Rates Current as of Monday February 08, 2010
| Today's Current California CD Rates The best California CD rates currently offered. Compare the best California CD rates from the highest CD rates currently being offered. |
| Today's Current California 6 Month CD Rates. The best California 6 month CD rates. Compare the best California 6 month CD rates. | |||
| Bank | APY | Term | Min $ Open |
| Golden Security Bank www.goldensecurity.com 866-472-8431 |
1.69% | 6 MONTH | $10,000.00 |
| United Pacific Bank www.upbnet.com 626-312-2080 |
1.68% | 6 MONTH | $2,500.00 |
| American Plus Bank www.bankaplus.com 626-821-9188 |
1.64% | 6 MONTH | $1,000.00 |
| One West Bank www.owb.com 800-669-2300 |
1.55% | 6 MONTH | $5,000.00 |
| First Choice Bank www.firstchoicebankca.com 877-256-9809 |
1.50% | 6 MONTH | $5,000.00 |
| Pacific Alliance Bank www.pacificalliancebank.com 626-773-8888 |
1.50% | 6 MONTH | $5,000.00 |
| Today's Current California 1 Year CD Rates. The best California 1 Year CD rates. Compare the best California 1 Year CD rates. | |||
| Bank | APY | Term | Min $ Open |
| American Plus Bank www.bankaplus.com 626-821-9188 |
1.90% | 1 YEAR | $1,000.00 |
| Golden Security Bank www.goldensecurity.com 866-472-8431 |
1.89% | 1 YEAR | $50,000.00 |
| First Choice Bank www.firstchoicebankca.com 877-256-9809 |
1.80% | 1 YEAR | $5,000.00 |
| One West Bank www.owb.com 800-669-2300 |
1.80% | 1 YEAR | $5,000.00 |
| Pacific Alliance Bank www.pacificalliancebank.com 626-773-8888 |
1.70% | 1 YEAR | $5,000.00 |
| La Jolla Bank www.ljbank.com 800-333-1909 |
1.70% | 1 YEAR | $10,000.00 |
| Today's Current California 2 Year CD Rates. The best California 2 Year CD rates. Compare the best California 2 Year CD rates. | |||
| Bank | APY | Term | Min $ Open |
| First Citizens Bank www.firstcitizens.com 800-939-3736 |
2.30% | 2 YEAR | $1,000.00 |
| American Plus Bank www.bankaplus.com 626-821-9188 |
2.27% | 2 YEAR | $1,000.00 |
| Monterey County Bank www.montereycountybank.com 831-649-4600 |
2.25% | 2 YEAR | $1,000.00 |
| La Jolla Bank www.ljbank.com 800-333-1909 |
2.20% | 2 YEAR | $10,000.00 |
| California Community Bank www.calcommunitybank.com 858-444-3388 |
2.17% | 2 YEAR | $2,500.00 |
| Wedbush Bank www.wedbushbank.com 866-933-2874 |
2.17% | 2 YEAR | $2,500.00 |
| Today's Current California 5 Year CD Rates. The best California 5 Year CD rates. Compare the best California 5 Year CD rates. | |||
| Bank | APY | Term | Min $ Open |
| One West Bank www.owb.com 800-669-2300 |
3.30% | 5 YEAR | $5,000.00 |
| First Citizens Bank www.firstcitizens.com 800-939-3736 |
3.25% | 5 YEAR | $1,000.00 |
| California Community Bank www.calcommunitybank.com 858-444-3388 |
3.10% | 5 YEAR | $2,500.00 |
| Broadway Federal Bank www.broadwayfed.com 323-634-1700 |
3.05% | 5 YEAR | $500.00 |
| La Jolla Bank www.ljbank.com 800-333-1909 |
3.05% | 5 YEAR | $10,000.00 |
| Capital Source Bank www.capitalsourcebank.com 888-433-4272 |
3.00% | 5 YEAR | $10,000.00 |
The cardholder’s account balance as of the previous billing statement.
Steve Leesman from CNBC has the quote of the day when he refers to the jobs report as, “a sea of lesser negatives”.
First, the close of Thursday saw the bond market drop slightly with rising yields mostly due to the first increase in four days for the stock market. The six month Treasury rate ticked
A form of extending an unpaid loan in which the borrower’s remaining unpaid loan balance is carried over or renewed into a new loan at the beginning of the next financing period.
