The highest CD rates for two year and five year terms in Texas are offered by Capital One Bank.  Capital One Bank has an ad running in the San Antonio Express-News marketing the rates on their 14 month, two year and five year CDs with promotional copy that reads, “give your money what it craves most: a safe predictable rate”.  The interest rate on the 14 month CD is 4.00%.  The interest rate on the two year CD is 4.50%.  The interest rate on the five year CD is 5.25%.  The rates paid on the two year CD and five year CD is the best CD rates for those terms in Texas.  Each CD has low minimum deposit requirement of $1,000.00.  Both personal and small businesses qualify for these rates.  These rates are not offered on the Capital One Bank website.  The offer states the promotion is available in Texas only.  Capital One Bank can be reached at 888-855-2265 or at their website at www.capitalonebank.com or at one of their Texas bank branch locations.  Rates subject to change see bank representative for details.

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