First Mountain Bank is a full service community bank serving the communities of San Bernardino County, California.  First Mountain Bank provides its customers with a range of products and services, including real estate construction financing, commercial real estate and home loans, consumer loans, and business lines of credit, along with checking and savings products.

The bank has four bank branch offices serving the Big Bear and high desert areas of
Southern California.  It has two offices in Big Bear Lake; and one office each in Running Springs and Lucerne Valley.  The company was founded in 1981 and is headquartered in Big Bear Lake, California.  First Mountain Bank is a subsidiary of First Mountain Bancorp.

First Mountain Bank has a broad array of savings options including completive CA CD rates.  Savings programs with First Mountain Bank include; regular savings accounts, premium savings accounts, and money market accounts that are available to individuals and businesses.  Each of these accounts allows the account holder the ability to earn a competitive interest rate while maintaining access to your funds.

For those consumers searching for higher rates and CA CD rates the bank offers high yielding certificates of deposit.  Earn a guaranteed rate of return with a certificate of deposit.  Any of the bank’s certificates of deposit may be opened as a retirement account as well.  Bank CD maturities or terms range from 3-60 months.  The minimum opening deposit for the bank CDs is $1,000.  The interest earned on these bank CDs are based on a fixed interest rate for the term of the CD.  CD interest earned is compounded and credited monthly.

CD terms and CA CD rates available from First Mountain Bank include:

3 month CD interest rate is 0.85%
6 month CD rate is 1.25%
7 month CD earns a rate of 1.01% this bank CD account requires a $25,000 deposit
9 month CD rate is 1.15%
11 month CD has an interest rate of 1.65%
1 year CD rate is 1.65%
18 month CD yields a rate of 1.50%
2 year CD rate is 1.50%
3 year CD earns a rate of 1.50%
4 year CD has a rate of 1.50%
5 year CD rate is 1.50%

Offered CA CD rates are subject to change without notice.  For current bank rates including CD rates available in California call a bank representative at 909-866-5861.  Current CD rates and account information is also available on the bank website, the bank web address is www.firstmountainbank.com.

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