Apple Bank is now running a promotion on their high yield money market account. The bank offers a 3.75% interest rate on the account, guaranteed for 12 months on balances up to $199,999.00. This high yield money market account is the highest rate currently offered in New York. In order to achieve the advertised interest
A money market deposit account at an FDIC insured bank is not the same as a money market mutual fund. A money market deposit account at an insured bank has the same FDIC insurance coverage limits as a checking, savings and CDs does. Money market mutual funds do in fact have some exposure
Security Federal Savings Bank was founded in 1934 in Logansport, Indiana. Security Federal Savings Bank is a community bank providing personal service to individuals and businesses. The bank has been FDIC insured since 1934. Security Federal Savings Bank is one of the few remaining mutually owned banks in the area. This means that the depositors
Avidia Bank is a relatively new Massachusetts bank formed by the merger of two banks. Avidia Bank was formed in 2007 by the merger between Hudson Savings Bank and Westborough Bank. Avidia has approximately $1 billion in assets and nine bank branches located in seven towns in central Massachusetts: Hudson, Westborough, Clinton, Leominster, Marlborough, Northborough
Archer Daniels Midland Company is a large conglomerate primarily involved in agricultural processing. In fact, it is one of the world’s leading agricultural processors. The company’s operation encompasses a wide range of services along with agricultural processing, including banking and futures clearing in both the U.S. and international markets. Hickory Point Bank & Trust is
Never overlook the value of interest bearing bank accounts. Manage your choices for investing in a bank as carefully as you manage any other investments and you will find that your rates return will increase while avoiding the erosion of fees and inflation. Incremental increases in the yield on a bank account will add up
An expression given to financial institutions that offers a wide array of financial services in one company. Financial supermarkets can be brokerage companies, savings banks or banks. Most of these institutions will offer checking or checking like products such as money market mutual funds, mutual funds, insurance, bank credit cards, CDs, loans, insurance
Business cycles are the “ups and downs” in economic activity, defined in terms of periods of expansion or recession. During expansions, the economy, measured by indicators like jobs, production, and sales, is growing–in real terms, after excluding the effects of inflation. Recessions are periods when the economy is shrinking or contracting.
Espírito Santo Bank is a Florida chartered bank headquartered in Miami. The bank is a wholly owned subsidiary of Banco Espírito Santo, Portugal. Espírito Santo Bank offers private banking services and wholesale commercial banking services to domestic and international individuals, institutions and corporate clients and happens to have some great South Florida CD rates as
When searching for the best bank CD rates, whether you’re banking online or banking at your local neighborhood bank, interest rates are generally the foremost concern and come first when considering the best CD rate options. In today’s tumultuous financial environment, the quality of the bank standing behind the CD investment is becoming of greater
Securities that are recorded in electronic records, called book entries, rather than as paper certificates. Ownership of U.S. government book-entry securities is transferred over Fedwire.
A bank employee who handles the funds transactions in the bank such as deposits and withdrawals for the bank customers.
Oversight of individual banks to ensure that they are operated prudently and in accordance with applicable statutes and regulations.
Collaboration of two or more individuals in a fraudulent scheme.
A table of interest rates paid on certificates of deposit that is used to determine interest-rate changes for adjustable-rate mortgages.
Federal law stipulates that all time certificates of deposit (CDs) that are cashed out early are subject to a minimum penalty. If you withdraw an amount within the first six days after deposit, the penalty consists of at least seven days’ simple interest. Other than that minimum requirement, national banks can set their
Competitively priced bank products are one component of the mission of Lewiston State Bank. Lewiston State Bank offers a bevy of bank service and products that provide outstanding rates of return. As an example, the bank currently offers an 18 month CD that has an interest rate of 2.73% APY. The two year CD leaps
Bank & CD Tips
Be cautious of bank courtesy overdraft protection. Your bank may offer this service to pay or cover your check when you have insufficient funds in your account. However, this feature will cost you. S ome of the highest fees charged by banks are for courtesy overdraft protection. To avoid this, either avoid writing the checks
In a roller coaster investment climate it is wise to review your short term savings accounts and options. There are a wide variety of short-term savings vehicles available. As the financial market rides up and down, many financial institutions become more aggressive on the interest rates they offer to attract more depositors. Assess each alternative based on
