California CD Rates – Best Six Month CD Rates, 1 Year CD Rates, 2 Year CD Rates, and 5 Year CD Rates in California | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Thursday September 02, 2010

Today's Current California CD Rates
The best California CD rates currently offered. Compare the best California CD rates from the highest CD rates currently being offered.

Today's Current California 6 Month CD Rates. The best California 6 month CD rates. Compare the best California 6 month CD rates.
Bank	APY	Term	Min $ Open
First Choice Bank www.firstchoicebankca.com 877-256-9809	1.30%	6 MONTH	$5,000.00
Pacific Alliance Bank www.pacificalliancebank.com 626-773-8888	1.30%	7 Month	$5,000.00
American Plus Bank www.bankaplus.com 626-821-9188	1.28%	6 MONTH	$1,000.00
California Business Bank www.californiabusinessbank.com 866-495-4042	1.25%	6 MONTH	$1,000.00
TomatoBank www.tomatobank.com 310-806-9666	1.25%	6 MONTH	$1,000.00
Gateway Business Bank www.gbbanker.com 949-461-5939	1.19%	6 MONTH	$10,000.00

Today's Current California 1 Year CD Rates. The best California 1 Year CD rates. Compare the best California 1 Year CD rates.
Bank	APY	Term	Min $ Open
First Choice Bank www.firstchoicebankca.com 877-256-9809	1.70%	1 YEAR	$5,000.00
California Business Bank www.californiabusinessbank.com 866-495-4042	1.50%	1 YEAR	$1,000.00
Habib American Bank www.habibamericanbank.com 213-362-1200	1.50%	1 YEAR	$1,500.00
American Plus Bank www.bankaplus.com 626-821-9188	1.48%	1 YEAR	$1,000.00
Gateway Business Bank www.gbbanker.com 949-461-5939	1.44%	1 YEAR	$10,000.00
Golden Security Bank www.goldensecurity.com 866-472-8431	1.44%	1 YEAR	$10,000.00

Today's Current California 2 Year CD Rates. The best California 2 Year CD rates. Compare the best California 2 Year CD rates.
Bank	APY	Term	Min $ Open
Habib American Bank www.habibamericanbank.com 213-362-1200	2.25%	2 YEAR	$1,500.00
California Business Bank www.californiabusinessbank.com 866-495-4042	1.90%	2 YEAR	$1,000.00
Golden Security Bank www.goldensecurity.com 866-472-8431	1.83%	2 YEAR	$50,000.00
Desert Commercial Bank www.desertbanking.com 760-340-7595	1.82%	2 YEAR	$1,000.00
Preferred Bank www.preferredbank.com 213-891-1188	1.82%	2 YEAR	$1,000.00
Saigon National Bank www.saigonnational.com 714-338-8700	1.80%	2 YEAR	$1,000.00

Today's Current California 5 Year CD Rates. The best California 5 Year CD rates. Compare the best California 5 Year CD rates.
Bank	APY	Term	Min $ Open
Beach Business Bank www.beachbusinessbank.com 310-536-2260	3.07%	5 YEAR	$10,000.00
California Community Bank www.calcommunitybank.com 858-444-3388	2.78%	5 YEAR	$2,500.00
Kaiser Federal Bank www.kaiserfederal.biz 800-524-2274	2.75%	5 YEAR	$10,000.00
Silvergate Bank www.silvergatebank.com 800-595-5856	2.68%	5 YEAR	$2,500.00
Golden Security Bank www.goldensecurity.com 866-472-8431	2.63%	5 YEAR	$50,000.00
First Choice Bank www.firstchoicebankca.com 877-256-9809	2.60%	5 YEAR	$5,000.00

CD Rates Pennsylvania

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CD Rates Massachusetts

Money Market Account Rates

Savings Account Rates

Money Market Fund Rates

Tax Exempt Fund Rates

What is the FDIC and what does it mean for me?

The FDIC is the Federal Deposit Insurance Corporation. It is the primary regulating body of state chartered banks that are not members of the Federal Reserve System. It insures the deposits of individual accounts up to $100,000.00 per account.

Top Long Term CD Rate for Residents of Nebraska

Nebraska National Bank is currently offering the best long term CD rates in Nebraska. The bank offers a 64 month CD that has an interest rate of 4.45% APY. Interest is compounded quarterly and will be credited to the account quarterly. Nebraska National Bank does not require a minimum deposit amount to open this or

Can the bank charge for transferring my IRA to another institution?

Yes. The bank makes these decisions; in some instances, State law prescribes them. Federal law does not establish the services for which fees may be imposed. Neither does Federal law establish the maximum amount of fees that national banks can charge for an IRA transfer. National banks are required to disclose

Bank Statement

A record of a customers account that is issued periodically showing all transactions during that period. It shows all deposits made, all checks paid, and other debits posted during the period, usually one month, as well as the current balance.

