CD rates California. Today's Current California CD Rates
The best California CD rates currently offered. Compare the best California CD rates from the highest CD rates currently offered. Review top California bank CD rates. See the Best CA CD Rates and Best Bank CDs in CA.
Today's Current California 6 Month CD Rates. The best California 6 month CD rates. Compare the best California 6 month CD rates.
Bank APY Term Min $ Open
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
0.90% 6 Month $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.80% 6 Month $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
0.75% 6 Month $1,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.74% 6 Month $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.70% 6 Month $1,000.00
Wilshire State Bank
www.wilshirestatebank.com
866-886-2265
0.60% 6 Month $1,000.00
Today's Current California 1 Year CD Rates. The best California 1 Year CD rates. Compare the best California 1 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.08% 1 Year $25,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.01% 1 Year $10,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
0.99% 1 Year $1,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
0.85% 1 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
0.85% 1 Year $1,000.00
American Plus Bank
www.bankaplus.com
626-821-9188
0.85% 1 Year $1,000.00
Today's Current California 2 Year CD Rates. The best California 2 Year CD rates. Compare the best California 2 Year CD rates.
Bank APY Term Min $ Open
Pacific Alliance Bank
www.pacificalliancebank.com
626-773-8888
1.38% 2 Year $25,000.00
Community Valley Bank
www.yourcvb.com
760-352-7777
1.25% 2 Year $1,000.00
Capital Source Bank
www.capitalsourcebank.com
888-433-4272
1.10% 2 Year $10,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.06% 2 Year $2,500.00
OneUnited Bank
www.oneunited.com
877-663-5648
1.05% 2 Year $1,000.00
Woori America Bank
www.wooriamericabank.com
213-382-8700
1.00% 2 Year $1,000.00
Today's Current California 5 Year CD Rates. The best California 5 Year CD rates. Compare the best California 5 Year CD rates.
Bank APY Term Min $ Open
BBVA Compass Bank
www.bbvacompass.com
800-266-7277
2.00% 5 Year $500.00
One West Bank
www.owb.com
800-669-2300
1.50% 5 Year $5,000.00
Vibra Bank
www.vibrabank.com
619-422-5300
1.46% 5 Year $2,500.00
Neighborhood National Bank
www.mynnb.com
619-239-3360
1.41% 5 Year $1,000.00
Provident Savings Bank
www.myprovident.com
800-442-5201
1.40% 5 Year $10,000.00
Opus Bank
www.opusbank.com
855-678-7226
1.40% 5 Year $10,000.00
Accepting checks is part of contract law and usually governed by the Uniform Commercial Code. Individual states set the standards for the acceptable term on a check. It is a general standard that a check over 6 months old.
LIBOR is an acronym that stands for to the London Interbank Offered Rate. The term interbank refers to the fact that the rate is a rate used for banks and financial institutions similar to the U.S. fed funds rate. It is the rate of interest charged on short-term loans made between banks.
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Standard individual retirement accounts held in deposit accounts at an insured bank have increased FDIC insurance of $250,000.00.  These include IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs and self directed Keoghs.  FDIC insured bank accounts for IRAs can be good investment options to maintain diversification and insure principal protection.
Taxable money funds invest in a variety of debt instruments and securities.  The reason money funds are so stable is because they invest in ultra short-term securities like those issued by banks, the federal government, state municipalities and large companies with top grade credit ratings.  There are a variety of different debt instruments in the
The term interest is used to describe the cost of using money, a right, share, or title in property.
The trend of lower bank rates remains intact. Bank savings and lending rates continued their year long slide with another down week with the week ending September 24, 2010. Good news for those who are borrowing, bad news for those who are saving. On the borrowing side of the equation, mortgage rates
A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be open for public inspection and copying. The only exceptions are those records that fall into one of nine exempted categories listed in the statute.
A bank account owned by a business. These are generally checking accounts or demand deposit accounts. Business or commercial bank accounts will usually have higher monthly fees and service charges.
A Health Savings Account (HSA) in conjunction with a high-deductible health plan is a relatively new way to lower your health care costs. It’s a tax-advantaged account that can be used to pay for day-to-day eligible medical expenses. An HSA is also an excellent way to save for future health expenditures with the
Whether interest rates are low or high, compound interest shows its real power over longer investment horizons.  More frequent compounding periods further increases the accumulation of interest earned on interest with any type of savings account.  Start with small investments in a low minimum balance money market account or bank certificate of deposit if that’s
A financial institution that provides a broad range of services, from checking and savings accounts to business loans and credit cards. Commercial banks are different from investment banking firms, such as brokerage firms, which generally are involved in arranging for the sale of corporate or municipal securities.
Check 21 is a new Federal law that changes the way banks process paper checks, substantially speeding a check’s clearance through the system. Check 21 is designed to enable banks to handle more checks electronically, which should make check processing faster and more efficient. Today, banks often must physically move original paper checks
NOVA Financial Holdings, Inc is a multiple bank holding company that operates two wholly owned subsidiaries, Pennsylvania Business Bank and NOVA Bank.  As a registered bank holding company and is subject to regulation and supervision by the Board of Governors of the Federal Reserve System. On November 10, 2008 NOVA Financial Holdings completed the merger with
Cole Taylor Bank, one of the top ten largest banks based in Illinois, is currently running several CD rate promotions.  The promotional bank CDs are available for a limited time and while Cole Taylor bank is a Federal Reserve member bank, the CDs are marketed and made available to Illinois residents only.  The bank CD
Collaboration of two or more individuals in a fraudulent scheme.
Adams Bank & Trust is a family owned regional bank based in Ogallala, Nebraska.  The bank’s history began in 1916 with a charter for a new state bank being granted to G.D. Adams.  Mel Adams, the current chairman, is the grandson of the founder.  Adams Bank & Trust is one of the largest agricultural lending
A fund service allowing shareholders to receive income or principal payments from their fund account at regular intervals.
All fixed rate investments including bank CDs have various inherent types of risk.  Two significant risks are inflation risk and credit risk.  Inflation risk is the loss of value or diminished rate of return due to the erosion of purchasing power by rising interest rates brought on by higher levels of inflation.  Credit risk is
Key Rates This weekNovember 18, 2008 Last WeekNovember 12, 2008 One Year AgoNovember 13, 2007 Federal Funds Target Rate 1.00% 1.00% 4.50% Federal Funds Effective Rate 0.38% 0.35% 4.61% Discount Window Rate 1.25% 1.25% 5.00% Prime Rate 4.00% 4.00% 7.500% 3 Month Treasury Bill 0.07% 0.18% 3.41% 6 Month Treasury Bill 0.65% 0.74% 3.63% 1 Year Treasury Bill 0.95% 1.00% 3.68% 3 Year Treasury Bond 1.36% 1.60% 3.52% 5 Year Treasury Bond 2.08% 2.37% 3.84% 10 Year Treasury Bond 3.38% 3.75% 4.26% 5 Year Inflation Indexed Treasury Bond 3.44% 3.46% 1.46% 3 Month Commercial Paper 1.32% 1.40% 4.38% 3 Month Eurodollar Deposit 3.00% 2.75% 4.90%