Home Bank of California is a California bank headquartered in San Diego.  Home Bank was first established as a California state chartered thrift in 1981.  The bank has since changed status and has become FDIC insured in 1985 and is chartered as a Federal Reserve non-member bank.  Home Bank of California has two bank branches, the main office in San Diego and an additional branch in Oceanside.

Home Bank of California offers a number of savings options, investment opportunities and financial services.  Savings options include statement savings accounts that have a low minimum balance and competitive rates.  The bank has a Super Money Fund Accounts that also offers great variable rates.  The bank also offers several checking account options to meet a range of financial needs.

Home Bank of California offers a large selection of certificates of deposits with competitive CA CD rates.  Bank customers can choose from 1-2 months, 3-5 months, all the way up to 5 year terms on the bank CDs.

Home Bank of California has the following bank CD terms and CA CD rates available at this time.  The CA CD rates are based on a minimum deposit of $2,500.00.
     
3-5 month CD rate is 1.36% 
6-8 month CD earns a rate of 1.41% 
9-11 month CD has an interest rate of 1.46%  
12-17 month CD rate is also at 1.46% 
18-23 month CD yields a rate of 1.51%  
24-35 month CD rate is 2.02%    
36-47 month CD has an interest rate of 2.33%    
48-59 month earns a rate of 2.53%    
5 year CD rate is 2.99%   

Higher CA CD rates are available for deposits above $10,000.00.  Certificate of deposit interest is compounded daily and paid monthly.  CA CD rates subject to change without notice prior to opening the bank CD account.  There may be a substantial penalty for early withdrawal from the bank CDs.  For current bank rates and CA CD rates from Home Bank of California call a bank representative directly at 858-270-5881.  Bank rates, CD rates and current CA CD rates are also available on the bank website located at www.homebankofcalifornia.com.

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