Choice Financial Almost the Best One Year CD Rate

Choice Financial continues to offer one of the best short term certificate of deposit rates available in the national market. Choice Financial is not often listed as having one of the best CD rates available. The bank offers a certificate of deposit rate promotion that often slips under the radar because of the odd month

State Bank of Bement

The State Bank of Bement is a community bank with one bank location based in Bement, Illinois. The bank was established on January 17, 1914. State Bank of Bement has been FDIC insured since January 1, 1934. State Bank of Bement is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal

Mountain View Bank CD Rates

Located in the Ozark Mountains of North Central Arkansas, the Bank of Mountain View has been serving the people of Stone County since 1915. The Bank of Mountain View continues to be the area’s only locally owned and operated bank. Bank of Mountain View has two bank branch locations. The bank is chartered as a

CD and Savings Rates at Pacific Premier Bank

Pacific Premier Bank is a state-chartered commercial bank headquartered in Costa Mesa, California. This weekend the bank is advertising both its regular savings account and its 9 month CD. The interest rate on the savings account is 3.50% while the rate on the CD is 3.75%. To be eligible for the interest rate on the

Apple Valley Bank CD Rates, Connecticut

Apple Valley Bank & Trust Company operates three offices in Cheshire, Southington and Wallingford, Connecticut. The bank was founded in 2001 and offers personal and commercial banking services. Apple Valley Bank offers local staff to help with an assortment of banking needs. Bank products and services range from car loans and commercial construction loans to

California CD Rates with Compass Bank

Compass Bank is one of the 25 largest banks in the U.S. The bank is headquartered in Birmingham, Alabama and operates more than 720 bank branches in Texas, Alabama, Arizona, California, Florida, Colorado and New Mexico. Compass Bank is a wholly owned subsidiary of BBVA. BBVA acquired Alabama based Compass Bank in 2007, BBVA Compass then

Tip #49

Always keep a watchful eye on the movement of interest rates and inflation. Inflation can erode the value of your savings, especially low yielding short term savings, by devaluing the value of your dollars. Over time, inflation can decreases the purchasing power of investments rather substantially. Find the best CD rates and

Interest Rate Risk

The possibility that a bond’s or bond mutual fund’s value will decrease due to rising interest rates.

Trustee

A person who holds property or who acts as a fiduciary on behalf of another person according to the terms establishd by the trust and the donor.

CD Rates at Colorado National Bank

Colorado National Bank is a full service financial institution with its main office located in Colorado Springs, Colorado. The bank has two additional bank branches in Falcon and Monument. Colorado National Bank is a wholly owned subsidiary of Team Financial, Inc. Team Financial, Inc. is a financial holding company incorporated in the State of Kansas.

How can my account be overdrawn when I just made a deposit?

Many transactions are processed overnight. These transactions may not be reflected in an available balance. On checking accounts, banks generally post deposits before withdrawals. However, there are no laws requiring national banks to do this. In addition, banks may establish a cutoff time for deposits made at a branch or through an

Bank Funds Availability and Check Clearing Times

Opening a bank account and making deposits doesn’t necessarily mean those funds are immediately available for use. When you deposit a check into a bank a holding period is usually placed on the funds. This waiting period is the length of time the bank will hold the check or checks in order to

Delinquency

A debt that was not paid when due.

Money Market Mutual Funds for Parking Cash

Money market mutual funds can provide a good yield and offer check writing ability to transfer funds to a lower yielding checking account or to pay large recurring monthly bills directly. Money market mutual funds can also be a good place to park cash while you wait out a turbulent market and take time seeking

Bankruptcy

The legal proceedings by which the affairs of a bankrupt person are turned over to a trustee or receiver for administration under the bankruptcy laws. There are two types of bankruptcy: Involuntary bankruptcy, one or more creditors of an insolvent debtor file a petition having the debtor declared bankrupt. Voluntary bankruptcy, the

What is a bank failure?

A bank failure is the closing of a bank by a federal or state banking regulatory agency. A bank is generally closed when it is unable to meet its obligations to depositors and others. When an FDIC insured bank fails, the FDIC becomes receiver of the bank and operates the bank by managing

California CD Rate Updates

The Best California CD Rates October 9, 2009

The best CD rates in California were lower across all maturities for the week ending October 9, 2009. The largest drop on average was on the short term bank CD rates and the smallest drop occurred in the five year rates.
The best six month CD rates in California fell by eight basis points or 8/100 [...]

California CD Rates for the Week Ending September 18, 2009

While the average of the national bank CD rates held firm for the week, California CD rates slipped across all terms. The rate reductions were moderate on the shorter term CDs and more substantial for the long term, two and five year CD rates in California.
The average of the best six month CD rates in [...]

CD Rates California for the week of Aug 7, 2009

California CD rates tumbled for the week but remain above the best national bank CD rates. As with most the vast majority of bank rates, California CD rates moved lower for the week ending August 7, 2009. CD rates were lower across all terms in the golden State. The highest CD rates in California have [...]

Banking & CD FAQs

How Does the Health of the Economy Affect Interest Rates?

The health of the economy affects interest rates by influencing the supply of, and the demand for, credit. For example: People’s incomes fall in a recession, so the amount they save also decreases. The demand for credit by business generally declines in a recession, as business spends less on new buildings, equipment, and

When is an account considered inactive or dormant?

Generally, an account is considered dormant when no activity, deposits or withdrawal, has occurred for a period of 5 to 7 years. The length of time necessary to declare an account dormant is defined by State statute. Once an account is declared dormant, the bank may be required to transfer the funds to

What types of investments do money market funds hold?

Taxable money market fund investments include U.S. Treasury securities, federal agency notes, certificates of deposit, and commercial paper. Typically, tax-exempt money market funds, which seek to pay dividends that are exempt from federal income tax and/or state income tax, invest in instruments issued by state and local governments or what are called municipal securities.

Someone recently paid off a debt that had with me and gave me a post dated check, is it illegal to post date a check?

There is no law that prohibits the issuance of a post-dated check. There are laws against issuing checks when the partying delivering this check knows that they don’t have funds to cover it. Using postdated checks in general is never a good business, since it is perfectly acceptable for the bank to pay

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