates held steady while mid term and long term Treasury rates ticked up modestly.

Three month and six month Treasury rates were unchanged with yields holding at 0.08% and 0.15%, respectively.  The one year Treasury rate was higher by just one basis point or 1/100 of a percent.  The five year Treasury moved higher by four basis points to close at 2.25% and the ten year Treasury was up three basis points pushing the yield up from 3.24% to 3.27%.

Bank CD rates were unchanged for the day.  As Treasury rates continue to drop, this will put some pressure on CD interest rates going forward.  With the best national rates already at low levels, the biggest drop in rates will most likely surface in promotional CD rates among the regional and community banks.

As it stands now, the highest CD rates continue to surface within the states at the regional banks and community banks with the exception of few states in which the best CD rates in some maturities are higher with national bank rate offers.

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