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CD interest rates retreated slightly to end the last week of November.  The average CD rate coming from the top ten highest rates available across a broad spectrum of maturities dipped by just 2/1000ths of a percent over the course of the week.  The average CD rate in the Selectcdrates.com index, which measures the best
Bank certificate of deposit rates were mostly lower again this past week.  All bank CD terms experienced falling interest rates on the week with the exception of the five year maturity which remained unchanged.  The one year and two year CD rates were especially hard hit based on the weekly survey of bank rates performed
If you’re a wise financial consumer, you have money in three places – your checking account to pay bills, your intermediate savings account for short-term goals and emergencies, and your long-term portfolio for retirement and other savings goals longer than five years. Your checking account should be minimal with only enough cushion to prevent