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Annual Percentage Yield (APY) is the term used to express the annual rate of interest on an investment that takes into account the effect of compounding. Normally an investment is sold on the basis of a Nominal Interest Rate, but the nominal rate does not take into account the effect of earning interest
There was large thud heard coming from certificate of deposit rates this week.  For the week ending June 5, 2009 the average for the top certificate of deposit rates available nationally were lower across the board.  This week the average for the top ten CD rates experienced there biggest weekly loss since the start of
Do you need short-term savings? Yes, you most certainly do. And it’s likely you need far more than you have stashed away somewhere. Short-term savings is more than the few hundred you stick in a statement savings account at your local bank to cover next year’s Christmas presents. True short-term savings