CD rates California. Today's Current California CD Rates
The best California CD rates currently offered. Compare the best California CD rates from the highest CD rates currently offered. Review top California bank CD rates. See the Best CA CD Rates and Best Bank CDs in CA.
Today's Current California 6 Month CD Rates. The best California 6 month CD rates. Compare the best California 6 month CD rates.
Bank APY Term Min $ Open
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
0.90% 6 Month $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.80% 6 Month $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
0.75% 6 Month $1,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.74% 6 Month $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.70% 6 Month $1,000.00
Wilshire State Bank
www.wilshirestatebank.com
866-886-2265
0.60% 6 Month $1,000.00
Today's Current California 1 Year CD Rates. The best California 1 Year CD rates. Compare the best California 1 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.08% 1 Year $25,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.01% 1 Year $10,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.99% 1 Year $1,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.85% 1 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
0.85% 1 Year $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.85% 1 Year $1,000.00
Today's Current California 2 Year CD Rates. The best California 2 Year CD rates. Compare the best California 2 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.38% 2 Year $25,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
1.25% 2 Year $1,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.10% 2 Year $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.06% 2 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
1.05% 2 Year $1,000.00
Woori America Bank
www.wooriamericabank.com
213-382-8700
1.00% 2 Year $1,000.00
Today's Current California 5 Year CD Rates. The best California 5 Year CD rates. Compare the best California 5 Year CD rates.
Bank APY Term Min $ Open
BBVA Compass Bank
www.bbvacompass.com
800-266-7277
2.00% 5 Year $500.00
One West Bank
www.owb.com
800-669-2300
1.50% 5 Year $5,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.46% 5 Year $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
1.41% 5 Year $1,000.00
Provident Savings Bank
www.myprovident.com
800-442-5201
1.40% 5 Year $10,000.00
Opus Bank
www.opusbank.com
855-678-7226
1.40% 5 Year $10,000.00
A better than expected monthly jobs report pushed bank rates higher going into the Independence Day holiday weekend.  The monthly jobs report which is released on the first Friday of the month (with the exception of holidays) is often a big catalyst for bank rates in one direction or the other.  Surprise figures can be
Valley Community Bank has six locations in St. Charles, Geneva, Batavia and North Aurora, Illinois, providing personalized, prompt and professional service. The bank offers products ranging from standard savings accounts, certificates of deposit, consumer loans to some of the best checking and CD rates in the region. Valley Community Bank offers free checking account that currently
A self-regulatory organization with authority over firms that distribute mutual fund shares as well as other securities.
CD interest rates took a mild slide for the week ending August 31, 2012.  The average CD rate in the Selectcdrates.com CD rate index dipped lower by a mere 3/1000ths of a percent.  The CD rate index, which measures the average rate found on the top ten best three months CD rates, six month CD
LIBOR is an acronym that stands for to the London Interbank Offered Rate. The term interbank refers to the fact that the rate is a rate used for banks and financial institutions similar to the U.S. fed funds rate. It is the rate of interest charged on short-term loans made between banks.
A variety of systems and technologies for transferring funds electronically rather than by check. This includes Fedwire, automated clearinghouses (ACHs), and other automated systems.
Financial assistance provided to a bank or savings institution that is undercapitalized do to eroding earnings for loan losses, drop in value of investments held as a result of poor market conditions or a rapid loss outflow of deposits. The FDIC may bailout the depositors by infusion capital or the FDIC arrange for the
A check written by a depositor that has not yet been presented for payment to or paid by the depositor’s bank.
A cashier’s check is a check issued by a bank and payable to a specific person. Because a bank issues a cashier’s check, itself, the cashier’s check is paid by funds of the bank and not the depositor. Therefore, if an item is genuine, there is very little risk that the instrument will
Key Rates This weekNovember 18, 2008 Last WeekNovember 12, 2008 One Year AgoNovember 13, 2007 Federal Funds Target Rate 1.00% 1.00% 4.50% Federal Funds Effective Rate 0.38% 0.35% 4.61% Discount Window Rate 1.25% 1.25% 5.00% Prime Rate 4.00% 4.00% 7.500% 3 Month Treasury Bill 0.07% 0.18% 3.41% 6 Month Treasury Bill 0.65% 0.74% 3.63% 1 Year Treasury Bill 0.95% 1.00% 3.68% 3 Year Treasury Bond 1.36% 1.60% 3.52% 5 Year Treasury Bond 2.08% 2.37% 3.84% 10 Year Treasury Bond 3.38% 3.75% 4.26% 5 Year Inflation Indexed Treasury Bond 3.44% 3.46% 1.46% 3 Month Commercial Paper 1.32% 1.40% 4.38% 3 Month Eurodollar Deposit 3.00% 2.75% 4.90%
Cole Taylor Bank, one of the top ten largest banks based in Illinois, is currently running several CD rate promotions.  The promotional bank CDs are available for a limited time and while Cole Taylor bank is a Federal Reserve member bank, the CDs are marketed and made available to Illinois residents only.  The bank CD
“Breaking the buck” occurs when a money market fund is unable to repay its $1.00 NAV per share. Since Rule 2a-7 was adopted in 1983, only once has a money market fund failed to repay the full principal amount of its shareholders’ investments. In that case, a small institutional money market fund in 1994 “broke
A debt instrument used in a real estate transaction where the property is the collateral for the loan. A mortgage gives the lender a right to take possession of the property if the borrower fails to pay off the loan.
Reading the Philadelphia Inquirer we come across an ad by Stonebridge bank offering the best 14 month CD rate in Pennsylvania.  In the ad Stonebridge Bank is presenting a 14 month CD with an interest rate of 4.25%.  Not only is it the best 14 month rate but it is also the best CD rate
Reserve requirements are the percentage of deposits that depository institutions must hold in reserve and not lend out. Banks and other depository institutions (savings institutions, credit unions, and foreign banking entities) are required to hold a portion of their deposits as reserves. Depository institutions may hold reserves either as vault cash or as
The FDIC was visiting Illinois on Friday and by the end of the day closed the doors on six Illinois based banks.  The banks placed into receivership with the FDIC included New Century Bank based in Chicago, Citizens Bank & Trust Company of Chicago, Broadway Bank  based in Chicago, Lincoln Park Savings Bank in Chicago,
The Nov. 16th issue of the Seattle Times Post Intelligencer has an ad placed by First Savings Bank Northwest advertising their 18 month bump up CD.  The rate on this CD is 4.19%.  This is the best CD rate for 18 months CDs in the state of Washington.  The minimum balance to open a CD
An institution where mutual claims are settled between accounts of member depository institutions. Clearinghouses among banks have traditionally been organized for check-clearing purposes, but more recently have cleared other types of settlements, including electronic fund transfers.
While the world centers in on Tampa to watch the Super Bowl, a review of some of the best CD rates offered by banks in Tampa, Florida deserves attention too.  First Citrus Bank is a state chartered commercial bank located right in Tampa, Florida.  The bank opened for business in February 1999.  First Citrus Bank has
National banks must make funds available for withdrawal on the “payment date.” This is the date on which the funds are actually payable, not the date on which the bank received the deposit.